{"id":161713,"date":"2024-08-12T07:40:42","date_gmt":"2024-08-12T11:40:42","guid":{"rendered":"https:\/\/www.houzeo.com\/blog\/?p=161713"},"modified":"2025-12-29T06:19:01","modified_gmt":"2025-12-29T11:19:01","slug":"ribbon-home-reviews","status":"publish","type":"post","link":"https:\/\/www.houzeo.com\/blog\/ribbon-home-reviews\/","title":{"rendered":"Ribbon Home Reviews: Are Ribbon Cash Offers Worth It?"},"content":{"rendered":"\n<figure class=\"wp-block-pullquote\"><blockquote><p class=\"highlight\"><strong>Note:<\/strong> Ribbon Home shut down its cash offer service in November 2022.<\/p><\/blockquote><\/figure>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n      \n    <div class=\"reqRattingNewHolderBox\">\n        <div class=\"reqRattingNewHolderBoxUpper\">\n            <div class=\"topRowWrap\">\n                <span class=\"companyLogoWrap\">\n                    <img decoding=\"async\" src=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2025\/12\/Ribbon-Home-1.png\" alt=\"Logo\" rel=\"preload\"  class=\"logoBox\" \/>\n                <\/span>\n                <div class=\"rattingBox\">\n                    <p class=\"avgRatingText\">\n                        <span class=\"starIcon starRatingFive\"><\/span>\n                        <strong>4.4<\/strong>\n                    <\/p>\n                    <span class=\"editorRating\">Editor's Rating<\/span>\n                    <span class=\"totalReviewsCount\">(154 Reviews)<\/span>\n                <\/div>\n                <div class=\"rattingBox userRatingBox\">\n                    <p class=\"avgRatingText\">\n                        <span class=\"starIcon starRatingOne\"><\/span>\n                        <strong>0<\/strong>\n                    <\/p>\n                    <span class=\"editorRating\">User Rating<\/span>\n                    <span class=\"totalReviewsCount\">\n                        (0 Reviews)\n                    <\/span>\n                <\/div>\n                <div class=\"writeReviewRatingWrap\">\n                    <div class=\"writeReview\">Write a review<\/div>\n                    <div class=\"ratingstarwrap\">\n                        <div class=\"rating\">\n                            <input type=\"radio\" name=\"vendor_rating\" id=\"add_review__star5\" class=\"radio-1\" value=\"5\">\n                            <label for=\"add_review__star5\" title=\"Excellent\" class=\"star star-1\"><\/label>\n                            <input type=\"radio\" name=\"vendor_rating\" id=\"add_review__star4\" class=\"radio-2\" value=\"4\">\n                            <label for=\"add_review__star4\" title=\"Great\" class=\"star star-2\"><\/label>\n                            <input type=\"radio\" name=\"vendor_rating\" id=\"add_review__star3\" class=\"radio-3\" value=\"3\">\n                            <label for=\"add_review__star3\" title=\"Average\" class=\"star star-3\"><\/label>\n                            <input type=\"radio\" name=\"vendor_rating\" id=\"add_review__star2\" class=\"radio-4\" value=\"2\">\n                            <label for=\"add_review__star2\" title=\"Poor\" class=\"star star-4\"><\/label>\n                            <input type=\"radio\" name=\"vendor_rating\" id=\"add_review__star1\" class=\"radio-5\" value=\"1\">\n                            <label for=\"add_review__star1\" title=\"Bad\" class=\"star star-5\"><\/label>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n        <p class=\"ReviewLogoText\">Ribbon Homes is a lender-backed real estate platform operated by Hurst Lending. They help buyers make competitive cash-equivalent offers and buy before they sell using alternative financing solutions.<\/p>\n        <div class=\"reqRattingNewHolderBoxLower\">\n            <div class=\"col_50 prosBox\">\n                <p class=\"reviewPros\">Pros <span class=\"arrow\"><\/span><\/p>\n                <ul style=\"display: none;\">\n                    <li>Boosts offer strength with cash backing<\/li><li>Supports Buy Before You Sell plans<\/li>                <\/ul>\n            <\/div>\n            <div class=\"col_50 consBox\">\n                <p class=\"reviewCons\">Cons <span class=\"arrow\"><\/span><\/p>\n                <ul style=\"display: none;\">\n                    <li>Service fees apply<\/li><li>Not a direct iBuyer; no home purchases<\/li>                <\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n    <script>\n    function setupToggle(triggerClass) {\n        document.querySelectorAll('.' + triggerClass).forEach(el => {\n            el.addEventListener('click', () => {\n                const ul = el.nextElementSibling;\n                const arrow = el.querySelector('.arrow');\n                const isVisible = window.getComputedStyle(ul).display === 'block';\n\n                \/\/ Toggle only the clicked one\n                if (isVisible) {\n                    ul.style.display = 'none';\n                    arrow.classList.remove('up');\n                } else {\n                    ul.style.display = 'block';\n                    arrow.classList.add('up');\n                }\n            });\n        });\n    }\n\n    setupToggle('reviewPros');\n    setupToggle('reviewCons');\n    <\/script>\n    <script>\n        var inputs = document.querySelectorAll(\".ratingstarwrap .rating input\");\n        inputs.forEach(function(input) {\n            input.addEventListener(\"click\", function(e) {\n                var inputValue = e.target.value;\n                var starPick = \"list__star\" + inputValue;\n                document.getElementById(starPick).checked = true;\n                var element = document.getElementById(\"reviewTabWrapper\");\n                element.scrollIntoView({\n                behavior: \"smooth\",\n                block: \"center\" \/\/ or \"center\" or \"end\" or \"nearest\"\n            });\n\n            });\n        });\n\n\n        \/\/ document.querySelector(\".toUserReviews\").addEventListener(\"click\", function(){\n        \/\/     document.getElementById(\"reviewList\").scrollIntoView({\n        \/\/         behavior: \"smooth\"  \n        \/\/     });\n        \/\/ });\n        \/\/ document.querySelector(\".toUserReview\").addEventListener(\"click\", function(){\n        \/\/     document.getElementById(\"reviewList\").scrollIntoView({\n        \/\/         behavior: \"smooth\"  \n        \/\/     });\n        \/\/ });\n\n        document.querySelector(\".writeReview\").addEventListener(\"click\", function () {\n            const form = document.getElementById(\"myForm\");\n            const textarea = form.querySelector(\".reviewerDescription\");\n\n            form.scrollIntoView({ behavior: \"smooth\", block: \"center\" });\n\n            const ensureScrollAndFocus = () => {\n                const formPosition = form.getBoundingClientRect().top;\n\n                if (formPosition >= 0 && formPosition < window.innerHeight) {\n                    \/\/ Form is in view; now focus the textarea\n                    if (textarea) {\n                        textarea.focus();\n                    }\n                } else {\n                    \/\/ Wait for next frame and check again\n                    requestAnimationFrame(ensureScrollAndFocus);\n                }\n            };\n\n            ensureScrollAndFocus();\n        });\n\n\n    <\/script>\n        \n\n\n\n<p class=\"margin-top-28\">With Ribbon Home, you can buy before you sell your existing property by securing a cash down payment. Ribbon charges 1% of the home-buying value and claims to have a 100% on-time closing rate. <\/p>\n\n\n\n<p>Ribbon has stopped extending cash offers since November 2022. If you&#8217;re looking for an alternative, try listing your home on the MLS with flat fee companies like Houzeo. You can get multiple offers from difference cash buyers across the country. <\/p>\n\n\n\n<p>An MLS listing on a cash buyer marketplace like Houzeo can get you 100% of your property&#8217;s value. With Houzeo, your listing can be on the MLS within 24 hours. Moreover, you can compare offers from multiple national and local cash buyers, instead of settling for just one lowball offer.<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\t<div style=\"display: block ;\" class=\"home-page-quick-listing-wrapper  content-ql-new-ui \" main-title=\"Take Houzeo for a Spin \ud83d\udcab\" list-title=\"List FSBO on Your Local MLS\" list-item-1=\"Save thousands in commissions\" list-item-2=\"100% online platform\" list-item-3=\"5-star customer service\" ql-button=\"\" minimize=\"\" sidebar=\"\" contact-title=\"\" contact-content=\"\" siteurl_qlb=\"https:\/\/www.houzeo.com\" cash-ql=\"false\"><\/div>\n\t<script>\t\t\n\n\t\tdocument.addEventListener(\"DOMContentLoaded\", function () {\n\t\t\tconst isMobile = window.screen.width <= 768;\n\n\t\t\t\/\/ Global flags to prevent multiple loads\n\t\t\twindow.quickListingCssLoaded = window.quickListingCssLoaded || false;\n\t\t\twindow.quickListingJsLoaded = window.quickListingJsLoaded || false;\n\n\t\t\tconst cssURL = 'https:\/\/www.houzeo.com\/css\/quick-listing-block-v3.css?v=9.8';\n\t\t\tconst jsURL  = 'https:\/\/www.houzeo.com\/js\/quick-listing-block-v3.js?v=9.8';\n\n\t\t\t\/\/ \u2705 Load CSS immediately on mobile only\n\t\t\tif (isMobile && !window.quickListingCssLoaded) {\n\t\t\t\twindow.quickListingCssLoaded = true;\n\t\t\t\tloadCSS(cssURL);\n\t\t\t}\n\n\t\t\t\/\/ \u2705 Define JS loader (and CSS for desktop)\n\t\t\twindow.quickListingJsLoadfn = function () {\n\t\t\t\tif (!window.quickListingJsLoaded) {\n\t\t\t\t\twindow.quickListingJsLoaded = true;\n\n\t\t\t\t\t\/\/ On desktop: load CSS here (lazy), since it wasn't loaded initially\n\t\t\t\t\tif (!isMobile && !window.quickListingCssLoaded) {\n\t\t\t\t\t\twindow.quickListingCssLoaded = true;\n\t\t\t\t\t\tloadCSS(cssURL);\n\t\t\t\t\t}\n\n\t\t\t\t\tloadScript(jsURL);\n\n\t\t\t\t\t\/\/ Remove listener after load\n\t\t\t\t\tdocument.removeEventListener(isMobile ? 'touchstart' : 'mousemove', window.quickListingJsLoadfn);\n\t\t\t\t}\n\t\t\t};\n\n\t\t\t\/\/ \u2705 Add the correct event listener\n\t\t\tconst quickListingEvents = isMobile ? ['touchstart'] : ['mousemove', 'scroll'];\n\n\t\t\tquickListingEvents.forEach((eventName) => {\n\t\t\t\tdocument.addEventListener(eventName, window.quickListingJsLoadfn, {\n\t\t\t\t\tpassive: true,\n\t\t\t\t\tonce: true,\n\t\t\t\t});\n\t\t\t});\n\t\t\t\n\n\t\t\t\/\/ \u2705 Helpers\n\t\t\tfunction loadCSS(href) {\n\t\t\t\tconst link = document.createElement('link');\n\t\t\t\tlink.rel = 'stylesheet';\n\t\t\t\tlink.href = href;\n\t\t\t\tdocument.head.appendChild(link);\n\t\t\t}\n\n\t\t\tfunction loadScript(src) {\n\t\t\t\tconst script = document.createElement('script');\n\t\t\t\tscript.src = src;\n\t\t\t\tscript.async = true;\n\t\t\t\tdocument.head.appendChild(script);\n\t\t\t}\n\t\t});\n\t<\/script>\n\t\n\n\n\n<div style=\"height:28px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>In this blog, let&#8217;s look at Ribbon Home reviews and their alternatives to help you get the property value you deserve!<\/p>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"what-is-ribbon-home\"><strong>What is Ribbon Home?<\/strong><\/h2>\n\n\n\n<p>Ribbon Home is a home financing company that helps home buyers buy before selling their homes by backing their offers with cash. The company guarantees to close on a home with cash-backed and contingency-free offers. <\/p>\n\n\n\n<p>In comparison to its competitors, Ribbon Real Estate&#8217;s service fees are lower. The company makes cash offers for buyers who are facing problems in closing due to delayed loan procurement.<\/p>\n\n\n\n<h2 class=\"marfin-top-15 wp-block-heading\"><strong>Ribbon &#8211; At Quick Glance<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Founded<\/strong><\/td><td>2017<\/td><\/tr><tr><td><strong>Services<\/strong><\/td><td>RibbonRescue, Ribbon reserve, Ribbon Boost<\/td><\/tr><tr><td><strong>Service Fees<\/strong><\/td><td><strong>Boost: <\/strong>1% of home purchase price<br><strong>Reserve:<\/strong> 2-2.75% of home purchase price<br><strong>Ribbon Rescue:<\/strong> 3.25% of home purchase price<\/td><\/tr><tr><td><strong>Locations<\/strong><\/td><td>Ribbon home services are spread across North Carolina, South Carolina, Tennessee, Texas, Georgia, Florida, Alabama, Illinois, Indiana, Michigan, Missouri, Oklahoma, Virginia, Ohio, Colorado, and Kentucky.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"operate\"><strong>Where does Ribbon operate?<\/strong><\/h2>\n\n\n\n<p>Ribbon Home services cover 64% of the USA, which are:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>North Carolina<\/li><li>South Carolina<\/li><li>Tennessee<\/li><li>Texas<\/li><li>Georgia<\/li><li>Florida<\/li><li>Alabama<\/li><li>Illinois<\/li><li>Indiana<\/li><li>Michigan<\/li><li>Missouri<\/li><li>Oklahoma<\/li><li>Virginia<\/li><li>Ohio<\/li><li>Colorado and <\/li><li>Kentucky<gwmw style=\"display:none;\"><\/gwmw><\/li><\/ul>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"services\"><strong>What are the services Ribbon provides?<\/strong><\/h2>\n\n\n\n<p>Ribbon Real Estate provides three services, along with an iOS app facility. Here is the list of services based on the buyer&#8217;s situation:<\/p>\n\n\n\n<h3 class=\"margin-top-28 wp-block-heading\"><strong>Ribbon Boost<\/strong><gwmw style=\"display:none;\"><gwmw style=\"display:none;\"><gwmw style=\"display:none;\"><gwmw style=\"display:none;\"><\/gwmw><\/gwmw><\/gwmw><\/gwmw><\/h3>\n\n\n\n<p>Ribbon Boost is a standard cash service of the company. After taking approval from a third party, the buyer closes the deal with their financing. The Ribbon will receive 1% of the deposits for their fee, and the remainder will serve as a closing credit.<\/p>\n\n\n\n<h3 class=\"margin-top-28 wp-block-heading\"><strong>Ribbon Reserve<\/strong><\/h3>\n\n\n\n<p class=\"margin-top-15\">Ribbon Reserve is available for buyers who have entered into the contract alone but need help closing because of the delayed mortgage.<\/p>\n\n\n\n<p>In this case, Ribbon real estate closes the deal with cash. Ribbon Homes buys the home and rents you for 180 days at a cost of 2-2.75% until your financing comes through.<gwmw style=\"display:none;\"><gwmw style=\"display:none;\"><\/gwmw><\/gwmw><\/p>\n\n\n\n<h3 class=\"margin-top-28 wp-block-heading\"><strong>Ribbon Rescue<\/strong><\/h3>\n\n\n\n<p>This Ribbon plan will save your deal if you&#8217;ve entered into a contract on your own but are experiencing mortgage delays. Ribbon will then rent the home to you for 180 days until your mortgage is approved.<\/p>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\"><strong>Ribbon Home Buying Process<\/strong><\/h2>\n\n\n\n<p>In case your mortgage is not finalized on time, Ribbon real estates come to the rescue with their services, where the company buys the home, and later when your finances are approved, they will sell it back to you at a cost of 2-2.75%.<\/p>\n\n\n\n<p>Here is the step-by-step process of the Ribbon:<\/p>\n\n\n\n<ul class=\"margin-top-28 wp-block-list\"><li><strong>Look for a lender and get a pre-approval letter:<\/strong> Your preapproval letter from your mortgage lender determines how much Ribbon will lend you.<\/li><li><strong>Home Hunting:<\/strong>  When you send Ribbon the homes you&#8217;re interested in, they&#8217;ll tell you the maximum value for each home, which is called &#8220;Ribbon Max Value.&#8221;<\/li><li><strong>Ribbon Boost cash Offer:<\/strong> Once the seller accepts and your financing comes through, you&#8217;ll become the homeowner and start making payments. You have to pay 1% of the purchase price to Ribbon real estate for their service.<\/li><li><strong>Ribbon Reserve (If necessary)<\/strong>: You can opt for Ribbon Reserve when your finances are not ready. Here you rent the home from Ribbon for 180 days at a cost of 2-2.75% until your financing comes through.<\/li><\/ul>\n\n\n\n<h2 class=\"margin-top-15 wp-block-heading\"><strong><strong>How much does Ribbon cost?<\/strong><\/strong><gwmw style=\"display:none;\"><\/gwmw><\/h2>\n\n\n\n<p>They earn by charging 3 main costs, which are:<\/p>\n\n\n\n<ul class=\"margin-top-28 wp-block-list\"><li><strong>Boost Cost:<\/strong> Ribbon Boost, as long as your finance comes through on time, you can utilize the Ribbon Boost, and pay 1% of the purchase price, along with 4-6% agent commission and 2-5% buyer closing costs.<\/li><li><strong>Reserve Costs:<\/strong> Ribbon Costs, in case of a delay in the financing, Ribbon reserve will purchase your home and rent it to you for 180 days at almost as much as the mortgage, plus 4-6% agent commissions and 2-5% buyer closing costs.<\/li><li><strong>Rescue cost:<\/strong> Imagine where you are already under the contract, but your finance doesn&#8217;t turn up on time. Sounds scary, right? Ribbon Homes comes to the rescue and close the deal with cash for 3.25% of the purchase price along with an Agent commission of 4-6% and buyer closing costs of 2-5%. <\/li><\/ul>\n\n\n\n<p><b>\u00bb <\/b><a  style=\"font-weight: bold;\" href=\"https:\/\/www.houzeo.com\/how-much-is-my-house-worth\" target=\"_blank\" rel=\"noreferrer noopener\">What&#8217;s My Home&#8217;s Value<\/a><strong>: <\/strong>You can know your home&#8217;s market value with Houzeo&#8217;s free Home Worth Estimator. It helps you estimate the amount you will get upon sale.<\/p>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"legit\"><strong>Is Ribbon Home Legit?<\/strong><gwmw style=\"display:none;\"><gwmw style=\"display:none;\"><\/gwmw><gwmw style=\"display:none;\"><\/gwmw><\/gwmw><\/h2>\n\n\n\n<p>Yes, Ribbon Real Estate is a legitimate company based in New York. The company was founded in 2017 and deals in debt financing. <a  href=\"https:\/\/www.ribbonhome.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Ribbon Home<\/a> has facilitated 7,000+ home purchases and has enabled $5 billion worth of buying power. <\/p>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\"><strong>Customer Reviews<\/strong><\/h2>\n\n\n\n<p>The Ribbon Real Estate has a 4.4 out of 5-star rating on <a   href=\"https:\/\/www.trustpilot.com\/review\/ribbonhome.com\">Trustpilot<\/a> with 154 reviews and 3.4 out of 5 stars on <a   href=\"https:\/\/www.glassdoor.com\/reviews\/ribbon-home-reviews-e2118317.htm\">Glassdoor<\/a> with 152 reviews.<\/p>\n\n\n\n<p>Almost 80% of the reviews state that they had an amazing experience with Ribbon real estate.<\/p>\n\n\n\n<h3 class=\"margin-top-28 wp-block-heading\"><strong>Prompt and Reliable Process<\/strong><\/h3>\n\n\n\n<p>Customers are satisfied with Ribbon Home&#8217;s fast and reliable services.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"840px\" height=\"450px\" src=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes-review-1.webp\" alt=\"Ribbon Customer Reviews\" class=\"wp-image-225944\" srcset=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes-review-1.webp 840w, https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes-review-1-300x161.webp 300w, https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes-review-1-768x411.webp 768w\" sizes=\"auto, (max-width: 840px) 100vw, 840px\" \/><\/figure>\n\n\n\n<h3 class=\"margin-top-28 wp-block-heading\"><strong>They Can Take The Reign Off<\/strong><\/h3>\n\n\n\n<p>Ribbon home services were excellent, Christine believes that the company&#8217;s presence in the process allows fo pivotal conversation.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"840px\" height=\"450px\" src=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes-reviews-1.webp\" alt=\"Ribbon Customer Reviews\" class=\"wp-image-225940\" srcset=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes-reviews-1.webp 840w, https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes-reviews-1-300x161.webp 300w, https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes-reviews-1-768x411.webp 768w\" sizes=\"auto, (max-width: 840px) 100vw, 840px\" \/><\/figure>\n\n\n\n<h3 class=\"margin-top-28 wp-block-heading\"><strong>Ribbon Home Was Responsive<\/strong><\/h3>\n\n\n\n<p>Dwan Johnson had an excellent experience with Ribbon homes, as the company was very responsive and well organised.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"840px\" height=\"450px\" src=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes.webp\" alt=\"Customer Reviews\" class=\"wp-image-225952\" srcset=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes.webp 840w, https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes-300x161.webp 300w, https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes-768x411.webp 768w\" sizes=\"auto, (max-width: 840px) 100vw, 840px\" \/><\/figure>\n\n\n\n<h3 class=\"margin-top-28 wp-block-heading\"><strong>Backed Out At The Last Moment<\/strong><\/h3>\n\n\n\n<p>Christine faced the nightmare of all the house buyers, as Ribbon Homes pulled out of the deal.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"840px\" height=\"450px\" src=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes-reviews-2.webp\" alt=\"Customer Reviews\" class=\"wp-image-225943\" srcset=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes-reviews-2.webp 840w, https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes-reviews-2-300x161.webp 300w, https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-homes-reviews-2-768x411.webp 768w\" sizes=\"auto, (max-width: 840px) 100vw, 840px\" \/><\/figure>\n\n\n\n<h3 class=\"margin-top-28 wp-block-heading\"><strong>Sounded Too Good To Be True<\/strong><\/h3>\n\n\n\n<p>Mayura had a horrible experience as the company didn&#8217;t disclose all the prices before the final deal.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"840px\" height=\"450px\" src=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-reviews.webp\" alt=\"Customer Reviews\" class=\"wp-image-225948\" srcset=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-reviews.webp 840w, https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-reviews-300x161.webp 300w, https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/01\/Ribbon-reviews-768x411.webp 768w\" sizes=\"auto, (max-width: 840px) 100vw, 840px\" \/><\/figure>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"pros-and-cons\"><strong>Ribbon Home Reviews: Pros and Cons<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Reasons To Choose Ribbon Homes<\/strong><\/td><td><strong>Reasons Not To Choose Ribbon Homes<\/strong><\/td><\/tr><tr><td>\u2705Budget-friendly fee of 1%.<\/td><td>\u274c Ribbon estate began with a 1% fee, but gets costlier from 1% to 2.75%.<\/td><\/tr><tr><td>\u2705 Freedom to select your agent.<\/td><td>\u274c No guarantee that your old home will sell.<\/td><\/tr><tr><td>\u2705 Saves you when your finances don&#8217;t turn up on time.<\/td><td>\u274c End up losing a new home.<\/td><\/tr><tr><td>\u2705 Ribbon&#8217;s Max Value determines the maximum value of the property. <\/td><td>\u274c Staying in a new home on rent without generating any assets.<\/td><\/tr><tr><td><\/td><td>\u274c Ribbon backed out of the deal after signing all the relevant documents.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\"><strong>Alternatives to Ribbon Home<\/strong><\/h2>\n\n\n\n<p>Following cash-offering companies empower home buyers to make appealing <a   href=\"https:\/\/www.houzeo.com\/blog\/cash-offer-on-house\/\">cash offers on homes<\/a>, similar to ribbonhome.com:  <\/p>\n\n\n\n<h3 class=\"margin-top-15 wp-block-heading\"><strong>1. Homeward<\/strong><\/h3>\n\n\n\n<p>Homeward helps you <a   href=\"https:\/\/www.houzeo.com\/blog\/cash-offer-with-or-without-cash\/\">make a cash offer on a house<\/a> in three ways:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Buy Before You Sell:<\/strong> Homeward purchases new property in full cash before you sell the existing one. You move into the newly purchased home, list and sell the old one, and use the proceeds to repurchase your new home from Homeward.  <\/li><li><strong>Buy With Cash:<\/strong> To make your offer more competitive Homeward backs it with cash. Unlike buy-before-sell, you need not sell your existing house. Homeward Buy Before Sell empowers first-time home buyers to make cash offers.   <\/li><li><strong>Cash-Backed Offers:<\/strong> If your mortgage financing falls through, the Homeward backs your offer with cash. A cash-backed offer from Homeward will strengthen your bid but will leave you on the hook to pay a 1% fee, even if you do not use the entire cash.  <\/li><\/ul>\n\n\n\n<p class=\"margin-top-15\"><strong>\u00bb <a   href=\"https:\/\/www.houzeo.com\/blog\/homeward-reviews\/\">Homeward Reviews<\/a>:<\/strong> Discover how Homeward differs from other cash-offering companies<\/p>\n\n\n\n<h3 class=\"margin-top-15 wp-block-heading\"><strong>2. Homie Cash<\/strong><\/h3>\n\n\n\n<p>Homie Loans announced Homie Cash\u2122, a program that allows buyers to make all-cash offers to increase their chances of winning the perfect home drastically. <\/p>\n\n\n\n<p>The company levels the field by allowing buyers that don\u2019t have hundreds of thousands of dollars in their bank accounts to become cash buyers and compete against investors and iBuyers like Opendoor, Offerpad, etc. <\/p>\n\n\n\n<p>As a buyer, you need to understand that you still need to get a traditional mortgage to pay back Homie Loans. This means you have two closing costs and end up spending more than necessary on one transaction!<\/p>\n\n\n\n<p class=\"margin-top-15\"><strong>\u00bb <a   href=\"https:\/\/www.houzeo.com\/blog\/homie-reviews\/\">Homie Reviews<\/a>:<\/strong> How this cash offering company works?<\/p>\n\n\n\n<h3 class=\"margin-top-15 wp-block-heading\"><strong>3. Opendoor Cash Offers<\/strong><\/h3>\n\n\n\n<p>To gain a secure cash offer through Opendoor you need a mortgage pre-approval first. Opendoor pairs you with one of their agents to help you figure out your budget. The Opendoor agents also help you negotiate various contingencies involved. <\/p>\n\n\n\n<p>Once the seller accepts the bid, Opendoor will purchase the house in total cash and hold it for you. In the meantime, you can shop for the mortgage and buy back your house from Opendoor.<\/p>\n\n\n\n<p class=\"margin-top-15\"><strong>\u00bb <a   href=\"https:\/\/www.houzeo.com\/blog\/opendoor-reviews\/\">Opendoor Reviews<\/a>:<\/strong> Everything you need to know about Opendoor Cash Offers<\/p>\n\n\n\n<h3 class=\"margin-top-15 wp-block-heading\"><strong>4. HomeLight Cash Offer<\/strong><\/h3>\n\n\n\n<p>Homelight is a cash offer company that deals in both buying and <a   href=\"https:\/\/www.houzeo.com\/blog\/selling-a-house\/\">selling houses<\/a>. The company is willing to make cash offers on your behalf and resell it to you if you meet their cash-buying criteria. <\/p>\n\n\n\n<p>The company offers guaranteed closing. This makes Homelight stand apart from other cash financing companies.<\/p>\n\n\n\n<p class=\"margin-top-15\"><strong>\u00bb <a   href=\"https:\/\/www.houzeo.com\/blog\/homelight-cash-offer-reviews\/\">Homelight Cash Offer Reviews<\/a>:<\/strong> Read what cash home buyers have to say about Homelight <\/p>\n\n\n\n<div class=\"Savingsblockfinal margin-top-28\">\n<p class=\"headMaintext\">\ud83d\udcde <strong> Need Help? Schedule a FREE Consultation<\/strong><\/p>\n<br>\n<p>A Houzeo expert can answer all your questions regarding our technology.<\/p>\n<br><span class=\"wrapBtn\"><a  class=\"btnOrange\" style=\"margin-top: 15px\" href=\"https:\/\/calendly.com\/support-ngy\/houzeo?utm_source=blog&#038;utm_medium=ribbon+home+reviews\" target=\"_blank\" rel=\"noopener\">Book a FREE Call<\/a><\/span>\n<\/div>\n<p>&nbsp;<\/p>\n\n\n\n<h2 class=\"margin-top-15 wp-block-heading\" id=\"faqs\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n\t\t<div class=\"wp-faq-schema-wrap wp-faq-schema-accordion\">\n\t\t\t\t\t\t<div class=\"wp-faq-schema-items\">\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tIs Ribbon an iBuyer?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>No, iBuyers uses technology to make instant offers, whereas Ribbon real estate enables individuals to make all-cash offers.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tIs Ribbon a bridge loan company?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>No. The ribbon does not offer bridge loans, they work with lenders to provide flexible options to individuals who want to buy a home.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tHow to get started with Ribbon?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>Homebuyer or sellers can contact their agents, whereas if you are a buying agent, you can create an account on Ribbonhome.com.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\n\n\n<p>  <\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"new-excerpt\"><p class=\"small-desc\">What is Ribbon Cash Offer, how does it compete against competitors, and is it the best in the market? Read Ribbon Home Reviews to know...<\/p><\/div><div class=\"reading_date\"><span class=\"readtime\">9 mins read<\/span><span class=\"date\">Aug 12, 2024<\/span><\/div>","protected":false},"author":102,"featured_media":400310,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[46277,46226],"tags":[30676,30678,30688,30684,30674,30682,30690,30680,30683,30677,30679,30675],"class_list":["post-161713","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-company-reviews","category-seller","tag-how-does-ribbon-work","tag-ribbon-all-cash-offer","tag-ribbon-experiences","tag-ribbon-for-real-estate","tag-ribbon-home-buying","tag-ribbon-home-buying-reviews","tag-ribbon-home-reviews-reddit","tag-ribbon-mortgage","tag-ribbon-program-mortgage","tag-what-is-ribbon-home","tag-what-is-ribbon-in-real-estate","tag-what-is-ribbon-real-estate"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ribbon Home Reviews: Pros, Cons, and Alternatives (2024)<\/title>\n<meta name=\"description\" content=\"Ribbon Home is a legitimate company with a 4.4 out of 5-star rating. 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