{"id":159509,"date":"2026-05-05T03:22:55","date_gmt":"2026-05-05T07:22:55","guid":{"rendered":"https:\/\/www.houzeo.com\/blog\/?p=159509"},"modified":"2026-05-05T03:23:01","modified_gmt":"2026-05-05T07:23:01","slug":"sellers-disclosure-new-york","status":"publish","type":"post","link":"https:\/\/www.houzeo.com\/blog\/sellers-disclosure-new-york\/","title":{"rendered":"Seller&#8217;s Disclosure in New York: Here\u2019s What You Must Disclose (2026 Update)"},"content":{"rendered":"\n<p><a   href=\"https:\/\/www.nar.realtor\/magazine\/real-estate-news\/sales-marketing\/survey-buyers-remorse-rooted-in-surprise-property-issues\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">28%<\/a> of home buyers nationwide find hidden issues in properties after closing. A third of them blame sellers for not being upfront about them. The last thing you want is to be sued for undisclosed defects. A New York seller&#8217;s disclosure form is your best defense.<\/p>\n\n\n\n<p>But finding the right disclosure can be tricky, and just one missed issue could cost you a fortune! Houzeo, New York&#8217;s best home-selling website, removes this risk by automatically assigning the right forms for your sale. You can complete them online in just a few steps.<\/p>\n\n\n\t<div style=\"display: block ;\" class=\"home-page-quick-listing-wrapper  content-ql-new-ui \" main-title=\"Sell your home now \ud83d\ude80\" list-title=\"\" list-item-1=\"\" list-item-2=\"\" list-item-3=\"\" ql-button=\"\" minimize=\"true\" sidebar=\"\" contact-title=\"\" contact-content=\"\" siteurl_qlb=\"https:\/\/www.houzeo.com\" cash-ql=\"false\"><\/div>\n\t<script>\t\t\n\n\t\tdocument.addEventListener(\"DOMContentLoaded\", function () {\n\t\t\tconst isMobile = window.screen.width <= 768;\n\n\t\t\t\/\/ Global flags to prevent multiple loads\n\t\t\twindow.quickListingCssLoaded = window.quickListingCssLoaded || false;\n\t\t\twindow.quickListingJsLoaded = window.quickListingJsLoaded || false;\n\n\t\t\tconst cssURL = 'https:\/\/www.houzeo.com\/css\/quick-listing-block-v3.css?v=9.8';\n\t\t\tconst jsURL  = 'https:\/\/www.houzeo.com\/js\/quick-listing-block-v3.js?v=9.8';\n\n\t\t\t\/\/ \u2705 Load CSS immediately on mobile only\n\t\t\tif (isMobile && !window.quickListingCssLoaded) {\n\t\t\t\twindow.quickListingCssLoaded = true;\n\t\t\t\tloadCSS(cssURL);\n\t\t\t}\n\n\t\t\t\/\/ \u2705 Define JS loader (and CSS for desktop)\n\t\t\twindow.quickListingJsLoadfn = function () {\n\t\t\t\tif (!window.quickListingJsLoaded) {\n\t\t\t\t\twindow.quickListingJsLoaded = true;\n\n\t\t\t\t\t\/\/ On desktop: load CSS here (lazy), since it wasn't loaded initially\n\t\t\t\t\tif (!isMobile && !window.quickListingCssLoaded) {\n\t\t\t\t\t\twindow.quickListingCssLoaded = true;\n\t\t\t\t\t\tloadCSS(cssURL);\n\t\t\t\t\t}\n\n\t\t\t\t\tloadScript(jsURL);\n\n\t\t\t\t\t\/\/ Remove listener after load\n\t\t\t\t\tdocument.removeEventListener(isMobile ? 'touchstart' : 'mousemove', window.quickListingJsLoadfn);\n\t\t\t\t}\n\t\t\t};\n\n\t\t\t\/\/ \u2705 Add the correct event listener\n\t\t\tconst quickListingEvents = isMobile ? ['touchstart'] : ['mousemove', 'scroll'];\n\n\t\t\tquickListingEvents.forEach((eventName) => {\n\t\t\t\tdocument.addEventListener(eventName, window.quickListingJsLoadfn, {\n\t\t\t\t\tpassive: true,\n\t\t\t\t\tonce: true,\n\t\t\t\t});\n\t\t\t});\n\t\t\t\n\n\t\t\t\/\/ \u2705 Helpers\n\t\t\tfunction loadCSS(href) {\n\t\t\t\tconst link = document.createElement('link');\n\t\t\t\tlink.rel = 'stylesheet';\n\t\t\t\tlink.href = href;\n\t\t\t\tdocument.head.appendChild(link);\n\t\t\t}\n\n\t\t\tfunction loadScript(src) {\n\t\t\t\tconst script = document.createElement('script');\n\t\t\t\tscript.src = src;\n\t\t\t\tscript.async = true;\n\t\t\t\tdocument.head.appendChild(script);\n\t\t\t}\n\t\t});\n\t<\/script>\n\t\n\n\n\n<div class=\"wp-block-houzeo-takeaways-list takeawaysSec\"><p class=\"headKeySec\"><strong>KEY TAKEAWAYS<\/strong><\/p><ol class=\"listing\"><li><strong>When to Disclose:<\/strong> Share your New York seller disclosure form with buyers early on, ideally before offers come in. This builds trust and helps avoid deal delays.<\/li><li><strong>What to Disclose:<\/strong> List down defects like roof leaks, mold, electrical issues, or legal disputes that impact home value.<\/li><li><strong>Hidden Problems Count Too:<\/strong> Even if a defect isn\u2019t easy to see, like foundation cracks or water damage, you still have to report it.<\/li><li><strong>Disclosures Can Save You Thousands:<\/strong> Around 77% of real estate lawsuits are linked to disclosure issues. Being upfront helps you avoid costly legal battles.<\/li><\/ol><\/div>\n\n\n\n<h2 class=\"wp-block-heading margin-top-28\" id=\"sellers-disclosure-meaning\"><strong>What Is a Seller Property Disclosure in New York?<\/strong><\/h2>\n\n\n\n<p id=\"disclosure-new-york\">The property condition disclosure statement details your home&#8217;s condition and history. Disclose any known flaws, such as hurricane damage or mold, that could impact the property&#8217;s value. This allows buyers to make an informed decision and avoid nasty surprises.<\/p>\n\n\n\n<h3 class=\"wp-block-heading margin-top-15\" id=\"Is-a-Seller-Disclosure-in-New-York-Mandatory\"><strong>Is a Seller Disclosure in New York Mandatory?<\/strong><\/h3>\n\n\n\n<p id=\"real-estate-law-florida\">Yes! <a   href=\"https:\/\/www.philnaplaw.com\/blog\/2024\/02\/what-real-estate-disclosures-are-required-in-new-york\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Real estate laws in New York<\/a> require disclosing material defects. If your property has a leaky roof, sinkhole risk, or even a termite infestation, you must disclose it. Don\u2019t risk skipping this step\u2014it\u2019s the law.<\/p>\n\n\n\n<h2 class=\"wp-block-heading margin-top-28\" id=\"seller-disclosure-new-york\"><strong>What Do You Have to Disclose When Selling a House in New York?<\/strong><\/h2>\n\n\n\n<p>In New York, sellers must disclose known defects, including structural issues, water damage, and environmental hazards. Ensure that you disclose these issues if they exist, especially if you are <a   href=\"https:\/\/www.houzeo.com\/blog\/how-to-sell-a-house-by-owner-in-new-york\/\" target=\"_blank\" rel=\"noreferrer noopener\">selling a house by owner in New York<\/a>:<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading margin-top-15\" id=\"material-defect-real-estate\"><strong>1. Material Defects<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Structure and Appliances<\/strong>: Your property disclosure statement should include <a   href=\"https:\/\/www.houzeo.com\/blog\/hvac-inspection\/\" target=\"_blank\" rel=\"noreferrer noopener\">HVAC<\/a> system problems. New York&#8217;s weather affects many home systems. Document all plumbing and drainage issues carefully.<\/li>\n\n\n\n<li><strong>Drainage and Flooding<\/strong>: Disclose past flood damage, particularly if located in <a   href=\"https:\/\/www.nyc.gov\/site\/planning\/data-maps\/flood-hazard-mapper.page\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">flood-prone areas<\/a> like Manhattan\u2019s Financial District, Staten Island\u2019s South Shore, or Queens\u2019 Broad Channel. Include dates, repair records, and any recurring drainage issues.<\/li>\n\n\n\n<li><strong>Plumbing<\/strong>: State the source of potable water and if there are issues with it. Also, mention any unused wells or tanks on the property, as well as issues with the sprinkler or plumbing systems.<\/li>\n\n\n\n<li><strong>Pools and Water Features:<\/strong> Highlight safety features like enclosures and barriers. If you\u2019ve got a pool, make sure it\u2019s up to code. New York law mandates that all pools built after October 2000 meet the safety guidelines in the <a   href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&#038;URL=0500-0599\/0515\/0515.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Residential Swimming Pool Safety Act<\/a>.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading margin-top-15\"><strong>2. Code Violations<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>HOA Restrictions and Boundaries<\/strong>: The New York property condition disclosure must include <a   href=\"https:\/\/www.houzeo.com\/blog\/hoa\/\" target=\"_blank\" rel=\"noreferrer noopener\">HOA<\/a> restrictions. Since government zoning violations need documentation, unrecorded liens should be clearly stated.<\/li>\n\n\n\n<li><strong>Government Restrictions<\/strong>: Reveal any violations of zoning rules, construction breaches, safety codes, or restrictions on property additions. Also, disclose any unrecorded <a   href=\"https:\/\/www.houzeo.com\/blog\/what-is-a-lien\/\" target=\"_blank\" rel=\"noreferrer noopener\">liens<\/a>.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading margin-top-15\"><strong>3. Environmental Hazards<\/strong><\/h3>\n\n\n\n<ul id=\"florida-lead-based-paint-disclosure\" class=\"wp-block-list\">\n<li><strong>Health and Safety Risks:<\/strong> The property condition disclosure confirms potential lead paint, asbestos, or mold risks due to its age. Additionally, radon gas or past pest infestations may also be present.<\/li>\n\n\n\n<li><strong>Infestations:<\/strong> New York is notorious for termites. If you\u2019ve had an infestation or damage, make sure it\u2019s disclosed when <a   href=\"https:\/\/www.houzeo.com\/blog\/selling-a-house-as-is-in-new-york\/\" target=\"_blank\" rel=\"noreferrer noopener\">selling a house as is in New York<\/a>.<\/li>\n\n\n\n<li><strong>Sinkholes: <\/strong>The New York property condition disclosure statement must mention nearby sinkholes. Include any related insurance claims. Environmental damage requires a detailed explanation.<\/li>\n\n\n\n<li><strong>Environmental Damage: <\/strong>Mention any past environmental damage or repairs. Also, specify if there are any sensitive areas like mangroves on the property.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading margin-top-15\"><strong>4. Federal Disclosure Requirements<\/strong><\/h3>\n\n\n\n<p>The New York property condition disclosure statement includes lead paint details if your house was built before 1960. Even for newer homes, the <a   href=\"https:\/\/www.epa.gov\/lead\/residential-lead-based-paint-hazard-reduction-act-1992-title-x\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Lead-Based Paint Hazard Reduction Act of 1992<\/a> requires sellers to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Provide an <a   href=\"https:\/\/www.nyc.gov\/assets\/doh\/downloads\/pdf\/lead\/lead-paint-hazards.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">EPA-approved pamphlet<\/a> on lead hazards.<\/li>\n\n\n\n<li>Include the <a   href=\"https:\/\/www.nyc.gov\/site\/hpd\/services-and-information\/lead-based-paint.page\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Lead Warning Statement<\/a> in the contract.<\/li>\n\n\n\n<li>Disclose any known lead-based paint on the property.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading margin-top-28\" id=\"not-to-disclose\"><strong>What Can You Skip in a New York Disclosure Statement?<\/strong><\/h2>\n\n\n\n<p>The New York property condition disclosure statement has certain exemptions, such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Deaths or suicides on the property, as long as they don\u2019t affect its condition.<\/li>\n\n\n\n<li>The presence of a registered sex offender in the area (buyers can check public databases).<\/li>\n\n\n\n<li>Any claims or beliefs that the property is haunted.<\/li>\n\n\n\n<li>Whether previous occupants had AIDS or HIV.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading margin-top-28\" id=\"failure-to-disclose-real-estate\"><strong>What Is the Penalty for an Incorrect New York House Disclosure?<\/strong><\/h2>\n\n\n\n<p id=\"failure-to-disclose-real-estate-law\">The New York disclosure form for buyer and seller must be honest. Intentional omissions may result in serious lawsuits or fines. These may include one or more of the following:<\/p>\n\n\n\n<ol id=\"state-of-florida-real-estate-laws\" class=\"wp-block-list\">\n<li><strong>Lawsuits for Damages<\/strong>: If you don&#8217;t disclose major defects, the buyer can sue you for repair costs. However, they must prove that you knew about the defect and deliberately withheld the information.<\/li>\n\n\n\n<li><strong>Fraud Charges:<\/strong> The real estate disclosure laws apply to all property transfers. Buyers can cancel contracts for undisclosed issues. Fraud charges may result from deliberate misinformation.<\/li>\n\n\n\n<li><strong>Legal Fees:<\/strong> If the buyer wins a lawsuit, you may be responsible for both the damages and the buyer&#8217;s attorney fees. This can significantly increase your financial burden.<\/li>\n<\/ol>\n\n\n\n<p class=\"quick-link-text quick-link-text-style\">\ud83d\udc49 Get All Required Disclosures Assigned Automatically &#8211; List Now! <\/p>\n\n\n\n<div class=\"wp-block-houzeo-grey-text blue-box-content-list margin-top-20\"><strong>Need More Clarity?<\/strong> <a   href=\"https:\/\/calendly.com\/support-ngy\/houzeo?month=2025-03\" target=\"_blank\" rel=\"noreferrer noopener\">Schedule a call<\/a> to get expert answers\u2014no hassle, no cost!<\/div>\n\n\n\n<h2 class=\"wp-block-heading margin-top-28\" id=\"selling-a-house-in-florida-disclosure-tips\"><strong>How to Minimize Issues in the New York Seller&#8217;s Disclosure Form?<\/strong><\/h2>\n\n\n\n<p>With the number of <a   href=\"https:\/\/www.houzeo.com\/homes-for-sale\/new-york\" target=\"_blank\" rel=\"noreferrer noopener\">homes for sale in New York<\/a> rising, buyers may choose to look for a more suitable house if they find inconsistencies with your disclosure. Here are the tips to save you from any such issues:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Complete a Pre-Sale Inspection:<\/strong> Get a thorough <a   href=\"https:\/\/www.houzeo.com\/blog\/home-inspections\/\" target=\"_blank\" rel=\"noreferrer noopener\">home inspection<\/a> before completing the New York state property disclosure form. Fix problems you can before listing. Document all repairs thoroughly.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Review the Disclosure Carefully:<\/strong> You can compare your forms with the ones offered by top <a   href=\"https:\/\/www.houzeo.com\/sell-your-home-fsbo\" target=\"_blank\" rel=\"noreferrer noopener\">For Sale By Owner<\/a> site to make sure you didn\u2019t forget anything important.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Consult with Professionals:<\/strong> Understanding the New York real estate transaction process helps with proper disclosures. Since <a   href=\"https:\/\/www.houzeo.com\/pros\/real-estate-attorneys-near-me\/new-york\" target=\"_blank\" rel=\"noreferrer noopener\">local attorneys<\/a> understand state-disclosure laws, they can guide you through the requirements.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Keep All Bills and Records:&nbsp;<\/strong>Many sellers wonder what to disclose when selling a house. The answer includes all known defects. Keep records of all repairs for documentation.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading margin-top-28\" id=\"sellers-disclosure-in-florida-importance\"><strong>How Important Is the Seller\u2019s Disclosure Statement in New York?<\/strong><\/h2>\n\n\n\n<p>Complete the New York property condition disclosure statement thoroughly and honestly. This document builds trust with potential buyers. Transparency keeps deals moving forward.<\/p>\n\n\n\n<p>Once your disclosures are ready, the next step is listing. With a <a   href=\"https:\/\/www.houzeo.com\/flat-fee-mls\/new-york\" target=\"_blank\" rel=\"noreferrer noopener\">New York Flat Fee MLS<\/a> listing service, you can get your home on the market quickly while saving thousands in agent fees.<\/p>\n\n\n\n<h2 class=\"wp-block-heading margin-top-28\" id=\"florida-mandatory-disclosure-checklist\"><strong>Free New York Disclosure Form Sample<\/strong><\/h2>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<iframe class=\"pdf\" src=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2025\/05\/Seller-Disclosure-Sample.pdf\" width=\"100%\" height=\"500\">\n        <\/iframe>\n","protected":false},"excerpt":{"rendered":"<div class=\"new-excerpt\"><p class=\"small-desc\">The sellers in New York are bound by specific federal and state laws in relation to the sale of their property. Set out below are a few pointers revolving around New York seller disclosure...<\/p><\/div><div class=\"reading_date\"><span class=\"readtime\">6 mins read<\/span><span class=\"date\">May 05, 2026<\/span><\/div>","protected":false},"author":102,"featured_media":417073,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[46226,46278],"tags":[47462,47464,47463,47466,47465],"class_list":["post-159509","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seller","category-seller-disclosure","tag-disclosure-nyc","tag-ny-state-reraltors-guide-to-agency-disclosure","tag-prop-disclosure","tag-property-condition-disclosure-waiver-500","tag-real-estate-law-new-york-city"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Seller&#039;s Disclosure in New York: Here\u2019s What You Must Disclose (2026)<\/title>\n<meta name=\"description\" content=\"A New York sellers disclosure reveals known property defects. 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