{"id":140909,"date":"2024-05-16T00:25:09","date_gmt":"2024-05-16T04:25:09","guid":{"rendered":"https:\/\/www.houzeo.com\/blog\/?p=140909"},"modified":"2025-07-23T06:20:32","modified_gmt":"2025-07-23T10:20:32","slug":"what-hurts-a-home-appraisal","status":"publish","type":"post","link":"https:\/\/www.houzeo.com\/blog\/what-hurts-a-home-appraisal\/","title":{"rendered":"What Hurts a Home Appraisal? 7 Components To Avoid"},"content":{"rendered":"\n
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\"What<\/img2><\/figure>\n\n\n\n

A home appraisal is an important aspect of the closing process in a real estate transaction. But what hurts a home appraisal? There are various factors that negatively impact an appraisal. Let’s find out what causes a low appraisal and how to avoid it. <\/p>\n\n\n\n

What is a Home Appraisal?<\/strong><\/h2>\n\n\n\n

A home appraisal is the process by which a certified real estate appraiser determines the fair market value of a house. It is an impartial estimation of a property by a third neutral party which does not have any vested interest in the transaction. <\/p>\n\n\n\n

When To Get An Appraisal?<\/strong><\/h2>\n\n\n\n

A mortgage lender should get an appraisal to safeguard themselves against loaning the buyer more than what the house is worth. A lender may also get a house appraisal done in the case of a refinance before finalizing the terms of the revised mortgage. <\/p>\n\n\n\n

A home buyer should get an appraisal done to ensure they don’t end up paying more than the actual market rate of the house. <\/p>\n\n\n\n

Who Pays Home Appraisal Cost?<\/strong><\/h2>\n\n\n\n

The home buyer pays the home appraisal cost in a purchase-and-sale transaction. However, the buyer may ask the seller to bear these expenses as a part of the seller’s closing costs. <\/p>\n\n\n\n

In a refinance transaction, the home owner pays the appraisal fees. <\/p>\n\n\n\n

What Hurts a Home Appraisal?<\/strong><\/h2>\n\n\n\n

There are multiple factors that adversely affect a home appraisal. We have listed a few of the reasons below: <\/p>\n\n\n\n

Location of the Property<\/strong><\/p>\n\n\n\n

If the property is located in a noisy neighborhood or too close to the supermarket, then the buyers may find the property undesirable. This may cause the appraiser to give the house lower points for location. <\/p>\n\n\n\n

Poor Curb Appeal<\/strong><\/p>\n\n\n\n

If the interiors of the house are well-maintained, but the exterior lacks curb appeal, then it may affect the appraisal score. <\/p>\n\n\n\n

Overly Customized Homes<\/strong><\/p>\n\n\n\n

A home that is overly customized as per the current home owner’s tastes will make it difficult for the appraiser to valuate the property accurately. Additionally, home buyers may not be interested in a property that that is extremely tailor-made as per someone else’s preferences. <\/p>\n\n\n\n

Yesteryear Features<\/strong><\/p>\n\n\n\n

If the house has installations that are from another era, then the home appraisal<\/a> report will mention the absence of contemporary fixtures. <\/gwmw><\/p>\n\n\n\n

Outdated Floor Plan<\/strong><\/p>\n\n\n\n

The floor plans of houses built in the early 30’s or 40’s don’t offer a lot of privacy. This may be a considered a negative point as such properties wouldn’t interest modern home buyers. <\/p>\n\n\n\n

Age of the House<\/strong><\/p>\n\n\n\n

Houses that are old may not fetch a competitive price, especially if they are not well-maintained. This may hurt the house’s valuation report. <\/p>\n\n\n\n

Structural Damage or Foundation Issues<\/strong><\/p>\n\n\n\n

If the appraiser finds the house to be structurally unsound, it could drop the valuation of the house. It may even be cause enough to cancel the transaction altogether. Foundation issues will also have a similar impact on the appraisal. <\/p>\n\n\n\n

How Does a Low Appraisal Affect the Home Seller?<\/strong><\/h2>\n\n\n\n

A home seller may be affected by a low appraisal as they may not get the asking price of their house. Additionally, they may have to incur various expenses to carry out the repairs and renovations recommended by the appraiser. <\/p>\n\n\n\n

\u00bb Also Read:<\/strong> Refinance Appraisal Checklist – Preparing Your House For Appraisal<\/strong><\/a><\/p>\n\n\n\n

Find Your New Home With Houzeo<\/strong><\/h2>\n\n\n\n

Like how a home appraisal gives you a clear picture of your property’s worth, Houzeo gives you a clear path to the best home-buying opportunities. Browse thousands of homes for sale<\/a> on Houzeo, America\u2019s best home-buying website.<\/p>\n\n\n\n

\u00bb NEED MORE CLARITY? <\/strong>Read these exclusive Houzeo reviews<\/a> and learn why the platform is the best in America\u2019s competitive housing market.<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Find out what hurts a home appraisal and how to avoid a low appraisal with the simplest...<\/p><\/div>

4 mins read<\/span>May 16, 2024<\/span><\/div>","protected":false},"author":102,"featured_media":425772,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[46225],"tags":[],"class_list":["post-140909","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buyer"],"acf":[],"yoast_head":"\nWhat Hurts a Home Appraisal? 7 Components To Avoid<\/title>\n<meta name=\"description\" content=\"What Hurts a Home Appraisal? - The answer is 1. Location ; 2. Curb Appeal ; 3. Customization ; 4. 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