Amy Lane

Cover - How do I sell my house fast for cash?

What Is the Fastest Way to Sell My House for Cash in 2024?

You can sell your house fast for cash to "We buy houses for cash companies". The best way to get a good offer is to list on the...

8 min read Feb 29, 2024

You can sell your house fast for cash to “We buy houses for cash companies”. The best way to get a good offer is to list on the MLS.

Mortgage interest deduction

Mortgage Interest Deduction: 2024 Updates

The Mortgage Interest Deduction is a tax benefit specifically for homeowners. It allows eligible homeowners to deduct the interest paid on their mortgage from their taxable income. This deduction helps reduce...

5 min read Feb 16, 2024

The Mortgage Interest Deduction is a tax benefit specifically for homeowners. It allows eligible homeowners to deduct the interest paid on their mortgage from their taxable income. This deduction helps reduce the overall tax liability for homeowners, providing an opportunity for potential savings. Homeowners must take full advantage of this financial benefit to potentially lower …

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What is a second mortgage

What Is A Second Mortgage And How To Get One?

In 2023, nationwide home appreciation grew by 3.9%. This appreciation indicates that the homeowners have gained more home equity. They can opt for a second mortgage against their property’s equity. A...

8 min read Feb 16, 2024

In 2023, nationwide home appreciation grew by 3.9%. This appreciation indicates that the homeowners have gained more home equity. They can opt for a second mortgage against their property’s equity. A second mortgage is an additional loan taken out alongside the primary loan. Moreover, the second mortgage uses the same property as collateral and holds …

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What is principal and interest

Principal and Interest: The Pillars of Mortgage Repayment

Principal and interest are the two main components of your mortgage repayment structure. Understanding interest and principal is essential for every mortgage borrower. Mortgage payments are the cornerstone of...

6 min read Feb 16, 2024

Principal and interest are the two main components of your mortgage repayment structure. Understanding interest and principal is essential for every mortgage borrower. Mortgage payments are the cornerstone of most homeownerships. They determine the money you have to pay regularly to own your home. In this blog, we’ll explain principal and interest in simple terms, …

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Fed Rate Hike Impact

Fed Rate Hike Impact (2024 Updates)

During its May 2023 meeting, the Federal Reserve is expected to raise the fed funds rate by 25 basis points, bringing it to a range of 5%-5.25% and marking the highest level since September 2007. Investors...

5 min read Feb 16, 2024

During its May 2023 meeting, the Federal Reserve is expected to raise the fed funds rate by 25 basis points, bringing it to a range of 5%-5.25% and marking the highest level since September 2007. Investors will closely watch for signals of the Fed’s potential conclusion to its rate hike campaign. Despite inflation remaining above …

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Grantor vs Grantee

Grantor vs. Grantee: Understanding the Roles and Responsibilities

When it comes to real estate, there are two important roles you need to know: the grantor and the grantee. These roles play a big part in buying, selling, or transferring property. In this blog, we’ll...

7 min read Feb 16, 2024

When it comes to real estate, there are two important roles you need to know: the grantor and the grantee. These roles play a big part in buying, selling, or transferring property. In this blog, we’ll explain what the grantor and grantee do in real estate transactions. By understanding their responsibilities and how they affect …

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Deed of trust

Deed Of Trust: Definition, How It Works, And Benefits

In the world of real estate, a Deed of Trust plays a crucial role. But what exactly is it, and how does it function? This blog post will delve into the definition, mechanics, and benefits of a Deed of Trust....

4 min read Feb 03, 2024

In the world of real estate, a Deed of Trust plays a crucial role. But what exactly is it, and how does it function? This blog post will delve into the definition, mechanics, and benefits of a Deed of Trust. What Is A Deed Of Trust? Definition: A Deed of Trust is a legal document …

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What is debt to income ratio

What Is Debt-to-Income Ratio?

Lenders use the debt-to-income ratio as a financial metric to evaluate an individual’s ability to manage debt. By comparing their monthly debt payments to their monthly gross income. It provides insight...

4 min read Feb 03, 2024

Lenders use the debt-to-income ratio as a financial metric to evaluate an individual’s ability to manage debt. By comparing their monthly debt payments to their monthly gross income. It provides insight into their financial health. Understanding one’s debt-to-income ratio is crucial when applying for loans, mortgages, or other forms of credit. Let’s look at what …

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who pays realtor fees

Who Pays Realtor Fees and How to Skip It?

In most real estate transactions across the US, the seller pays the Realtor fees. The average Realtor commission is between 4% and 6%. But you can always negotiate for a lower commission rate. Keep in mind,...

6 min read Feb 03, 2024

In most real estate transactions across the US, the seller pays the Realtor fees. The average Realtor commission is between 4% and 6%. But you can always negotiate for a lower commission rate. Keep in mind, the Realtor commission rate will vary from state to state! 🚀 Key Takeaways How Much Do Realtors Cost? Standard …

Who Pays Realtor Fees and How to Skip It? Read More »

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