12 min read Jul 21, 2022

7 Best Flat Fee Real Estate Agents + Companies Changing the Game

Sellers are increasingly turning to flat fee real estate agent models for maximum savings in 2022’s competitive real estate market. Flat rate companies like Houzeo charge an upfront flat fee instead of the standard real estate listing commission. All the more reason to check out our list of the best flat fee agents who are changing the game.

» In this guide, we’ll cover:

Rankings: 7 Best Flat Fee Real Estate Agents + Companies

Flat Fee Real Estate Agent/CompanyListing FeeAdditional Fees100% onlineOffer ManagementShowing ManagementAverage RatingMobile App
1. Houzeo$2994.75 Stars
2. Homie$35004.25stars
3. Beycome$299$3504.25stars
4. List With Freedom$295🚩 0.25%4.25stars
5. Fizber$2950.5%4.25stars
6. Flat Fee Group$3990.75%4.25stars
7. Homecoin$95🚩 $4504.5stars

Reviews: 7 Best Flat Fee Real Estate Agents + Companies

1. Houzeo



Houzeo Logo
  • Listing Fee: $349
  • Available nationwide
  • 4.75 Stars 4.9/5 (3,280 reviews)

Houzeo, an online real estate tech company, provides an unbeatable combination of maximum savings, cutting-edge technology, and 5-star customer support.

💰 Save Thousands on Commission: Houzeo’s plans are typically a small flat fee. This will save you thousands. If your buyer is unrepresented, you save the buyer agent commission as well.

📣 Maximum Exposure: Listings get syndicated to the MLS, Zillow, Realtor.com, Redfin, Trulia, and hundreds of other websites. Houzeo also has nifty social media sharing tools. No other platform gives you this much exposure.

Fast Listing & Changes: Houzeo is 100% online. Listing is easy and changes are fast. So you can focus on what is most important – your sale.

⭐ 5-Star Customer Support: Home sellers across America have rated Houzeo 4.9 out of 5 stars on major review sites like Google and Trustpilot. There is comfort in the fact that when you call, there is a live person picking up the phone on the other line.

📱 Cutting-edge Technology: Houzeo is the most powerful real estate website. Its advanced features include:

  • IntelliList Listing Management System: Lets you manage your listing 100% online.
  • Houzeo Showings: Manage showing appointments online.
  • Houzeo Offers: All offers are summarized online. You can view and compare offers, or counter an offer. In a multiple-offer situation, you can also call for highest and best offers.
  • Buyer Search: Buyers can contact you directly on Houzeo.com instead of going through a real estate agent.
  • Houzeo Settlement Agent Platform: Guides you to your closing.

👉 Our Take: Houzeo.com is our top pick because it delivers an unbeatable combination of savings, tech features, and service of any flat fee MLS listing service website we’ve reviewed.

» Houzeo Reviews: Houzeo is 100% online. You can finish the listing formalities in less than 60 mins.

  • Nationwide coverage
  • Listings get syndicated to Zillow, Realtor.com, Trulia, Redfin, and 100s of other sites
  • Quick listing (within a day with concierge)
  • Savings on commissions
  • 100% online – easy listing, fast changes, online showings, and online offers
  • Mobile app availability

Houzeo has a 4.9 out of 5 rating on Google & Trustpilot.

Houzeo is available nationwide.

2. Homie

No in-person agent support


logo image
  • Cheap listing fee
  • Buyer\'s rebate
  • 2 Stars 2/5 (33 Reviews)

Homie, another flat rate real estate agent, works with a flat fee listing of $3500. This is very reasonable when compared with traditional Realtor commission but may be significant for low-value homes.

💰 Savings: No matter what your house list or sale price is, they charge $3500 as a flat listing fee. However, the add-on features included as part of the packages are not value for money.

👨‍⚖️ No in-person agent support: Homie surely looks to be a great option considering the savings but it does not provide in-person agent support which means that as a seller you will have to do most of the groundwork. Homes does however provide remote support. 

🚫 Limited coverage: There is also a risk in quality using Homie because only a small team of agents caters to various customers. 


🔍 Check out: Homie Reviews: Will Homie Truly Save Your Money in 2022? 


  • Cheap listing fee
  • Decent listing speed
  • Commission rebate for buyers


  • Degraded quality due to lesser number of agents
  • No in-person agent support
  • Restricted coverage
  • Poor customer support
  • No value for money for add-on services
  • Average technology
  • Minimal savings on low value homes

Homie has substantial ratings of 4.3 out of 5 on Facebook and average ratings of 2 out of 5 on Yelp.

Homie covers only Arizona, Colorado, Idaho, Nevada, and Utah

3. Beycome



  • Virtual Full Service
  • List within 48 hours
  • 4.25 stars 4.3/5 (193 Reviews)

Based in Miami, Florida, Beycome is a technologically-advanced virtual full service flat fee real estate company. It makes it easy for home sellers to list their home on the MLS Florida as an FSBO

💻 Virtual Management: Through their seller dashboard, you get to access advanced features like managing your listing, organizing offers, and showing schedules.

💸 $99 Basic Package: With this package, you get to upload maximum pictures on the MLS and make unlimited changes to your listing. They even provide an open house scheduler and a tool to manage home visits. In addition to receiving all the leads directly, you also receive online offers and get to access all legal forms & disclosures. 

📴 Easy Cancellation: With their 90-day money-back guarantee, you can cancel your purchase if you don’t sell or receive at least two offers in that timeframe. Sellers have also reported that Beycome will ask you to use their title company.

🔍 SAVE: Beycome Reviews 2022: FACTS About BEYCOME!



  • Set up a free web page along with listing your property on the MLS
  • In case you get frustrated as an FSBO home seller, you can easily switch to a full-service agent


  • Their packages are really expensive
  • You will rely on the agents to bring you buyers, no “search homes” feature for buyers
  • Only one MLS listing flat fee package, the other two are full-service options and are priced higher
  • The MLS package allows only a few photos and a few changes to your property listing

Beycome has a 4.3 out of 5 rating (193 total reviews) on popular review sites like Google Reviews

Available in Florida, Minnesota, Georgia, Rhode Island, California, South Carolina, North Carolina and Alabama.

4. List With Freedom


List With Freedom

list with freedom logo
  • Listing Fee: $89-$295
  • List within 24 hours
  • 4.5stars 4.6/5 (1443 Reviews)

List with Freedom is a limited-service flat fee real estate MLS company operating in multiple locations across the US. It is quite well-known among sellers for being an affordable flat fee realtor

💰 Affordable flat fee MLS listing: It offers affordable flat-fee packages, which range from $89-$295. If you are an experienced seller and know exactly what services you require then this is the right choice for you. The company can help you list your house in almost all state MLS databases and will help you save thousands of dollars.

📵 Poor Services: If you are looking for good-quality services at lower prices, then you might get disappointed here. They allow only 1 property photograph to be uploaded in the base package. Many other companies offer at least 6 photos in their base package.

🚩 Hidden Fee: They do not have any in-house options for pricing assistance or home valuation. Also, they retain 0.25% of the buyer agent’s commission at closing as a compliance fee.

🔍 SAVE: List With Freedom Reviews: Should YOU List With Them?


  • Best for experienced sellers who know what real estate is and how it works
  • Unlimited number of changes
  • Listing syndicated to other websites like Zillow, Trulia, Realtor.com


  • Only one photo is allowed in the basic package listing
  • No pricing support
  • Retain 0.25% from buyer agent’s commission

List with Freedom has a 4.6 out of 5 rating (1443 total reviews) on popular review site Trustpilot

Nationwide Coverage

5. Fizber



Fizber - How to list on MLS
  • Listing Fee: $95, $295, and $395
  • Nationwide coverage
  • 4.25 stars 4.2/5 (95 Reviews)

Fizber is the perfect option if you need a flat fee real estate MLS listing agent and are on a tight schedule. When compared with other Flat rate sites, Fizber fairs well. However, when you compare it with Houzeo, the technology is outdated and the customer service lags.

💰 Flat rate MLS packages: Fizber.com offers cost-effective MLS packages – the most common one is priced at $295 which provides MLS listing with minimal options. $395 package provides a bit more than the $295 package but still lags on features.

💻 Low on tech: Fizber’s technology is outdated and most processes are manual. Additionally, there is no mobile app to help you on the go.

👩‍💻 No Agent control: You’ll be referred to a local broker who covers your area/state to get your property listed on the MLS. Because brokers are not onboarded on the platform (everything is offline), you won’t have control over your selling experience. There is also no guarantee of the matched agent quality.

 🔍 Read more: Fizber Reviews: The Truth Behind its Free Listing!




  • Access to MLS
  • Local broker referral


  • No control over selling since it is an offline process
  • Slow listing process (2-4 days)
  • No mobile app or advanced features
  • Manual listing updates
  • Unpredictable broker quality

Fizber.com has a respectable 4.2 out of 5 rating on popular review sites like Trustpilot.

Fizber gives you a nation-wide coverage.

6. Flat Fee Group


Flat Fee Group

  • Listing Fee: $177-$795
  • Low on Tech
  • No credible reviews found.

Flat Fee Group is a Flat rate real estate company that offers flat fee packages as well as a full-service packages.

💻 Low tech: They are low on tech and connect you to a local broker. Since the majority of their home selling process would be manual, thus time-consuming and slow. 

💰 Flexible packages: The packages are quite costly compared to other fixed rate MLS listing companies ion the list, the basic package is pegged at $177. They provide one full-service bundle for $795 that includes all the flat fee listing features.

🚫 Limitations: Their basic package does not include CSS – showing service & feedback, realtor-sized sign with frame, and Market Analysis (CMA).

🔍 Read: Flat Fee Group Reviews: ONLY For the Experienced Sellers!


  • A Flat Fee option is available, and multiple services are available on à la carte basis
  • Full-Service options are available
  • Upload up to 25 photos even in the limited package


  • Technologically underdeveloped
  • Pricing assistance requires you to sign up first. This opens the doors to the listed agents calling you every now and then
  • No scope of substantial savings as compared to other flat fee MLS Jacksonville, Fl companies

No credible reviews found about this Flat Fee MLS listing service.

Nationwide coverage

7. Homecoin



  • Listing Fee: $95 Upfront
  • List within 24 hours
  • 5 Stars 5/5 (98 Reviews)

Homecoin is a tech centric flat fee real estate agent that offers low listing packages.

⚠️ High Fee: Homecoin’s biggest attraction is the $95 listing. But when you sign up, you’re faced with a clunky online dashboard which makes listing your home a chore that can take hours. Homecoin charges a very significant amount ($450) for state-required seller disclosures. Since sellers are required to file disclosures, this fee is mandatory.

💰 Expensive services: In addition to this, various options are significantly more expensive with Homecoin. Yard signs are advertised as free, but that’s deceptive. Yard signs are only available with post rentals – so you can’t really get one for free. For a $49 utility, you’ll end up paying $97 just for a rental yard sign. In addition, you have to worry about sending the yard sign postback because it is a rental.

🏡 Showings: Homecoin provides Realtor lockboxes, so an unrepresented buyer can never view your property without engaging an agent. Additionally, these lockboxes are expensive rentals at $125 + a $120 deposit. And again, these are rentals so you have to send them back or forfeit your deposit.

🔍 Read more: Homecoin reviews: The Reviews you Need to Read!


  • FSBO listing
  • Covers Northern California


  • Extra charges for state disclosures
  • Hidden fees

Homecoin has 5 out of 5 ratings and 93 reviews on Yelp.

It Covers California, Florida, Georgia, North Carolina, Tennessee, and Virginia

What are Flat Fee Real Estate Agents

To understand this, you will first need to understand how traditional agents work and why flat rate agents are better.

Let’s take an example of a $500,000 home in Florida.

Agent FeeTraditional AgentFlat Fee Real Estate Agent
Listing Fee$15000$399
Buyer agent commission$15000$15000

A flat fee real estate agent lists a home at a set price that includes all basic charges in a single upfront fee. Flat Fee agents are divided according to the amount of service they provide. We will be looking into virtual full service, flat fee agents, and limited service MLS agents.

So go with businesses that provide 100% online transactions with full-service alternatives. This provides you the option of handling the sale yourself or entrusting it to an expert agent.

    📝 READ: MLS agents don’t have a lot of service trade-offs and provide great value. For a wider choice of possibilities or a better value in your specific state, you could also investigate discount real estate brokers or low commission agents.

Companies like Houzeo, for example, provide a wide range of services, including listing administration, a fully automated procedure, buyer leads shared directly with the seller, and a counteroffer option.

So how do they offer such low prices?

The majority of flat-rate brokers and agents work on a referral basis. This saves them time and effort in recruiting clients and money on operations. This flat-fee network gives them quick leads that they can close swiftly. Simply put, the increased customer volume compensates for the conventional agent commission.

    💡 RECAP: A flat rate agent charges a single cost, advertises your home on the MLS, administers your listing, and provides additional seller services for a fee. Keep in mind, however, that most flat fee real estate brokers have numerous customers at any given time. This could imply that there will be fewer people available to help you.

Types of Flat Fee Real Estate Services

Whether you need complete assistance with the sale or you simply need minimal listing management, you can pick from an array of MLS flat rate brokers and companies that vary in the services they offer. To put things into perspective:

CategoryFlat Fee MLS AgentsVirtual Full-service AgentsLimited Service MLS Agents
💸 Listing Fee$399 - $5000$999 - 1%$99 - $299
💸 Buyer Agent Commission3%3%3%
🏘 MLS Listing
💻 100% Online

Flat Fee MLS Agents + Companies

Flat Fee MLS listing is the easiest approach for FSBO home sellers to advertise their property on the MLS. A flat rate listing is a service given by fixed-fee listing businesses that allow you to list your home on the MLS for a set amount. Depending on the flat fee listing package you select, the listing company may also provide a variety of other services to support you when you need them.

If you are choosing a flat fee MLS agent or company, make sure they offer:

  • Expedited MLS listing
  • Low listing prices ($99-$399)
  • Syndicated with Zillow, Trulia, Redfin
  • Control over sale
  • Service customization
  • Minimum 10 photos
  • Fast changes

💀 Avoid companies that offer no customization

  • I Sold My House is a Flat Fee Multiple Listing Service that offers flat fee packages ranging from $299 to $399. They basic packages allow only 6 photos You will need to additionally pay $50/month to feature your listing on their homepage and sidebar.
  • These packages are quite stringent and do not allow a lot of customization, and not a lot of a la carte options are available. So you will have to stick with their pre-existing services mentioned in each package.
  • They provide no marketing assistance. You are on your own to market your property. Many home sellers have complained about their customer support on multiple I sold my house reviews

Virtual Full-service Agents + Companies

Think of everything a traditional agent does, from listing your property, marketing it, pricing it, negotiating with buyers, and closing it. A virtual full-service agent or broker does all that – online. Because its cloud-based presence has many advantages, such as lesser fees, discounted commissions, and much better management and marketing support. Many Flat Fee MLS listing companies like Houzeo also provide full-service options that are 100% online.

If you are choosing a virtual full-service agent or company, make sure they offer:

  • Online listing changes and management
  • 100% online
  • Showing and offering management
  • Online seller disclosures
  • Fast MLS listing
  • No hidden charges
  • No closing fee

Note: Virtual full-service companies are notorious for additional charges. These charges should be mentioned upfront or are termed as a hidden fee. Our list features Flat fee real estate companies also.

💀 Avoid companies with overpriced packages

  • National Flat Fee Association is a national Virtual MLS listing service that serves home sellers via its local brokers. Their packages range from $425-$849 and you can upload up to 40 photos for a listing period of 6 to 12 months. Their packages are quite expensive than other companies on the list with even the basic MLS packages starting at $300.
  • They additionally charge 0.5% at closing for reasons not dislosed on the website.

Limited Service MLS Agents + Companies

As the name suggests, they solely provide listing services. They will not assist you with interpreting purchase offers, buyer negotiations, disclosures, transactions, or settlements. Simply put, they act as your broker, and their only responsibility is to keep your listing up to date. Unlike Flat Fee MLS agents or virtual full-service companies, they offer limited services for a low fee. This is perfect only for experienced sellers or those strapped for cash.

If you are comfortable choosing a limited-service agent, make sure they offer:

  • MLS access
  • Area coverage
  • Offers a minimum of 10 images
  • Property type flexibility
  • No hidden charges
  • Low cancellation fee
  • No closing fee

💀 Avoid companies with Hidden Fees!

  • Home sellers should have prior knowledge specifically about the real estate industry because Flat Fee Realty provides very basic services as far as their flat fee MLS packages are concerned.
  • They offer only one Flat Fee MLS listings package that is pegged at an average of $199 and allows only 6 photos on MLS listing. If you want to upload more photos then you have to pay an additional $50.
  • The services are not customizable, which means you won’t have the liberty to explore more services. You need to sell your home ONLY with the services they provide. Not just this, their listing broker will retain 0.1% to 0.25% of the buyer’s broker commission for reasons not explicitly disclosed on their website. 
  • This is a hidden fee that they take from the home sellers. Also, in certain states, brokers offer some additional services for which they retain 0.5% of the buyer’s agent’s commission.

Flat Fee real estate agents vs. Traditional real estate agents

How much do Flat Rate Realtors Cost?

No matter what you choose, you will need a flat fee broker that offers effective savings on the sale of your property. The cost varies on what type of service you choose between a flat fee agent, a virtual full-service package, or a limited-service flat rate agent. A full-service traditional agent charges anywhere between 2.5% to 3% as your listing fee.

However, you can save more by directly listing on the MLS by using a Flat fee agent for a small upfront flat fee. Some main costs included in Flat Rate are:

💰 Upfront Flat rate/fee

This is what you’ll pay to get on the MLS and manage the listing. Typically the upfront fee is between $300 to $5000.

💸 Additional Service Fee

Listing changes, yard signs, federal-state disclosures, showing management, counteroffers, contract review, price assistance, and closing consultancy are all common extra fees charged by agents. You can choose and switch based on your requirements.

📅 Closing Fee

Most flat fee MLS services will not charge any additional fee unless you are in a minimum service state. Many, however, charge a closing fee.

🚩 Hidden Fee with Flat Rate Realtors

Many unscrupulous brokers will reel you in with a $99 listing. Buyer beware – that’s just the start. You’ll be paying $500+ in hidden fees. A $50-yard sign will be sold to you for $135. Some brokers will charge you hidden fees at closing, but you’ll only find out about these when you’re ready to close. That’s way too late to do anything about it.

🔍 NOTE: So who pays buyer realtor fees? The seller does! This is only applicable if the buyer is represented by an agent.

Why Should you Choose a Flat Fee Real Estate Agent?

Still not convinced? We’ll give you 3 more reasons why you should choose a flat fee broker to get the most value for money:

No obligation

You agree to specific stringent terms and conditions when you sign on with a full-service real estate agent. Until your house sells or you or your agent decide the arrangement is no longer in your best interests, you’re stuck with it. A flat-fee broker or company, on the other hand, allows you to go whenever you choose after you pay the fee. Most Flat Fee companies offer free cancellation within the stipulated time; otherwise, they charge a minimum fee.

    💡 Houzeo Charges No Cancellation Fees: Enjoy zero penalties and termination fees on cancelling your listing. Simply submit a request for a change, and voilà! You will, however, have to pay a $25 fee in the GAMLS. There will be no such levies for other MLSs.

High Tech

The one-piece of technology (MLS Database) that both buyers and sellers demand is only available to agents and brokers. They’ll also employ technology to gather market data and analyze it in order to assist you in pricing your home. This is an important service, but many of the same technologies are now available through flat rate real estate services.

Control over sale

One of the highlights of a flat fee realtor is that you have total control over the selling process. You can set your own rules for pricing your home, countering offers, scheduling showings, negotiating, dealing with negotiations, and much more.

    💡 100 ONLINE! With Houzeo, you will have access to the most powwerful real estate dashboard. Complete your listing paperwork, make changes to your listing, review and compare offers, customize your plan, even add open houses. All Online!

Best Real Estate Agent Near Me

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Final Word: Are they worth it?

There is absolutely no reason why you should not choose a flat fee agent for your next sale. They bring the cost down, offer a multitude of services, and bring technology into the game. Of course, there are pros and cons, but the advantages trump the disadvantages by a great margin. If you’re fully prepared to sell your home and have done some research, then a Flat Fee company can be a great platform to increase your visibility.

But if you want a full-service or customized home-selling with little or zero commission, a Flat fee company or FSBO can do both. For instance, Houzeo is the most advanced FSBO platform built on cutting-edge technology to minimize the time and effort of home selling and create a seamless journey. You get access to tools only realtors can access at a flat fee and avoid a hole in your pocket. Just list your property on MLS with us, sit back and relax.

Frequently Asked Questions

Who pays realtor fees for sale by owner?

All realtor fees, from listing agent to buyer agent commission is paid by the seller.

What is a one time flat fee?

A one time flat fee is an upfront fixed fee paid for specific services you avail.

What is a flat fee example?

Some flat fee listing company examples include Houzeo, Houwser, Homie, Beycome, List with freedom, Fizber, Flat Fee Group etc

What is Flat Fee broker?

A flat fee broker lists a home at a set price that includes all basic charges in single upfront fee. Flat Fee agents are divided according to the amount of service they provide. Some main types we will be looking into are virtual full service, flat fee agents, and limited service MLS agents. So go with businesses that provide 100% online transactions with full-service alternatives. This provides you the option of handling the sale yourself or entrusting it to an expert agent.

Are flat rate realtors worth it?

Both yes and no. Some flat rate realtors provide excellent value for money, particularly in terms of listing fees and added services. If you want to save money, working with a discount broker or a low-commission agent like Houzeo could be the way to go.

What is the difference between flat rate and commission?

A flat rate is a pre-determined rate that does not vary while a commission structure is the percentage of the property sold.

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