{"id":321666,"date":"2026-04-29T03:42:16","date_gmt":"2026-04-29T07:42:16","guid":{"rendered":"https:\/\/www.houzeo.com\/blog\/?p=321666"},"modified":"2026-04-29T03:42:21","modified_gmt":"2026-04-29T07:42:21","slug":"appraised-value-vs-market-value","status":"publish","type":"post","link":"https:\/\/www.houzeo.com\/blog\/appraised-value-vs-market-value\/","title":{"rendered":"Appraised Value vs Market Value: What Every Homebuyer Should Know"},"content":{"rendered":"\n<p>The median home asking price for four weeks ending on September 24th, 2023 is $387,350. Appraised value vs market value take this value into consideration to understand the market fluctuations while pricing your home.<\/p>\n\n\n\n<p>A professional appraiser calculates the appraised value. Hired by a mortgage lender to determine the mortgage amount you receive. The costs of an appraisal were around<a     href=\"https:\/\/www.homeadvisor.com\/cost\/inspectors-and-appraisers\/hire-a-property-appraiser\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">$313-$421<\/a>, while the single-family home average was $350.<\/p>\n\n\n\n<p>Market Value or Fair Market Value (FMV) is calculated based on comparable sales, supply and demand, and economic conditions. You can also do it at home for free using a <a     href=\"https:\/\/www.houzeo.com\/blog\/what-is-fair-market-value-and-how-to-find-it\/#calculate-fair-market-value\" target=\"_blank\" rel=\"noreferrer noopener\">price-by sq\/ft estimator<\/a> to not overpay for a property. <\/p>\n\n\n\n<div class=\"block-takeaways\" style=\"margin-top:20px !important\"><p class=\"topHead\"><\/p><p class=\"headKeytake\">\ud83d\udc49<b> Appraised Value vs Market Value <\/b><\/p>\n<ul>\n<li> A professional appraiser calculates the appraisal value, but you can calculate the market value without any help.\n<\/li>\n<li> The appraised value is required for a mortgage, while the market value is used for real estate transactions and tax assessment calculations.\n<\/li>\n<li> You pay hundreds for an appraisal of the house, whereas you can calculate the market value for free.\n<\/li>\n<li> Economic conditions in the country do not affect the appraisal home value, but they do affect the market value.\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading margin-top-28\" id=\"appraised-value-of-home\"><strong>What Is Appraised Value?<\/strong><\/h2>\n\n\n\n<p id=\"what-does-appraised-value-mean\">An appraised value is the financial estimate of your home. The process is called a home appraisal and is done by an appraiser. For you, the appraised value meaning is important as it influences the valuation of a property for a <a     href=\"https:\/\/www.houzeo.com\/pros\/mortgage-lenders-near-me\" target=\"_blank\" rel=\"noreferrer noopener\">mortgage lender<\/a>. <\/p>\n\n\n\n<p id=\"what-does-appraised-value-mean\">You require an appraisal for two purposes. Firstly the bank for a mortgage and then the government for property tax. So, here are the types of house appraisal values and their difference from market value:<\/p>\n\n\n\n<h3 class=\"wp-block-heading margin-top-15\" id=\"value-appraisal-bank\"><strong>Bank Appraisal vs Market Value<\/strong><\/h3>\n\n\n\n<p>Banks require appraisals when they grant mortgages. It differs from market value assessments in several ways, such as:<\/p>\n\n\n\n<ul id=\"appraisal-value-of-home\" class=\"wp-block-list\">\n<li><strong>Purpose<\/strong>: Bank appraisals aim to assess property value for lending purposes. To ensure the loan amount is equal to the property&#8217;s worth. In contrast, market value reflects the amount a home buyer and seller use in a transaction. <\/li>\n\n\n\n<li><strong>Criteria<\/strong>: Bank appraisals focus on property condition, location, and recent home sales data. Besides market value considers a broader range of factors from supply and demand to economic conditions.<\/li>\n\n\n\n<li><strong>Independence<\/strong>: Bank-appraised values can be influenced by the lender&#8217;s interests. Chiefly, market value is more objective as it represents the property&#8217;s true value in the real estate market.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading margin-top-15\" id=\"tax-property-value-appraisal\"><strong>Tax Appraisal vs Market Value<\/strong><\/h3>\n\n\n\n<p>Local governments conduct tax appraisals to determine <a     href=\"https:\/\/www.houzeo.com\/blog\/property-tax\/\" target=\"_blank\" rel=\"noreferrer noopener\">property tax<\/a> assessments. An <a     href=\"https:\/\/www.houzeo.com\/blog\/assessed-value\/\" target=\"_blank\" rel=\"noreferrer noopener\">assessed value<\/a> vs market value assessment differs in several crucial ways such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Objective<\/strong>: Tax appraisals primarily aim to calculate property taxes, whereas market value <a     href=\"https:\/\/www.houzeo.com\/blog\/assessed-value\/\" target=\"_blank\" rel=\"noreferrer noopener\">assessments<\/a> aim to establish the property&#8217;s actual worth.<\/li>\n\n\n\n<li><strong>Frequency<\/strong>: Tax appraised value of a home is often performed annually or once in two years. Whereas, market value fluctuates often due to real estate market dynamics.<\/li>\n\n\n\n<li><strong>Criteria<\/strong>: Tax appraisals depend on simplified valuation methods, such as assessing property values based on neighborhood averages. Market value takes a broader approach, such as specific property features and current market state.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"block-c5904919-affc-4b3c-b331-8b9ba0c2f43b\"><strong>Find Homes for Sale Under Your Specific Budget<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-100k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$100K<\/strong><\/a><\/td><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-150k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$150K<\/strong><\/a><\/td><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-200k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$200K<\/strong><\/a><\/td><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-250k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$250K<\/strong><\/a><\/td><\/tr><tr><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-300k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$300K<\/strong><\/a><\/td><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-350k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$350K<\/strong><\/a><\/td><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-400k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$400K<\/strong><\/a><\/td><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-450k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$450K<\/strong><\/a><\/td><\/tr><tr><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-500k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$500K<\/strong><\/a><\/td><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-600k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$600K<\/strong><\/a><\/td><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-650k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$650K<\/strong><\/a><\/td><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-700k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$700K<\/strong><\/a><\/td><\/tr><tr><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-800k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$800K<\/strong><\/a><\/td><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-850k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$850K<\/strong><\/a><\/td><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-900k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$900K<\/strong><\/a><\/td><td><a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\/homes-for-sale-under-950k\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Homes For Sale under<br>$950K<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading margin-top-28\" id=\"what-is-market-value-in-real-estate\"><strong>What Is Fair Market Value (FMV)?<\/strong><\/h2>\n\n\n\n<p>FMV influences the final transaction of a property for a buyer and seller. To understand <a     href=\"https:\/\/www.houzeo.com\/blog\/what-is-fair-market-value-and-how-to-find-it\/#what-does-fmv-mean\" target=\"_blank\" rel=\"noreferrer noopener\">FMV&#8217;s meaning<\/a>, let&#8217;s explore the key factors that influence it and why market value is crucial.<\/p>\n\n\n\n<h3 class=\"wp-block-heading margin-top-15\"><strong>Factors Affecting Market Value<\/strong><\/h3>\n\n\n\n<p>Several factors come into play to determine the market value of a property, they primarily are:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Location<\/strong>: Properties in desirable neighborhoods with great amenities are likely to have higher market values.<\/li>\n\n\n\n<li><strong>Condition<\/strong>: The visible state of the property matters. Well-maintained homes and buildings explicitly command higher market values.<\/li>\n\n\n\n<li><strong>Comparable Sales<\/strong>: Recent sales of similar properties in your neighborhood impact market value. These sales also serve as a basis for your pricing.<\/li>\n\n\n\n<li><strong>Economic Conditions<\/strong>: Economic factors, such as job opportunities, income levels, and <a     href=\"https:\/\/www.bankrate.com\/mortgages\/mortgage-rates\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">interest rates<\/a>, affect real estate values. <\/li>\n\n\n\n<li><strong>Supply and Demand<\/strong>: When there&#8217;s a high demand for properties but the supply is limited, market values are likely to rise. Contrarily, an oversupply leads to lower values.<\/li>\n\n\n\n<li><strong>Property Size and Features<\/strong>: The size of the property and its unique features can influence market value. For instance, properties with additional bedrooms or special amenities have higher values.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading margin-top-15\"><strong>Importance of Market Value<\/strong><\/h3>\n\n\n\n<p>You can understand the importance via the various stakeholders that rely on market value below:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Sellers<\/strong>: Market value helps sellers set competitive listing prices. Primarily, to invite potential buyers and at the same time maximize returns.<\/li>\n\n\n\n<li><strong>Buyers<\/strong>: Buyers rely on market value assessments to make informed decisions and not overpay for a property.<\/li>\n\n\n\n<li><strong>Lenders<\/strong>: Lenders use market value to determine the loan-to-value ratio, which impacts loan approvals and interest rates.<\/li>\n\n\n\n<li><strong>Investors<\/strong>: Real estate investors depend on market value to assess potential returns on their investments and make strategic decisions.<\/li>\n\n\n\n<li><strong>Property Taxes<\/strong>: Local governments often use market value as a basis for property tax assessments.<\/li>\n\n\n\n<li><strong>Insurance<\/strong>: To ensure valid coverage for property owners, insurance companies consider the market value to calculate premiums.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading margin-top-28\" id=\"appraisal-vs-market-value-difference\"><strong>Market Value vs. Appraised Value<\/strong><\/h2>\n\n\n\n<p>It is important for everyone involved in real estate transactions to understand the difference. From buyers and sellers to lenders and appraisers.<\/p>\n\n\n<div id=\"footable_parent_387566\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_0\" data-footable_id=\"387566\" data-filter-delay=\"1000\" aria-label=\"Appraised Value vs. Market Value\"            id=\"footable_387566\"\n           data-unique_identifier=\"ninja_table_unique_id_428457727_387566\"\n           class=\" foo-table ninja_footable foo_table_387566 ninja_table_unique_id_428457727_387566 ui table  blue nt_type_legacy_table selectable striped vertical_centered inverted footable-paging-right ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_aspect \">Aspect<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_appraised_value \">Appraised Value<\/th><th scope=\"col\"  class=\"ninja_column_2 ninja_clmn_nm_market_value \">Market Value<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"14935\" class=\"ninja_table_row_0 nt_row_id_14935\">\n            <td>Definition<\/td><td>It's your home worth determined by a certified appraiser.<\/td><td>The estimated price a property would sell for in an open market.<\/td>        <\/tr>\n            <tr data-row_id=\"14936\" class=\"ninja_table_row_1 nt_row_id_14936\">\n            <td>Factors Considered<\/td><td>Property condition, location, comps, and more.<\/td><td>Supply, demand and current market conditions.<\/td>        <\/tr>\n            <tr data-row_id=\"14937\" class=\"ninja_table_row_2 nt_row_id_14937\">\n            <td>Purpose<\/td><td>Used for lending decisions and insurance premiums.<\/td><td>Guides listing price and buyer\/seller negotiations.<\/td>        <\/tr>\n            <tr data-row_id=\"14938\" class=\"ninja_table_row_3 nt_row_id_14938\">\n            <td>Influence on Buyers<\/td><td>Offers insights into a property's condition.<\/td><td>Shapes buyer expectations and potential purchase price.<\/td>        <\/tr>\n            <tr data-row_id=\"14939\" class=\"ninja_table_row_4 nt_row_id_14939\">\n            <td>Influence on Sellers<\/td><td>Can impact pricing strategies for maximum profit.<\/td><td>Affects the list price for market competitiveness.<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n\n\n\n\n<h2 class=\"wp-block-heading margin-top-28\" id=\"appraisal-vs-market-value-different\"><strong>What Happens When the Appraisal Value vs Market Value Differ?<\/strong><\/h2>\n\n\n\n<p>When these values don&#8217;t align, the scenarios that can occur are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Seller&#8217;s Advantage<\/strong>: If the appraised value is higher, it benefits the seller. Given that they can potentially list the property at a higher price, to maximize profit.<\/li>\n\n\n\n<li><strong>Buyer&#8217;s Advantage<\/strong>: Surely, a lower appraised value can work in favor of the buyer. It allows them to negotiate a lower purchase price.<\/li>\n\n\n\n<li><strong>Loan Amount Difference<\/strong>: Lenders usually base loans on the appraised value. If it&#8217;s lower than the agreed sale price, the buyer may need to cover the difference or renegotiate terms.<\/li>\n\n\n\n<li><strong>Renegotiation<\/strong>: In cases of major misconceptions, buyers and sellers may renegotiate the sale price. They can find a middle ground, or, in extreme cases, cancel the deal.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading margin-top-28\" id=\"property-value-appraisal\"><strong>How to Improve Your Property Appraisal Value?<\/strong><\/h2>\n\n\n\n<p>To enhance a property&#8217;s appraised value, consider these strategies:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Maintenance<\/strong>: Regular maintenance improves a property&#8217;s condition, which positively influences its appraised value.<\/li>\n\n\n\n<li><strong>Renovations<\/strong>: Well-planned renovations can increase a property&#8217;s value. So, focus on projects that offer a good return on investment.<\/li>\n\n\n\n<li><strong>Curb Appeal<\/strong>: A well-landscaped and attractive exterior can create a positive first impression, with the potential to raise the appraised value.<\/li>\n\n\n\n<li><strong>Comparables<\/strong>: The appraiser should be provided with information on recent comparable sales in the area to ensure a fair assessment. <\/li>\n\n\n\n<li><strong>Documentation<\/strong>: Document any <a     href=\"https:\/\/www.houzeo.com\/blog\/refinance-for-home-improvement\/\" target=\"_blank\" rel=\"noreferrer noopener\">improvements<\/a>made to the property. This proof can support a higher appraised value.<\/li>\n<\/ul>\n\n\n\n<p>It is essential to understand how valuation discrepancies impact real estate transactions. Nonetheless, improving appraised value can be beneficial for sellers looking to maximize their property&#8217;s worth.<\/p>\n\n\n\n<h2 class=\"wp-block-heading margin-top-28\"><strong>Bottom Line<\/strong><\/h2>\n\n\n\n<p>You can calculate the market value by yourself whereas you need a <a     href=\"https:\/\/www.houzeo.com\/pros\/home-appraisers-near-me\" target=\"_blank\" rel=\"noreferrer noopener\">home appraiser<\/a> to get the appraised value. To get a mortgage, you need a home appraisal, but to calculate property tax you require the market value.<\/p>\n\n\n\n<p>The terms appraised value vs market value are as simple as they are important. They are necessary but in different parts of the home buying and selling process, appraised at the start, and market value at closing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading margin-top-25\"><strong>Find Your Dream Home with Houzeo<\/strong><\/h2>\n\n\n\n<p>With thousands of property listings,&nbsp;<a     href=\"https:\/\/www.houzeo.com\" target=\"_blank\" rel=\"noreferrer noopener\">Houzeo.com<\/a>&nbsp;is one of the biggest property listing sites in the US. Find condos, townhouses, co-ops, and other types of&nbsp;<a     href=\"https:\/\/www.houzeo.com\/homes-for-sale\" target=\"_blank\" rel=\"noreferrer noopener\">homes for sale<\/a>&nbsp;on Houzeo, America\u2019s best home buying website.<\/p>\n\n\n\n<p class=\"margin-top-15\"><strong>\u00bb NEED MORE CLARITY?&nbsp;<\/strong>Read these exclusive&nbsp;<a     href=\"https:\/\/www.realestatequeen.com\/houzeo-reviews\/\" target=\"_blank\" rel=\"noreferrer noopener\">Houzeo reviews<\/a>&nbsp;and learn why the platform is the best in America\u2019s competitive housing market.<\/p>\n\n\n\n<h2 class=\"wp-block-heading margin-top-28\" id=\"Frequently-Asked-Questions\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n\t\t<div class=\"wp-faq-schema-wrap wp-faq-schema-accordion\">\n\t\t\t\t\t\t<div class=\"wp-faq-schema-items\">\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tWhy do appraised and market value differ?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>The appraised value is solely done by a professional appraiser. Whereas the market value <a href=\"#appraisal-vs-market-value-difference\">difference <\/a>, is what the buyer is willing to pay based on buyers in the neighborhood.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tWill a lower appraised value lower my home&#039;s selling price?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>Definitely not! The appraised value for your mortgage is not directly dependent on market value. Demand and supply mainly determine your selling price. Check the <a href=\"https:\/\/www.houzeo.com\/housing-market\" target=\"_blank\">housing market<\/a>.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tWhat can you do if these valuations are different?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>You can pay for a second appraisal, but your lender would likely not accept it. You can <a href=\"https:\/\/mycreditunion.gov\/life-events\/home-ownership\/how-challenge-home-appraisal\" target=\"_blank\" rel=\"noreferrer noopener\">challenge the appraisal <\/a>if you believe there was an error or illegal activity.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n","protected":false},"excerpt":{"rendered":"<div class=\"new-excerpt\"><p class=\"small-desc\">The single biggest point of contention in appraised value vs market value is the person they are intended for. The appraisal value is intended for mortgage lenders while the market value is intended for the...<\/p><\/div><div class=\"reading_date\"><span class=\"readtime\">7 mins read<\/span><span class=\"date\">Apr 29, 2026<\/span><\/div>","protected":false},"author":102,"featured_media":430595,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[46225],"tags":[27951,27950,27949,27952,27953,27948],"class_list":["post-321666","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buyer","tag-appraised-home-value","tag-appraised-value-definition","tag-assessed-value-vs-appraised-value","tag-home-value-appraisal","tag-market-appraisal","tag-market-value-appraisal"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Appraised Value vs Market Value: Necessary Knowledge for Homebuyers<\/title>\n<meta name=\"description\" content=\"A professional appraiser determines appraised value. 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Whereas market value differs based on buyers in the neighbourhood and what they are willing to pay.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.houzeo.com\/blog\/appraised-value-vs-market-value\/\" \/>\n<meta property=\"og:site_name\" content=\"Houzeo Blog\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-29T07:42:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-29T07:42:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/11\/Appraised-Value-vs-Market-Value.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"840\" \/>\n\t<meta property=\"og:image:height\" content=\"450\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Bhagyesh Behere\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bhagyesh Behere\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Appraised Value vs Market Value: Necessary Knowledge for Homebuyers","description":"A professional appraiser determines appraised value. 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