 

{"id":330721,"date":"2024-11-14T04:51:30","date_gmt":"2024-11-14T09:51:30","guid":{"rendered":"https:\/\/www.houzeo.com\/blog\/?p=330721"},"modified":"2025-06-19T03:18:40","modified_gmt":"2025-06-19T07:18:40","slug":"refinance-appraisal-checklist","status":"publish","type":"post","link":"https:\/\/www.houzeo.com\/blog\/refinance-appraisal-checklist\/","title":{"rendered":"Refinance Appraisal Checklist: Prepare Your House For Appraisal"},"content":{"rendered":"\n<p class=\"highlight\">Refinance applications have risen <a href=\"https:\/\/www.cnbc.com\/2024\/04\/10\/mortgage-refinance-demand-surges-even-as-rates-cross-back-over-7percent-.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">10%<\/a> over 2023. This growth is largely because homeowners want to lock their new mortgage rates in the face of recent rate hikes. It can also reduce the loan tenure or provide access to home equity-based cash.<\/p>\n\n\n\n<p>You can refinance your mortgage after a home appraiser evaluates your home\u2019s current condition and completes a refinance appraisal checklist. But finding a reliable appraiser can be stressful, and Houzeo is here to help. Check out our list below!<\/p>\n\n\n    <div class=\"addingPreApprovalWidget\">\n        <div class=\"preApprovalBox\">\n            <div class=\"preFirstBlock\">\n                <div class=\"preApply\">\n                    <div class=\"preSecond preCom noSidebar\">\n                        <div class=\"preApprovalBlock\">\n                            <p class=\"preHeader\">Get Pre Approved for a Refinance\ud83c\udfe1<\/p>\n                            <p>Select Your Loan Type <\/p>\n                            <ul class=\"preApprovalType\">\n                                <li class=\"processList\" name=\"1\">\n                                    <input type=\"radio\" class=\"inputSelect\" value=\"1\" aria-label=\"Select\">\n                                    <div class=\"purchase\">\n                                        <span class=\"purchaseSpan\">\n                                            <img decoding=\"async\" src=\"https:\/\/dtpwvruv8ddnl.cloudfront.net\/images\/preApproval\/new-home-purchase.svg\" class=\"prestatus1\" alt=\"new-purchase\">\n                                            <img decoding=\"async\" src=\"https:\/\/dtpwvruv8ddnl.cloudfront.net\/images\/blog\/blue-icons\/new-home-purchase-activeHColor.svg\" class=\"prestatus2\" alt=\"active\">\n                                        <\/span>\n                                        <span class=\"preApproveText\">New Home Purchase<\/span>\n                                    <\/div>\n                                <\/li>\n                                <li class=\"processList\" name=\"2\">\n                                    <input type=\"radio\" class=\"inputSelect\" value=\"2\" aria-label=\"Select\">\n                                    <div class=\"purchase\">\n                                        <span class=\"purchaseSpan\">\n                                            <img decoding=\"async\" src=\"https:\/\/dtpwvruv8ddnl.cloudfront.net\/images\/preApproval\/mortgage.svg\" class=\"prestatus1\" alt=\"new-purchase\">\n                                            <img decoding=\"async\" src=\"https:\/\/dtpwvruv8ddnl.cloudfront.net\/images\/blog\/blue-icons\/mortgage-activeHColor.svg\" class=\"prestatus2\" alt=\"active\">\n                                        <\/span>\n                                        <span class=\"preApproveText\">Mortgage Refinance<\/span>\n                                    <\/div>\n                                <\/li>\n                                <li class=\"processList\" name=\"3\">\n                                    <input type=\"radio\" class=\"inputSelect\" value=\"3\" aria-label=\"Select\">\n                                    <div class=\"purchase\">\n                                        <span class=\"purchaseSpan\">\n                                            <img decoding=\"async\" src=\"https:\/\/dtpwvruv8ddnl.cloudfront.net\/images\/preApproval\/cashout.svg\" class=\"prestatus1\" alt=\"new-purchase\">\n                                            <img decoding=\"async\" src=\"https:\/\/dtpwvruv8ddnl.cloudfront.net\/images\/blog\/blue-icons\/cashout-activeHColor.svg\" class=\"prestatus2\" alt=\"active\">\n                                        <\/span>\n                                        <span class=\"preApproveText\">Cash-out Refinance<\/span>\n                                    <\/div>\n                                <\/li>\n                                <li class=\"borderDiv addBorderDiv\"><\/li>\n                            <\/ul>\n                            <div class=\"preApprovalErrorDiv\">\n                                <span class=\"preApprovalError\">Please select a loan type first<\/span>\n                            <\/div>\n                            <div class=\"cashType\">\n                                                                <span class=\"helpedText\" >\u26a1With Houzeo, you can start your home-buying journey in less than 2 minutes.<\/span>\n                            <\/div>\n                            <div class=\"startBtn\">\n                                <button class=\"firstCta\">Get Started<span class=\"arrowContinue\"><\/span><\/button>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n    <script>\n        document.addEventListener(\"DOMContentLoaded\", function() {        \n            var preApproveWidgetAssetsLoaded = window.preApproveWidgetAssetsLoaded || false;\n            if(window.screen.width > 768){\n                console.log('mouse');\n                window.preApproveJsLoadfn = window.preApproveJsLoadfn || function() {\n                    console.log('mouse 1');\n                    if (!preApproveWidgetAssetsLoaded) {\n                        console.log('preApproveWidgetAssetsLoaded');\n                        preApproveWidgetAssetsLoaded = true;\n                        loadScript('\/blog\/wp-content\/plugins\/pre-approval-widget\/pre-approval-widget.js');\n                        document.removeEventListener('mousemove', window.preApproveJsLoadfn); \/\/ Remove the event listener\n                    }\n                }\t\n                document.addEventListener('mousemove', window.preApproveJsLoadfn);\n            }else{\n                window.preApproveJsLoadfn = window.preApproveJsLoadfn || function() {\n                    if (!preApproveWidgetAssetsLoaded) {\n                        preApproveWidgetAssetsLoaded = true;\n                        loadScript('\/blog\/wp-content\/plugins\/pre-approval-widget\/pre-approval-widget.js');\n                        document.removeEventListener('touchstart', window.preApproveJsLoadfn); \/\/ Remove the event listener\n                    }\n                }\t\n                document.addEventListener('touchstart', window.preApproveJsLoadfn);\n            }\n        });        \n    <\/script>\n    \n\n\n\n<h2 class=\"wp-block-heading\" id=\"house-appraisal\">What Is an Appraisal?<\/h2>\n\n\n\n<p>An appraisal is an evaluation process conducted by a licensed home appraiser to get the property&#8217;s <a href=\"https:\/\/www.houzeo.com\/blog\/what-is-fair-market-value-and-how-to-find-it\/\" target=\"_blank\" rel=\"noreferrer noopener\">fair market value<\/a>. They prepare a report that estimates the <a href=\"https:\/\/www.houzeo.com\/how-much-is-my-house-worth\" target=\"_blank\" rel=\"noreferrer noopener\">property&#8217;s worth<\/a> based on factors like the neighborhood, and current market conditions. <\/p>\n\n\n\n<p>This report will determine how much money you can borrow in refinance. The total process from appraisal order to closing report takes approximately a week.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-do-appraisers-look-for-when-refinancing\">Why Is an Appraisal Important While Refinancing?<\/h2>\n\n\n\n<p>Refusal of refinance applications has increased to <a href=\"https:\/\/www.cnbc.com\/select\/what-to-do-if-denied-mortgage-refinance\/\" target=\"_blank\" rel=\"noreferrer noopener\">15.5%<\/a> in 2023. This means the lenders scrutinize the home appraisal report to confirm they cover their mortgage amount. <\/p>\n\n\n\n<p>Appraisers ensure that banks don&#8217;t lend more than the home&#8217;s worth and minimize default risk. An appraisal helps negotiate a better <a href=\"https:\/\/www.houzeo.com\/blog\/mortgage-interest-rates-forecast\/\" target=\"_blank\" rel=\"noreferrer noopener\">interest rate<\/a> on your refinance. This process keeps things fair for both you and the lender.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-prepare-for-an-appraisal\">7 Tips To Get a High Appraisal For a Refinance <\/h2>\n\n\n\n<p>Refinance is a great option to fix your mortgage terms. It can either lock you at a lower mortgage interest rate or get you some additional cash. The higher the <a href=\"https:\/\/www.houzeo.com\/blog\/appraised-value-vs-market-value\/\" target=\"_blank\" rel=\"noreferrer noopener\">appraisal value<\/a>, the better for you!<\/p>\n\n\n\n<p>The below tips can get you the correct refinance value in less time.<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Enhance Curb Appeal:<\/strong> Elevate your home&#8217;s exterior to grab the attention at first glance. Go for fresh bright paint, upkeep the landscape, and clean the walkway.<\/li><li><strong>Deep Clean:<\/strong> Declutter your house for it to look more spacious. Hire a cleaning agent who can deep clean your house. The appraiser would value your house higher for being a tidy and well-maintained space.<\/li><li><strong>Minor Touch-Ups:<\/strong> Fix leaky faucets, patch small holes in walls, and tighten doorknobs. Handling these small issues shows the appraiser your home is well-cared for.<\/li><li><strong>Neutral Paint Colors:<\/strong> Consider repainting bold walls with neutral colors. This creates a broader appeal and allows the appraiser to focus on the home&#8217;s features.<\/li><li><strong>Highlight Finished Spaces:<\/strong> Good basements, attics, or decks can add value. Make sure these areas are clean and inviting before the <a href=\"https:\/\/www.houzeo.com\/blog\/home-appraisal-process\/\" target=\"_blank\" rel=\"noreferrer noopener\">appraisal process<\/a> starts.<\/li><li><strong>Gather Documentation:<\/strong> Keep records of any upgrades or <a href=\"https:\/\/www.houzeo.com\/blog\/how-much-does-it-cost-to-renovate-a-house\/\" target=\"_blank\" rel=\"noreferrer noopener\">renovations<\/a> you&#8217;ve done. This paperwork can help the appraiser understand the additional value these improvements bring to your home.<\/li><li><strong>Ask Your Lender:<\/strong> Home lenders may have deep knowledge of market trends and your neighborhood insights. Don&#8217;t hesitate to ask him to get those additional tips. <\/li><\/ol>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"what-do-appraisers-look\"><strong>What Does an Appraiser Look For When Appraising a House?<\/strong><\/h2>\n\n\n\n<p>The appraiser looks at the interior and the exterior condition of the house. After this, they present an appraisal report to the lender, based on the examination. The lender then confirms the refinance amount accordingly.<\/p>\n\n\n\n<p>For the interiors, they look for a well-maintained home without any visible faults in plumbing, electric wiring, ceiling, etc. For the exterior, they check the property&#8217;s location, neighborhoods, and utility spaces.<\/p>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\" id=\"appraisal-for-refinance\"><strong>Final Thoughts<\/strong><\/h2>\n\n\n\n<p>A positive appraisal report can get you the best refinance value. Hire a professional home appraiser who can guide you with a refinance appraisal <a href=\"https:\/\/www.houzeo.com\/blog\/home-appraisal-checklist\/\" target=\"_blank\" rel=\"noreferrer noopener\">checklist<\/a>. <\/p>\n\n\n\n<p>Once the appraisal process is complete, you can apply to refinance your home. However, you still need a lender that offers you suitable terms. Don\u2019t worry, Houzeo got you covered. Again. Check out our list of verified lenders to get the best quotes!<\/p>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\"><strong>Find Your New Home With Houzeo<\/strong><\/h2>\n\n\n\n<p>With thousands of property listings, Houzeo.com is one of the biggest property listing sites in the US. Find condos, townhouses, co-ops, and other types of <a href=\"https:\/\/www.houzeo.com\/homes-for-sale\" target=\"_blank\" rel=\"noreferrer noopener\">homes for sale<\/a> on Houzeo.<\/p>\n\n\n\t<div  class=\"hfsWidget \" data-widget-title=\"Find Your Dream Home\" data-widget-list-item1=\"1st item\" data-widget-list-item2=\"2nd item\" data-widget-list-item3=\"3rd item\" data-widget-type=\"buyer1\" data-widget-vendor-type=\"inspector\" data-widget-state=\"us\" data-widget-city=\"\" data-widget-redirect-url=\"https:\/\/www.houzeo.com\/homes-for-sale\" data-widget-redirect-text=\"Search houses for sale in US\" data-widget-button-url=\"https:\/\/www.houzeo.com\" data-widget-button-text=\"\" data-widget-min-price=\"0\" data-widget-max-price=\"0\" data-widget-min-area=\"0\" data-widget-max-area=\"0\" data-widget-sidebar=\"false\">\n        <div class=\"widgetMainBox mainBox456\">\n        <div class=\"widgetBox widgetBox3 buyer-one\">\n            <div class=\"widgetTop\" style=\"display: flex;\">\n                <div class=\"widgetTopcont\">\n                    <div class=\"homePageQuickListing -page homepage widgetInBox3 hfs_new_design_widget\">\n                      <div class=\"HeaderTopSidebar\"> \n                        <p class=\"headerStyle\">Find Your Dream Home<\/p>\n                                                                         <div class=\"widgetList skeleton skeleton-text\">\n                            <p>View 1,617,786 homes for sale in <span\n                            class=\"propertyStateSpan\">US<\/span><\/p>                            \n                        <\/div>\n                                                                      <\/div>  \n                        <div class=\"verifyFieldForm addInput\">\n                            <div class=\"inputSearchBox\">\n                                <div class=\"inputBoxElement addressBar\">\n                                    <input type=\"text\" name=\"ITBTtRE\" id=\"buyerAutocomplete\"\n                                        placeholder=\"Enter an address, city, neighborhood, or ZIP\"\n                                        class=\"pac-target-input buyerAutocomplete\" autocomplete=\"off\">\n                                <\/div>\n                                <span class=\"errorStreetMsg errorMsg\">Please enter valid address<\/span>\n                            <\/div>\n                            \n                            <div class=\"inputSubmitBox\">\n                                                                <button id=\"buyerBtnBox456\" class=\"continueCta storeAddress next_btn buyerBtnBox\">Search\n                                    <span class=\"arrowContinue\"><\/span><\/button>\n                            <\/div>\n                        \n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <div class=\"widgetInsideBox\">\n                <div class=\"widgetPropertyBoxNew\" id=\"propertyContainer\">\n                <div class=\"widgetPropertyInnerBox\">   \n                 \t\t\t\t\t\t   <div class=\"widgetPropColumnNew halfWidthCard\">\n\t\t\t\t\t\t\t  <a href=\"https:\/\/www.houzeo.com\/homes\/524-55th-street-s-birmingham-al-35212\/hzid_f24b33ba\" class=\"widgetAnchorColumnLink\" target=\"_blank\" >\n\t\t\t\t\t\t\t\t   <div class=\"widgetImageBox\">\n\t\t\t\t\t\t\t\t\t   <img decoding=\"async\" src=\"https:\/\/zimg.paragon.ice.com\/ParagonImages\/Property\/PJ\/GALMLS\/21445134\/0\/0\/0\/f95ff75baa6fd8d2b4c6e17a02ec7c1a\/1\/2f8ccf48c2a53c2e47ccfa78310d2e09\/21445134-396fa4b9-3915-4b4f-91d2-0807beabe2d9.JPG\" alt=\"\" onerror=\"this.src='https:\/\/dtpwvruv8ddnl.cloudfront.net\/seller\/listing\/uploads\/listing_images\/thumbnails\/empty-property.jpg';\">\n\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t\t   <img decoding=\"async\" src=\"https:\/\/cdn.houzeo.com\/images\/idx\/greater-alabama-mls-logo-xs.webp\" alt=\"logo\" class=\"insideWidgetLogo\">\n\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t   <div class=\"widgetTextBox\" >\n\t\t\t\t\t\t\t\t\t   <p class=\"priceText\">$449,000<\/p>\n\t\t\t\t\t\t\t\t\t   <span class=\"addressText\">\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t524 55th street s, <br\/>birmingham, AL 35212\t\t\t\t\t\t\t\t\t<span class=\"suummarize-info grey-img\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/dtpwvruv8ddnl.cloudfront.net\/images\/blog\/blog-info-gray.svg\" alt=\"\">\n\t\t\t\t\t\t\t\t\t\t <span class=\"voult-tooltip-box\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"info-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"fz-12\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\tListing Provided by: Emile                                             Hughes                                             | Watts Realty Co Inc <br>\t\t\t\t\t\t\t\t\t\t\t\t\tSource: Greater Alabama MLS-AL | MLS#: 21445134<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t   <\/div>\n\t\t\t\t\t\t\t   <\/a>\n\t\t\t\t\t\t   <\/div>\n\t\t\t\t\t\t   \t\t\t\t\t\t   <div class=\"widgetPropColumnNew halfWidthCard\">\n\t\t\t\t\t\t\t  <a href=\"https:\/\/www.houzeo.com\/homes\/1210-12-burdette-st-new-orleans-la-70118\/hzid_1322d70b\" class=\"widgetAnchorColumnLink\" target=\"_blank\" >\n\t\t\t\t\t\t\t\t   <div class=\"widgetImageBox\">\n\t\t\t\t\t\t\t\t\t   <img decoding=\"async\" src=\"https:\/\/cdn.houzeo.com\/idx\/media\/105\/NOMARM1151066599\/1_2000293206_6a2dca44df_dim_640X450.webp\" alt=\"\" onerror=\"this.src='https:\/\/dtpwvruv8ddnl.cloudfront.net\/seller\/listing\/uploads\/listing_images\/thumbnails\/empty-property.jpg';\">\n\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t\t\t\t   <img decoding=\"async\" src=\"https:\/\/dtpwvruv8ddnl.cloudfront.net\/images\/idx\/nomar-mls-logo-xs.webp\" alt=\"logo\" class=\"insideWidgetLogo\">\n\t\t\t\t\t\t\t\t\t\t\t\t   \t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t   <div class=\"widgetTextBox\" >\n\t\t\t\t\t\t\t\t\t   <p class=\"priceText\">$550,000<\/p>\n\t\t\t\t\t\t\t\t\t   <span class=\"addressText\">\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t1210-12 burdette st, <br\/>new orleans, LA 70118\t\t\t\t\t\t\t\t\t<span class=\"suummarize-info grey-img\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/dtpwvruv8ddnl.cloudfront.net\/images\/blog\/blog-info-gray.svg\" alt=\"\">\n\t\t\t\t\t\t\t\t\t\t <span class=\"voult-tooltip-box\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"info-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"fz-12\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\tListing Provided by: Michele Casi | Property One, Inc. <br>\t\t\t\t\t\t\t\t\t\t\t\t\tSource: New Orleans Metropolitan AOR (NOMAR) MLS-LA | MLS#: 2534116<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t   <\/div>\n\t\t\t\t\t\t\t   <\/a>\n\t\t\t\t\t\t   <\/div>\n\t\t\t\t\t\t                        <div class=\"widgetPropColumnNew fullWidthCard \">\n\t\t\t\t\t\t<a href=\"https:\/\/www.houzeo.com\/homes-for-sale\" class=\"widgetanctextfind widgetancTextForAll\" target=\"_blank\">Search houses for sale in US<span><img decoding=\"async\" src=\"https:\/\/houzeo-media-1.s3.amazonaws.com\/homes-for-sale\/blue-arrow.svg\" alt=\"arrow\" width=\"11\" height=\"10\"><\/span> \n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n                   <\/div>   \n               \n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n       \n    <\/div>\n\t<script>\n    document.addEventListener(\"DOMContentLoaded\", function() {        \n        if (!window.assetsLoaded) {\n            window.assetsLoaded = true;\n            var version = (typeof customData !== 'undefined' && customData.customVersion) ? customData.customVersion : '1.0';\n            loadScript('\/blog\/wp-content\/themes\/houzeo-new-design\/js\/hfs-widget.js?version=' + version);\n            loadCSS('\/blog\/wp-content\/themes\/houzeo-new-design\/css\/hfs-widget.css?version=' + version);\n        }    \n    });\n\t\t\n\t<\/script>\n\t\n\n\n\n<p><strong>\u00bb Need More Clarity?&nbsp;<\/strong>Read these exclusive&nbsp;<a href=\"https:\/\/www.realestatequeen.com\/houzeo-reviews\/\" target=\"_blank\" rel=\"noreferrer noopener\">Houzeo reviews<\/a>&nbsp;and learn why the platform is the best in America\u2019s competitive housing market.<\/p>\n\n\n\n<h2 class=\"margin-top-28 wp-block-heading\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n\t\t<div class=\"wp-faq-schema-wrap wp-faq-schema-accordion\">\n\t\t\t\t\t\t<div class=\"wp-faq-schema-items\">\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tHow long does an appraisal for a refinance typically take?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>The <a href=\"https:\/\/www.houzeo.com\/blog\/home-appraisal\/\" target=\"_blank\"> appraisal<\/a> takes approximately one to two weeks. However, this timeframe can vary based on individual circumstances.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tIs it hard to get approved for a refinance?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>Whether it is hard to get approved for refinance depends on your credit score, debt-to-income ratio, and home equity. Make sure you follow the <a href=\"#how-to-prepare-for-an-appraisal\" target=\"_blank\"> 7 steps <\/a>  in order to get quick approval.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<p class=\"ui-accordion-header\">\n\t\t\t\t\t\tWhat do home appraisers look for when refinancing?\t\t\t\t\t\t<span class=\"ui-accordion-header-icon ui-icon ui-icon-triangle-1-s\"><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\t<div class=\"ui-accordion-content\">\n\t\t\t\t\t\t<p>Home appraisers look for <a href=\"https:\/\/www.houzeo.com\/blog\/how-to-prepare-for-home-appraisal\/\" target=\"_blank\"> interior and exterior<\/a> conditioning of the property. They consider factors like home size, functionality, curb appeal, and comparable sales in your neighborhood. The appraiser determines the home's refinancing worth based on these checks.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n","protected":false},"excerpt":{"rendered":"<div class=\"new-excerpt\"><p class=\"small-desc\">The refinance appraisal checklist helps you prepare your home for a positive impression. It focuses on better curb appeal, clearing up the interior, and managing minor...<\/p><\/div><div class=\"reading_date\"><span class=\"readtime\">4 mins read<\/span><span class=\"date\">Nov 14, 2024<\/span><\/div>","protected":false},"author":102,"featured_media":426884,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-330721","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Refinance Appraisal Checklist: Prepare Your House For Appraisal<\/title>\n<meta name=\"description\" content=\"Ace your home&#039;s refinance value with our refinance appraisal checklist 1. Enhance Curb Appeal, 2. Deep Clean, 3. Minor Touch-ups\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.houzeo.com\/blog\/refinance-appraisal-checklist\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Refinance Appraisal Checklist: Prepare Your House For Appraisal\" \/>\n<meta property=\"og:description\" content=\"Ace your home&#039;s refinance value with our refinance appraisal checklist 1. Enhance Curb Appeal, 2. Deep Clean, 3. Minor Touch-ups\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.houzeo.com\/blog\/refinance-appraisal-checklist\/\" \/>\n<meta property=\"og:site_name\" content=\"Houzeo Blog\" \/>\n<meta property=\"article:published_time\" content=\"2024-11-14T09:51:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-19T07:18:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/11\/Refinance-Appraisal-Checklist-Preparing-Your-House-For-Appraisal.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"810\" \/>\n\t<meta property=\"og:image:height\" content=\"435\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Bhagyesh Behere\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bhagyesh Behere\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Refinance Appraisal Checklist: Prepare Your House For Appraisal","description":"Ace your home's refinance value with our refinance appraisal checklist 1. Enhance Curb Appeal, 2. Deep Clean, 3. Minor Touch-ups","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.houzeo.com\/blog\/refinance-appraisal-checklist\/","og_locale":"en_US","og_type":"article","og_title":"Refinance Appraisal Checklist: Prepare Your House For Appraisal","og_description":"Ace your home's refinance value with our refinance appraisal checklist 1. Enhance Curb Appeal, 2. Deep Clean, 3. Minor Touch-ups","og_url":"https:\/\/www.houzeo.com\/blog\/refinance-appraisal-checklist\/","og_site_name":"Houzeo Blog","article_published_time":"2024-11-14T09:51:30+00:00","article_modified_time":"2025-06-19T07:18:40+00:00","og_image":[{"width":810,"height":435,"url":"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/11\/Refinance-Appraisal-Checklist-Preparing-Your-House-For-Appraisal.webp","type":"image\/webp"}],"author":"Bhagyesh Behere","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Bhagyesh Behere","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.houzeo.com\/blog\/refinance-appraisal-checklist\/","url":"https:\/\/www.houzeo.com\/blog\/refinance-appraisal-checklist\/","name":"Refinance Appraisal Checklist: Prepare Your House For Appraisal","isPartOf":{"@id":"https:\/\/www.houzeo.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.houzeo.com\/blog\/refinance-appraisal-checklist\/#primaryimage"},"image":{"@id":"https:\/\/www.houzeo.com\/blog\/refinance-appraisal-checklist\/#primaryimage"},"thumbnailUrl":"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/11\/Refinance-Appraisal-Checklist-Preparing-Your-House-For-Appraisal.webp","datePublished":"2024-11-14T09:51:30+00:00","dateModified":"2025-06-19T07:18:40+00:00","description":"Ace your home's refinance value with our refinance appraisal checklist 1. Enhance Curb Appeal, 2. Deep Clean, 3. Minor Touch-ups","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.houzeo.com\/blog\/refinance-appraisal-checklist\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.houzeo.com\/blog\/refinance-appraisal-checklist\/#primaryimage","url":"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/11\/Refinance-Appraisal-Checklist-Preparing-Your-House-For-Appraisal.webp","contentUrl":"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2023\/11\/Refinance-Appraisal-Checklist-Preparing-Your-House-For-Appraisal.webp","width":810,"height":435,"caption":"Refinance Appraisal Checklist- Preparing Your House For Appraisal"},{"@type":"WebSite","@id":"https:\/\/www.houzeo.com\/blog\/#website","url":"https:\/\/www.houzeo.com\/blog\/","name":"Houzeo Blog","description":"","publisher":{"@id":"https:\/\/www.houzeo.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.houzeo.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.houzeo.com\/blog\/#organization","name":"Houzeo","url":"https:\/\/www.houzeo.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.houzeo.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2020\/07\/new-logo.png","contentUrl":"https:\/\/www.houzeo.com\/blog\/wp-content\/uploads\/2020\/07\/new-logo.png","width":190,"height":55,"caption":"Houzeo"},"image":{"@id":"https:\/\/www.houzeo.com\/blog\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/posts\/330721","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/users\/102"}],"replies":[{"embeddable":true,"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/comments?post=330721"}],"version-history":[{"count":56,"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/posts\/330721\/revisions"}],"predecessor-version":[{"id":777020,"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/posts\/330721\/revisions\/777020"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/media\/426884"}],"wp:attachment":[{"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/media?parent=330721"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/categories?post=330721"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.houzeo.com\/blog\/wp-json\/wp\/v2\/tags?post=330721"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}