A title insurance policy protects the buyer and mortgage lenders against property title-related issues. A title claim could arise even after you’ve owned the property with no troubles for several years. Let’s look at how much is title insurance in Houston, TX, and if it is worth an investment.
What is Title Insurance in Houston, TX?
Title insurance is your shield against property title scammers making claims to your property because of things like:
- Errors in deeds
- Undisclosed heirs
- Forgery
- Encroachment
- Liens or lawsuits
What is Lender’s Title Insurance?
Lender’s title insurance protects the mortgage lender financing your transaction from any property-related issues like someone claiming a right to your house.
What is Owner’s Title Insurance?
Owner’s title insurance protects the homebuyer and his transaction from any property-related issues, like someone claiming a right to their house.
How Much is Title Insurance in Houston, TX?
Both policies, lender’s title and owner’s title, usually cost about 0.5% to 1.0% of the home’s purchase price. Calculate the title insurance costs for your Houston property here.
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