William Payne, Realtor and President of Flat Fee Realty in Northwest Arkansas specialize in saving people money! ...at least 3% from the commission traditional real estate brokers charge. William has over 15 years of experience in real estate brokerage with specific expertise in residential and commercial mortgage banking. Previously, William served as a Managing Partner of American Mortgage Associates, a mortgage banking company that he founded, managed and later sold. He also was a partner in a leading real estate brokerage and property management company in Northwest Arkansas. William earned a Bachelor’s Degree in Management and Operations from Manhattanville College. He is a licensed real estate agent in the state of Arkansas and a member of the Arkansas Realtors Association. William is an active tennis player and a member of the US Professional Tennis Association.