{"id":191279,"date":"2024-05-16T00:38:41","date_gmt":"2024-05-16T04:38:41","guid":{"rendered":"https:\/\/www.houzeo.com\/blog\/?p=191279"},"modified":"2025-07-22T00:54:32","modified_gmt":"2025-07-22T04:54:32","slug":"how-long-does-a-home-appraisal-take","status":"publish","type":"post","link":"https:\/\/www.houzeo.com\/blog\/how-long-does-a-home-appraisal-take\/","title":{"rendered":"How Long Does a Home Appraisal Take in 2024?"},"content":{"rendered":"\n<p>Generally, a home appraisal takes 1 to 3 weeks. For complex appraisals, the period would be over a month. In 2024, there&#8217;s a <a href=\"https:\/\/www.brightmls.com\/article\/2024-national-housing-market-outlook\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">12.1%<\/a> gain in home sales compared to 2023. This indicates an incline in home appraisal in the coming years.<\/p>\n\n\n\n<p>However, there has been a <a href=\"https:\/\/www.marketwatch.com\/story\/the-number-of-real-estate-appraisers-is-falling-heres-why-you-should-care-2015-11-18\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">20%<\/a> drop in the number of qualified appraisers. In addition, the average age of the appraiser is <a href=\"https:\/\/datausa.io\/profile\/soc\/appraisers-assessors-of-real-estate#:~:text=The%20average%20age%20of%20male,of%20real%20estate%20is%20White.\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">50<\/a>, and many are nearing retirement. This means the appraisal will take longer to get to your house to appraise it and then give its report.<\/p>\n\n\n\n<div class=\"block-takeaways\" style=\"margin-top:20px !important\">\n<p class=\"topHead\"><\/p>\n<p class=\"headKeytake\"><b>\ud83d\udd0d3 Key insights for Home appraisal<\/b><\/p>\n\n<ul>\n \t<li>A lender will usually order a <a href=\"https:\/\/www.houzeo.com\/blog\/home-appraisal\/\" target=\"_blank\" rel=\"noreferrer noopener\">home appraisal<\/a> before they approve a mortgage<\/li>\n \t<li>An appraisal inspection can take anywhere from 30 minutes to a couple of hours.<\/li>\n \t<li>There are various kinds of appraisals, some of which take less time than others.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"What-Is-a-Home-Appraisal?\"><strong><strong>What Is a Home Appraisal?<\/strong><\/strong><\/h2>\n\n\n\n<p>A <a href=\"https:\/\/www.houzeo.com\/blog\/home-appraisal\/\" target=\"_blank\" rel=\"noreferrer noopener\">home appraisal<\/a> is a professional assessment that determines the property&#8217;s <a href=\"https:\/\/www.houzeo.com\/blog\/what-is-fair-market-value-and-how-to-find-it\/\" target=\"_blank\" rel=\"noreferrer noopener\">fair market value<\/a>. An authorized appraiser bases the value on factors like home inspection reports and real estate comparables.<\/p>\n\n\n\n<p>There are different types of home appraisals, and each type practices a different method.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Full Home Appraisal: <\/strong>It is a comprehensive appraisal of both the interior and exterior.<\/li><li><strong>Drive-By Home Appraisal:<\/strong> It involves mostly the exterior inspection of the property.<\/li><li><strong>Desk Home Appraisal:<\/strong> In this process, the property&#8217;s valuation is completed at the appraiser&#8217;s desk. <\/li><li><strong>Hybrid Home Appraisal:<\/strong> Here, the third party performs the inspection, and the appraiser prepares the report.<\/li><\/ul>\n\n\n\n<ul class=\"check-minus-content-list\" style=\"background-color: #dff0ff; padding:20px; margin-left:-5px;\"><i>\u270d\ufe0f The time period for each appraisal differs for example a drive-by takes the least amount of time while a full home appraisal takes the most. <\/i><\/ul>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"How-Long-Does-an-Appraisal-Take?:-Home-Appraisal-Timeline\"><strong><strong>How Long Does an Appraisal Take?<\/strong><\/strong><\/h2>\n\n\n\n<p>Generally, it takes one to three weeks under normal conditions and over a month in complex cases. Here is a home appraisal timeline:<\/p>\n\n\n\n<ul class=\"margin-top-15 wp-block-list\"><li><strong><strong>Scheduling<\/strong>:<\/strong> Your mortgage lender schedules the appraisal. They contact third-party professionals for the job, which could take 1-2 days. However, depending on the appraiser&#8217;s availability, it could go up to a few weeks.<\/li><li><strong>Home Visit:<\/strong> The home visit usually lasts around 30 minutes to 3 hours. In the process, the appraiser inspects the exterior and interior of the property. They then jot down notes and go through their checklist.<\/li><li><strong>Comps and Report:<\/strong> The appraiser creates their report based on similar homes in that area. It usually takes around 2 days to a week for them to submit their report. However, if the appraiser is busy, it could go up to a few weeks.<\/li><\/ul>\n\n\n\n<ul class=\"check-minus-content-list\" style=\"background-color: #dff0ff; padding:20px; margin-left:-5px;\"><i><p>\u270d\ufe0f During peak season, the number of home appraisers available for your property may be limited. Understand when is the<a href=\"https:\/\/www.houzeo.com\/blog\/best-time-to-buy-a-house\/\" target=\"_blank\" rel=\"noreferrer noopener\"> best time to buy a house<\/a>. <\/p> <\/i><\/ul>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"FHA-Appraisal-Timeline-\"><strong><strong>FHA Appraisal Timeline <\/strong><\/strong><\/h2>\n\n\n\n<p>The lender initiates the appraisal shortly after the seller accepts the buyer&#8217;s offer. An FHA-licensed and approved person conducts the appraisal. In the process, they check the interior and exterior and compare the property with other sold ones.<\/p>\n\n\n\n<p>The process takes a few days to a week. The appraisal lasts for 180 days from the date it is effective.<\/p>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"Why-Would-an-Appraisal-Take-Longer?\"><strong><strong>Why Would an Appraisal Take Longer?<\/strong><\/strong><\/h2>\n\n\n\n<p>There are many reasons why an appraisal timeline can extend:<\/p>\n\n\n\n<h3 class=\"margin-top-15 wp-block-heading\"><strong><strong>1. House in a Poor Condition<\/strong><\/strong><\/h3>\n\n\n\n<p>A house with many <a href=\"https:\/\/www.houzeo.com\/blog\/home-appraisal-process\/#look-for\" target=\"_blank\" rel=\"noreferrer noopener\">flaws<\/a> can cause the appraiser to spend more time recording each one in detail. It makes the calculation more complex and ultimately reduces the property&#8217;s value. In some cases, the appraisal lasts up to 3 to 4 weeks.<\/p>\n\n\n\n<h3 class=\"margin-top-15 wp-block-heading\"><strong><strong>2. Lack of Qualified Home Appraisers<\/strong><\/strong><\/h3>\n\n\n\n<p>Every year, there is a <a href=\"https:\/\/www.workingre.com\/the-decline-of-appraisers\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">3%<\/a> drop in the number of qualified appraisers. With the declining appraiser&#8217;s occupation, getting an appointment takes longer than usual.<\/p>\n\n\n\n<h3 class=\"margin-top-15 wp-block-heading\"><strong><strong>3. Active Real Estate Market<\/strong><\/strong><\/h3>\n\n\n\n<p>An active real estate market means you will have more home appraisals. With a 20% drop in the number of appraisers over the years, in peak season a single appraiser handles 4-5 clients together. This lengthens the timeline for an appraisal.<\/p>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"Bottom-Line-\"><strong><strong>Bottom Line <\/strong><\/strong><\/h2>\n\n\n\n<p>An appraisal can take up to 1 to 3 weeks. If you want to save time, try for the appraisal when there is less competition in the market. As the appraisers are declining, you may fall for unlicensed professionals. <\/p>\n\n\n\n<p>Houzeo has a list of <a href=\"https:\/\/www.houzeo.com\/pros\/home-appraisers-near-me\" target=\"_blank\" rel=\"noreferrer noopener\">qualified appraisers<\/a> available in every part of the country. You can check it on the nearby map feature and directly contact them. <\/p>\n\n\n\n<h2 class=\"margin-top-25 wp-block-heading\"><strong>Find Your Dream Home with Houzeo<\/strong><\/h2>\n\n\n\n<p>Just as a home appraisal determines the true value of your property, Houzeo helps you find the real value in your next home investment. Explore thousands of <a href=\"https:\/\/www.houzeo.com\/homes-for-sale\" target=\"_blank\" rel=\"noreferrer noopener\">homes for sale<\/a> on Houzeo, America\u2019s best home-buying website.<\/p>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"faqs\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n\t\t<div class=\"wp-faq-schema-wrap wp-faq-schema-accordion\">\n\t\t\t\t\t\t<div class=\"wp-faq-schema-items\">\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tHow long does a house appraisal take?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>A <a href=\"#What-Is-a-Home-Appraisal?\">home appraisal<\/a> can take anywhere between 2 days and 4 weeks depending on factors like appraisal checklist complexity and the appraiser's schedule.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tHow long does it take to get appraisal back?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>You may get your appraisal back in around 2 days to a week, longer if there are any complications or if the <a href=\"#1.-Scheduling\">appraiser's schedule<\/a> is packed.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tHow long does an FHA appraisal take?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p><a href=\"#FHA-Appraisal-Timeline-\">FHA appraisals<\/a> don't take much time, and the whole process is usually done in a week unless an FHA-approved appraiser is unavailable.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tWhy do I need home appraisal?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>The <a href=\"https:\/\/www.houzeo.com\/blog\/best-mortgage-lenders\/\" target=\"_blank\" rel=\"noreferrer noopener\">mortgage lender<\/a> needs the appraisal to ensure they are not issuing a loan greater than the home's worth. Most lenders don't entertain buyers without an appraisal.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n","protected":false},"excerpt":{"rendered":"<div class=\"new-excerpt\"><p class=\"small-desc\">How long does a home appraisal take? Anywhere between 1-4 weeks depending on the complexity of the task and the appraiser's...<\/p><\/div><div class=\"reading_date\"><span class=\"readtime\">4 mins read<\/span><span class=\"date\">May 16, 2024<\/span><\/div>","protected":false},"author":102,"featured_media":425735,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[46225],"tags":[30862,30860,30863,30859,30861],"class_list":["post-191279","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buyer","tag-how-long-after-home-inspection-is-appraisal","tag-how-long-do-appraisals-take","tag-how-long-do-appraisals-take-to-come-back","tag-how-long-do-home-appraisals-take","tag-how-long-does-an-appraiser-stay-at-your-house"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Long Does a Home Appraisal Take in 2024?<\/title>\n<meta name=\"description\" content=\"How long does a home appraisal take? 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