{"id":285149,"date":"2024-11-11T04:14:08","date_gmt":"2024-11-11T09:14:08","guid":{"rendered":"https:\/\/www.houzeo.com\/blog\/?p=285149"},"modified":"2025-02-11T06:26:15","modified_gmt":"2025-02-11T11:26:15","slug":"va-loan-after-bankruptcy","status":"publish","type":"post","link":"https:\/\/www.houzeo.com\/blog\/va-loan-after-bankruptcy\/","title":{"rendered":"VA Loan After Bankruptcy: How to Qualify for One?"},"content":{"rendered":"\n<p>In 2022, around <a href=\"https:\/\/www.debt.org\/bankruptcy\/statistics\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">382,542<\/a> people filed for bankruptcy. However, you can still <a href=\"https:\/\/www.houzeo.com\/blog\/can-you-buy-a-house-after-bankruptcy\/\" target=\"_blank\" rel=\"noreferrer noopener\">buy a house after bankruptcy<\/a> and finance it with a VA loan.<\/p>\n\n\n\n<p>To get a <a href=\"https:\/\/www.houzeo.com\/blog\/what-is-va-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">VA loan<\/a> after bankruptcy, you must complete the waiting period and meet the eligibility criteria. You can use this time to get your finances and work towards <a href=\"https:\/\/www.houzeo.com\/blog\/how-to-repair-credit\/\" target=\"_blank\" rel=\"noreferrer noopener\">repairing your credit score<\/a>. <\/p>\n\n\n\n<p>Therefore, get a mortgage preapproval to determine your loan amount. <\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"block-takeaways\" style=\"margin-top:20px !important\"><p><\/p><p class=\"headKeytake\"><b>\ud83d\udcccELIGIBILITY FOR VA LOANS AFTER BANKRUPTCY<\/b><\/p>\n<ul>\n<li>Active and retired military members are eligible for VA loans even after filing for bankruptcy.<\/li>\n<li>The waiting period for a VA loan after bankruptcy is usually around  <a href=\"https:\/\/www.veteransunited.com\/valoans\/va-loan-after-bankruptcy\/\" target=\"_blank\" rel=\"noopener\">2 years<\/a> for Chapter 7 and 1 year for Chapter 13 bankruptcy.<\/li>\n<li>Eligibilty depends on factors like the type of bankruptcy filed, reason for bankruptcy, your credit history and score, and fulfillment of VA eligibility requirements. \n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"What-is-Bankruptcy\"><strong>What Is Bankruptcy?<\/strong><\/h2>\n\n\n\n<p>Bankruptcy is a legal process, initiated when individuals and businesses are unable to repay their debts. After you file for bankruptcy, the court assesses your financial situation. <\/p>\n\n\n\n<p>The court reviews your debts and assets. It then decides the best way to address the outstanding obligations. There are many kinds of bankruptcy. However, on an individual level, there are <strong>two main types<\/strong>:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Chapter 7 Bankruptcy: <\/strong>This is also known as liquidation bankruptcy. If you file for Chapter 7 bankruptcy, you are compelled to sell off non-exempted assets to repay the <a href=\"https:\/\/www.houzeo.com\/blog\/best-mortgage-lenders\/\" target=\"_blank\" rel=\"noreferrer noopener\">mortgage lenders<\/a>. Some debts are eliminated to reduce the financial burden. Bankruptcy can delay the foreclosure process but cannot stop it. <\/li><li><strong>Chapter 13 Bankruptcy: <\/strong>This bankruptcy requires individuals to reorganize their debts. The court creates a repayment plan for 3 to 5 years. Any remaining debt is discharged after you finish these monthly payments according to the plan. <\/li><\/ol>\n\n\n\n<p>Moreover, you do not need to sell your assets and can prevent foreclosure.<\/p>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"Can-You-Get-a-VA-Loan-After-Bankruptcy\"><strong>Can You Get a VA<\/strong> <strong>Loan After Bankruptcy?<\/strong><\/h2>\n\n\n\n<p>Yes! It is possible to get a VA loan after bankruptcy. Certain factors determine whether you can qualify for the loan. <\/p>\n\n\n\n<h3 class=\"margin-top-15 wp-block-heading\" id=\"Eligibility-Factors-For-a-VA-Loan-After-Bankruptcy\"><strong>Factors for Approval of a VA Loan After Bankruptcy<\/strong><\/h3>\n\n\n\n<p>Veterans can qualify for a VA loan even after they file for bankruptcy. You can <a href=\"https:\/\/www.houzeo.com\/blog\/refinance-after-bankruptcy\/\" target=\"_blank\" rel=\"noreferrer noopener\">refinance<\/a> homes with VA loans after improving your credit score. Retired and active military personnel can qualify for a VA loan based on three factors: <\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Bankruptcy Type: <\/strong>The type of bankruptcy you file for Chapter 7 or Chapter 13 determines the loan approval process. You need to be aware of the terms and conditions when applying for VA loans after bankruptcy.<\/li><li><strong>Reasons For Filing Bankruptcy: <\/strong>There are several reasons to file for bankruptcy, such as loss of income, high medical bills, and unaffordable mortgages. <\/li><li><strong>Fulfilling VA Eligibility Requirements:<\/strong> You must acquire the certificate of eligibility before you apply for a VA mortgage after bankruptcy. This document, issued by the <a href=\"https:\/\/www.va.gov\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Department of Veterans Affairs<\/a>, assures the lender that you can make timely payments. <\/li><\/ol>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"How-To-Qualify-For-a-VA-Loan-After-Bankruptcy\"><strong>How to Qualify for a VA Loan After Bankruptcy?<\/strong><\/h2>\n\n\n\n<p>Qualifying for a VA loan with bankruptcy can be difficult until you can prove your credit repayment ability. You can opt for the assistance of the Department of Veterans Affairs to prepare for loan approval.<\/p>\n\n\n\n<h3 class=\"margin-top-15 wp-block-heading\" id=\"Qualifying-For-VA-Loan-After-Chapter-7-Bankruptcy\"><strong>Qualifying for<\/strong> <strong>VA Loan After Chapter 7 Bankruptcy<\/strong><\/h3>\n\n\n\n<p>Chapter 7 bankruptcy can significantly impact your credit score and bring it down by <a href=\"https:\/\/www.military.com\/money\/home-ownership\/buying-a-house\/getting-a-va-loan-after-bankruptcy-or-foreclosure.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">130 to 240<\/a> points. This can affect your ability to obtain credit in the future. To apply for a VA loan after Chapter 7 bankruptcy discharge you must:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Complete the waiting period of two years.<\/li><li>Make timely payments on your debt.<\/li><li>Rebuild your credit score to <a href=\"https:\/\/www.military.com\/money\/home-ownership\/buying-a-house\/getting-a-va-loan-after-bankruptcy-or-foreclosure.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">620<\/a> and above.<\/li><\/ol>\n\n\n\n<p class=\"margin-top-15\">It&#8217;s important to note that you can get a VA loan 1 year after Chapter 7. For that, you need to prove that the reasons for bankruptcy were beyond your control. Moreover, you need to have an improved credit history for VA loan approval. <\/p>\n\n\n\n<h3 class=\"margin-top-15 wp-block-heading\" id=\"Qualifying-For-VA-Loan-After-Chapter-13-Bankruptcy\"><strong>Qualifying for<\/strong> <strong>VA Loan After Chapter 13 Bankruptcy<\/strong><\/h3>\n\n\n\n<p>Chapter 13 bankruptcy or &#8216;reorganization&#8217; bankruptcy usually involves a repayment plan to pay off debts without selling property. You can qualify for a VA loan faster with Chapter 13 bankruptcy on your record. <\/p>\n\n\n\n<p>To apply for a VA loan after Chapter 13 discharge you must: <\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Complete at least 12 months of repayment of debt.<\/li><li>Report any late payments in the last twelve months.<\/li><li>Rebuild your credit score to <a href=\"https:\/\/www.military.com\/money\/home-ownership\/buying-a-house\/getting-a-va-loan-after-bankruptcy-or-foreclosure.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">620<\/a> and above.<\/li><\/ol>\n\n\n\n<p class=\"margin-top-15\">Keep in mind that every mortgage lender&#8217;s qualification requirements are different. <\/p>\n\n\n\n<h3 class=\"margin-top-15 wp-block-heading\" id=\"Qualifying-For-VA-Loan-After-Foreclosure\"><strong>Qualifying for<\/strong> <strong>VA Loan After Foreclosure<\/strong><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.houzeo.com\/blog\/foreclosures\/\" target=\"_blank\" rel=\"noreferrer noopener\">Foreclosure<\/a> may not be a type of bankruptcy but usually co-occurs with Chapter 7 bankruptcy. It knocks down the credit score by <a href=\"https:\/\/www.military.com\/money\/home-ownership\/buying-a-house\/getting-a-va-loan-after-bankruptcy-or-foreclosure.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">85 to 160<\/a> points. You can still qualify for a VA loan with a foreclosure on your record. <\/p>\n\n\n\n<p>Usually, veterans must go through a seasoning period of 2 years before they can qualify for a VA loan post-foreclosure. When applying for a VA loan after foreclosure:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Document your circumstances in a <a href=\"https:\/\/www.houzeo.com\/blog\/letter-of-explanation\/\" target=\"_blank\" rel=\"noreferrer noopener\">letter of explanation<\/a>.<\/li><li>Seek the lender&#8217;s advice about the financing options available.<\/li><\/ol>\n\n\n\n<p class=\"margin-top-15\">Please note that you can&#8217;t use the full entitlement on a new mortgage if your foreclosure involved a previous VA loan. <\/p>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"How-to-Increase-Your-Chance-of-Approval-During-the-Waiting-Period\"><strong>How to Increase Your Chance of Approval During the Waiting Period?<\/strong><\/h2>\n\n\n\n<p>You can prepare for VA loan approval during the bankruptcy waiting period. Improving your credit score and managing your finances can get you faster approval.<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Rebuild Your Credit: <\/strong>Lower your<a href=\"https:\/\/www.houzeo.com\/blog\/debt-to-income-ratio\/\" target=\"_blank\" rel=\"noreferrer noopener\"> debt-to-income ratio<\/a> by paying bills and repaying debt on time. Keep your credit card limit low and use a small percentage of the available credit.<\/li><li><strong>Save for a Down Payment:<\/strong> You can keep aside some monthly amount for a future downpayment. This shows lenders that you&#8217;re responsible for your finances. <\/li><li><strong>Work With a Credit Counselor:<\/strong> A credit counselor can help you develop a plan to improve your credit score and manage your finances after bankruptcy. They can also help you understand your credit report and dispute any errors.<\/li><li><strong>Speak to a Lender:<\/strong> Talk to lenders specializing in VA loans to understand your options and navigate the application process. They can also help you identify any additional steps you can take to increase your eligibility. <\/li><\/ol>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"Bottom-Line\"><strong>Bottom Line<\/strong><\/h2>\n\n\n\n<p>Bankruptcy does not close the doors to home financing options. You can still get a VA home loan after bankruptcy if you meet the requirements set by law and the specific approval process of lenders.<\/p>\n\n\n\n<p>Make sure your credit history improves during the waiting period. This is the most important factor in getting VA loan approval. Consult a credit counselor to understand the options and ways to get approval faster.<\/p>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\"><strong>Find Your New Home With Houzeo<\/strong><\/h2>\n\n\n\n<p>With thousands of property listings, Houzeo.com is one of the biggest property listing sites in the US. Find condos, townhouses, co-ops, and other types of <a href=\"https:\/\/www.houzeo.com\/homes-for-sale\" target=\"_blank\" rel=\"noreferrer noopener\">homes for sale<\/a> on Houzeo.<\/p>\n\n\n\n<p class=\"margin-top-15\"><strong>\u00bb NEED MORE CLARITY?&nbsp;<\/strong>Read these exclusive&nbsp;<a href=\"https:\/\/www.realestatequeen.com\/houzeo-reviews\/\" target=\"_blank\" rel=\"noreferrer noopener\">Houzeo reviews<\/a>&nbsp;and learn why the platform is the best in America\u2019s competitive housing market.<\/p>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"Frequently-Asked-Questions\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n\t\t<div class=\"wp-faq-schema-wrap wp-faq-schema-accordion\">\n\t\t\t\t\t\t<div class=\"wp-faq-schema-items\">\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tHow long after bankruptcy can I get a mortgage?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>You will have to wait for a minimum of 2 years before you can apply for <a href=\"#Qualifying-For-VA-Loan-After-Chapter-7-Bankruptcy\"> VA mortgage after Chapter 7 bankruptcy <\/a> and 1 year after Chapter 13 bankruptcy .<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tWhat is the process of buying a home after Chapter 7?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>After the waiting period of 2 years you can start the <a href=\"https:\/\/www.houzeo.com\/blog\/mortgage-preapproval\/\" target=\"blank\">mortgage pre-approval<\/a> process for a VA loan. If your credit history has improved and the credit score is above 620, your loan application is likely to get approved. <\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tWhat is the difference between Chapter 7 and Chapter 13 bankruptcy?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>The main difference between <a href=\"https:\/\/www.houzeo.com\/blog\/refinance-after-bankruptcy\/#Chapter-13-vs-Chapter-7-Bankruptcies\" target=\"blank\">Chapter 7 and Chapter 13 bankruptcy<\/a> is that the former involves selling of assets and the latter does not require it. <\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tCan I refinance after bankruptcy?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>Yes, you can <a href=\"https:\/\/www.houzeo.com\/blog\/refinance-after-bankruptcy\/\" target=\"blank\">refinance after bankruptcy<\/a> once you have repaired your credit score. <\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n","protected":false},"excerpt":{"rendered":"<div class=\"new-excerpt\"><p class=\"small-desc\">You can get a VA Loan after bankruptcy and foreclosure. Read the blog to know about the waiting period and eligibility...<\/p><\/div><div class=\"reading_date\"><span class=\"readtime\">6 mins read<\/span><span class=\"date\">Nov 11, 2024<\/span><\/div>","protected":false},"author":218,"featured_media":428145,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[46225,46241,46295],"tags":[32314,24216,32313,24217,32312],"class_list":["post-285149","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buyer","category-mortgage-types","category-va","tag-chapter-13-vs-chapter-7","tag-va-bankruptcy-waiting-period","tag-va-home-loan-bankruptcy","tag-va-loan-and-bankruptcy","tag-va-loan-bankruptcy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>VA Loan After Bankruptcy: How to Qualify for one?<\/title>\n<meta name=\"description\" content=\"You can get a VA Loan after bankruptcy and foreclosure. Read the blog to know about the waiting period and eligibility criteria.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.houzeo.com\/blog\/va-loan-after-bankruptcy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"VA Loan After Bankruptcy: How to Qualify for one?\" \/>\n<meta property=\"og:description\" content=\"You can get a VA Loan after bankruptcy and foreclosure. Read the blog to know about the waiting period and eligibility criteria.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.houzeo.com\/blog\/va-loan-after-bankruptcy\/\" \/>\n<meta property=\"og:site_name\" content=\"Houzeo Blog\" \/>\n<meta property=\"article:published_time\" content=\"2024-11-11T09:14:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-11T11:26:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/07\/VA-Loan-After-Bankruptcy.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"810\" \/>\n\t<meta property=\"og:image:height\" content=\"435\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Bhagyesh Behere\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bhagyesh Behere\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"VA Loan After Bankruptcy: How to Qualify for one?","description":"You can get a VA Loan after bankruptcy and foreclosure. Read the blog to know about the waiting period and eligibility criteria.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.houzeo.com\/blog\/va-loan-after-bankruptcy\/","og_locale":"en_US","og_type":"article","og_title":"VA Loan After Bankruptcy: How to Qualify for one?","og_description":"You can get a VA Loan after bankruptcy and foreclosure. Read the blog to know about the waiting period and eligibility criteria.","og_url":"https:\/\/www.houzeo.com\/blog\/va-loan-after-bankruptcy\/","og_site_name":"Houzeo Blog","article_published_time":"2024-11-11T09:14:08+00:00","article_modified_time":"2025-02-11T11:26:15+00:00","og_image":[{"width":810,"height":435,"url":"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/07\/VA-Loan-After-Bankruptcy.webp","type":"image\/webp"}],"author":"Bhagyesh Behere","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Bhagyesh Behere","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.houzeo.com\/blog\/va-loan-after-bankruptcy\/","url":"https:\/\/www.houzeo.com\/blog\/va-loan-after-bankruptcy\/","name":"VA Loan After Bankruptcy: How to Qualify for one?","isPartOf":{"@id":"https:\/\/www.houzeo.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.houzeo.com\/blog\/va-loan-after-bankruptcy\/#primaryimage"},"image":{"@id":"https:\/\/www.houzeo.com\/blog\/va-loan-after-bankruptcy\/#primaryimage"},"thumbnailUrl":"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/07\/VA-Loan-After-Bankruptcy.webp","datePublished":"2024-11-11T09:14:08+00:00","dateModified":"2025-02-11T11:26:15+00:00","description":"You can get a VA Loan after bankruptcy and foreclosure. Read the blog to know about the waiting period and eligibility criteria.","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.houzeo.com\/blog\/va-loan-after-bankruptcy\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.houzeo.com\/blog\/va-loan-after-bankruptcy\/#primaryimage","url":"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/07\/VA-Loan-After-Bankruptcy.webp","contentUrl":"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/07\/VA-Loan-After-Bankruptcy.webp","width":810,"height":435,"caption":"VA Loan After Bankruptcy"},{"@type":"WebSite","@id":"https:\/\/www.houzeo.com\/blog\/#website","url":"https:\/\/www.houzeo.com\/blog\/","name":"Houzeo Blog","description":"","publisher":{"@id":"https:\/\/www.houzeo.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.houzeo.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.houzeo.com\/blog\/#organization","name":"Houzeo","url":"https:\/\/www.houzeo.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.houzeo.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2020\/07\/new-logo.png","contentUrl":"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2020\/07\/new-logo.png","width":190,"height":55,"caption":"Houzeo"},"image":{"@id":"https:\/\/www.houzeo.com\/blog\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/posts\/285149","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/users\/218"}],"replies":[{"embeddable":true,"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/comments?post=285149"}],"version-history":[{"count":185,"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/posts\/285149\/revisions"}],"predecessor-version":[{"id":686308,"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/posts\/285149\/revisions\/686308"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/media\/428145"}],"wp:attachment":[{"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/media?parent=285149"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/categories?post=285149"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/tags?post=285149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}