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Cost of Living in
Ohio

Living cost is 7.92% lower than avg
Families spend upto $8,171/mo on avg
Homeowners spend $7,846/mo on avg
Renters spend $4,261/mo on avg

Cost of Living in
Ohio

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A Breakdown of the Cost of Living in Ohio

U.S. Avg.

Ohio

Difference Diff

Home Price

$532,491

$446,155.71

16%

Apartment Rent (per month)

$1,367

$1,269.57

U.S. Avg.

Ohio

Difference Diff

Phone (per month)

$219.4

$197.76

10%

Total Energy (per month)

$200.23

$206.98

U.S. Avg.

Ohio

Difference Diff

Grocery Staples

Corn Flakes (per box)

$6.79

$5.2

23%

Frozen Corn (per bag)

$2.41

$2.31

Frozen Meal (per package)

$4.85

$3.61

26%

Cooking Oil (per bottle)

$6.16

$9.35

52%

Detergent (per bottle)

$19.51

$20.8

Facial Tissues (per box)

$2.85

$2.15

25%

Sweet Peas (per can)

$1.83

$1.65

10%

Sugar (per bag)

$4.66

$5.05

Bread (per loaf)

$3.87

$4.2

Frying Chicken (per lb)

$1.64

$1.46

11%

Meat & Poultry

Chicken (per lb)

$1.71

$1.62

Steak (per lb)

$14.54

$16.88

16%

Sausage (per lb)

$5.23

$4.87

Ground Beef (per lb)

$8.61

$7.82

Snacks & Beverages

Soft Drink (per bottle)

$3.45

$3.1

10%

Potato Chips (per bag)

$5.54

$4.46

20%

Coffee (per lb)

$6.55

$6.41

Fresh Orange Juice (per half gallon)

$5.22

$4.84

Fruits & Vegetables

Peaches (per can)

$4.40

$2.72

38%

Lettuce (per head)

$1.98

Bananas (per lb)

$0.64

$0.74

16%

Potatoes (per bag)

$5.58

$5.51

Dairy & Eggs

Parmesan Cheese (per lb)

$4.69

$4.67

Margarine (per lb)

$1.30

$1.43

10%

Eggs (per dozen)

$3.98

$4.33

Whole Milk (per gallon)

$4.08

$4.77

17%

Seafood

Chunk Light Tuna (per can)

$1.22

$1.24

U.S. Avg.

Ohio

Difference Diff

Tire Balance (per tire)

$70.23

$56.96

19%

Gasoline (per gallon)

$2.9

$3.14

U.S. Avg.

Ohio

Difference Diff

Doctor Visit (per visit)

$116.03

$144.9

25%

Dentist Visit (per visit)

$145.11

$110.1

24%

Ibuprofen (per bottle)

$12.38

$11.64

Prescription Drug (per month)

$20.8

$22.74

Optometrist Visit (per visit)

$95.27

$113.57

19%

U.S. Avg.

Ohio

Difference Diff

Women’s Slacks

$35.43

$36.97

Boys’ Jeans

$29.47

$29.63

Men’s Shirt

$39.36

$37.71

Wine (per bottle)

$7.51

$13.8

84%

Beer (per 6-pack)

$11.17

$10.31

Veterinary Services (per visit)

$65.33

$60.04

Tennis Balls (per pack)

$3.59

$3.93

10%

Yoga (per class)

$12

$16.31

36%

Movie (per ticket)

$11.67

$11.42

Newspaper (per copy)

$19.31

$11.25

42%

Washer Repair (per service)

$109.47

$99.28

Women Slacks

$34.88

$32.69

Boy Jeans

$29.51

$26.94

Man Dress Shirt

$39.05

$35.33

10%

Dry Cleaning (per item)

$13.45

$18.63

39%

Shampoo (per bottle)

$1.55

$1.53

Toothpaste (per tube)

$3.64

$4.16

14%

Beauty Salon (per visit)

$47.5

$43.65

Haircut (per cut)

$27.08

$23.41

14%

Fried Chicken (per serving)

$4.37

$5.31

22%

Pizza (per pizza)

$11.99

$12.07

Hamburger (per serving)

$5.28

$5.62

The cost of living in Ohio is 7.92% lower than the national average. With affordable housing, low utility costs, and a strong job market, it's a smart choice for anyone seeking value without sacrificing opportunity. Whether you're drawn to the energy of vibrant cities like Columbus or the charm of smaller towns like Dayton, Ohio has something for every lifestyle.

Housing in Ohio is 16% lower than the national median. The median home price in Ohio is $446,155.71, well below the national average. Expect to put down 15 to 20% for your down payment, which amounts to $33,000 to $44,000 for a typical home. Monthly mortgage payments in Ohio tend to be 20% lower than the national average.
Renting in Ohio is 7.1% lower than the national average. A one-bedroom apartment rents for around $800 per month, while a two-bedroom apartment averages $1,100 monthly. While Ohio offers reasonable rent overall, prices in high-demand cities like Columbus, Cincinnati, and Cleveland may be higher.
Utility costs in Ohio are 2% lower than the national average, at about $200 per month. Heating costs can rise in the winter, especially in larger homes. Internet and cable typically cost $197.76 per month, while HOA fees range from $100 to $400 per month, depending on location and services.
Food prices in Ohio are 1% higher than the national average. A family of four spends about $800 to $1,000 per month on groceries, while a single adult spends around $250 to $400. These include an average of $4.77 for a gallon of milk, and $7.82 per pound of ground beef.
Transportation costs in Ohio are 11.68% lower than the national average. Gas is about $3.14 per gallon, and car insurance premiums average $130 per month. While public transportation is available in major cities like Cleveland and Columbus, those in rural areas largely rely on personal vehicles.
Healthcare costs in Ohio are 9.79% lower than the national average. A routine doctor's visit typically costs $144.90. Emergency room visits range between $1,000 and $2,500 without insurance. Prescription medications are also more affordable in the Buckeye State, with commonly prescribed drugs costing $22.74 per month.
Miscellaneous expenses in Ohio are 5.38% lower than the national average. Gym memberships range from $30 to $50 per month, a movie ticket averages $11.42, and a family day at the zoo can cost up to $70. Childcare costs can come out to $200 to $400 per week.

Moving to Ohio? Enjoy a more affordable lifestyle. Living costs in Ohio usa are easier on the wallet—just be ready to swap sunshine for snowy winters! 👉 Next Step: Compare single-family homes in Ohio.

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Is Living in Ohio Expensive?

No, Ohio is one of the more affordable states to live in. It's considered a budget-friendly choice for middle-class families, young professionals, and retirees alike. The average cost of living in Ohio, USA, is 7.92% lower than the national average, so you can stretch your dollar without compromising on quality of life.

Housing costs are 16% lower the US median, which is a huge relief in today's market. With a budget of $700K, you could afford a four-bedroom home in Westerville or a luxury home in downtown Cleveland. Compare that to pricier metros like San Francisco and Boston, and it's easy to see the appeal.

Housing in Ohio

Housing in Ohio is generally more affordable than in larger coastal cities, but prices can vary significantly, depending on the city and neighborhood. The average home price in Ohio is $446,155.71, which is well below the national median. With mortgage rates typically ranging from 6.5% to 7%, your monthly payments will depend on the price of the property and the area you choose. Let's break down the costs for a home in Ohio:

Buying a House in Ohio

For young adults or singles, areas like Columbus and Cleveland Heights are popular due to their proximity to downtown and public transportation. Apartments in Columbus or one-bedroom homes in Cleveland Heights average $220,000, with mortgage payments typically ranging from $1,593 to over $1,800 per month, excluding insurance and taxes. If you're looking for more affordable options, condos in Dayton or condos in Akron offer lower entry points, typically between $120,000 and $180,000.
For married couples with young children (under 6), you can expect to pay between $300,000 and $500,000 for a three-bedroom home in Upper Arlington or Solon. These areas offer good schools, parks, and a suburban lifestyle. Schools like Dublin City Schools and Solon High School are highly-rated for their academic programs and extracurricular activities.
For married couples with older children (ages 6 to 17), multi-family homes in Westlake and Bexley can range from $400,000 to $800,000. These neighborhoods are popular for their family-oriented amenities, and access to top-rated schools such as Westlake High School and Bexley High School. They also offer four-bedroom homes with spacious backyards, ideal for growing families.

Renting a House in Ohio

Renting in Ohio is 7.1% lower than the national average. Renters in Ohio can expect to pay around $1,269.57 per month, depending on the city and neighborhood. Let’s break down the rental costs across the state:

If you’re a young adult or single, apartments in Columbus or Cleveland average around $1,300 per month. Columbus is known for its vibrant arts scene and community of young professionals, while Cleveland offers a mix of urban living with proximity to Lake Erie and outdoor parks. If you’re looking for more affordable options, you can consider neighborhoods like Dayton or Akron, where rents range from $1,000 to $1,500 monthly. These areas provide access to public transportation and local amenities.
Married couples with young kids (under 6) can find a two-bedroom house in Upper Arlington, Dublin, or Solon for $1,800 to $2,500 per month. These family-friendly neighborhoods have plenty of good schools, parks, and recreation centers.
For families with older children (ages 6 to 17), renting a three-bedroom home in Westlake or a four-bedroom home in Hudson typically costs between $2,500 and $3,500 per month. These areas offer larger homes with backyards and proximity to top-rated schools like Westlake High School and Hudson High School.
If you’re downsizing, expect to pay between $1,200 and $1,800 per month for condos in Beachwood, Strongsville, or Mentor. They come with access to shopping centers, healthcare facilities, and recreational parks. Many seniors choose homes in low-maintenance communities, designed for comfort and ease of daily living.
International students should budget around $1,500 to $2,000 per month for a two-bedroom home in Columbus or Cleveland. Sharing accommodations near Ohio State University or Case Western Reserve University can reduce your costs by 20% to 30%.

Utilities in Ohio

Food and Groceries in Ohio

Transportation in Ohio

Healthcare in Ohio

Healthcare costs in Ohio are 9.79% lower the national average, making it one of the more budget-friendly states for medical care. While it won’t cushion every surprise bill, you’ll definitely feel the difference in your routine check-ups and pharmacy runs. Here’s a breakdown of typical healthcare costs in Ohio:

Doctor Visit — $144.90+ per visit: A standard office visit in Ohio costs around $144.90. That includes typical appointments for flu symptoms, minor injuries, or medication refills. Visits to specialists like dermatologists or cardiologists may increase your bill by $40 to $150, though it depends on the clinic and insurance status.
Dentist Visit — $110.10+ per visit: A routine dental cleaning in Ohio averages $100 to $110.10, while fillings typically cost $140 to $180. Compared to major coastal cities, dental care in Ohio is more affordable. X-rays, fluoride treatments, and basic extractions generally cost 8% to 12% less than the national average.
Optometrist Visit — $113.57+ per visit: Vision check-ups in Ohio are around $113.57. That covers eye exams and prescription updates. Services like retinal imaging or contact lens fittings may add $40 to $130 more, depending on your provider.
Prescription Drugs — $22.74+ per package: Generic drugs for chronic care are reasonably priced. A month’s supply of Lisinopril costs $10 to $18, and Metformin ranges between $12 and $30. Common short-term antibiotics like Amoxicillin fall in the $15 to $25 range. Pharmacies in Ohio often offer $4 generics for many basics, especially through in-store savings programs.
Over-the-Counter Meds — $9+ per package: Everyday essentials like Ibuprofen, allergy relief tablets, and cold meds such as Mucinex or Tylenol Cold & Flu average $9 to $11.64 per package in Ohio. Whether you’re battling a pollen allergy, or have a case of the winter sniffles, a well-stocked medicine cabinet can be your best friend.

Healthcare in Ohio is more affordable than in major states like California, New York, and Massachusetts, and even slightly cheaper than in Illinois or Georgia.. The state’s moderate pace of life, lower pollution, and walkable suburban neighborhoods may contribute to fewer chronic health issues like asthma or high blood pressure. Whether you’re heading in for an annual check-up, dental work, or an urgent care visit, Ohio’s reasonable healthcare costs help keep out-of-pocket expenses under control.

It's smart to have health insurance, as the average cost of a doctor’s visit in Ohio is around $135 to $150 without coverage. Monthly premiums for health insurance in the state typically range between $420* and $860*, depending on your age, coverage level, and whether you're using a state or employer-sponsored plan.

*Disclaimer: These figures are statewide averages and may vary based on location, insurance provider, plan type, and individual health needs. Always compare multiple options and speak with a licensed agent or provider to choose the best plan for your situation.

Miscellaneous Costs in Ohio

What Salary Do You Need to Live in Ohio?

The average income in Ohio is 7.92% lower, which is slightly above the national median. But thanks to the state’s low cost of living, you can live comfortably on much less than what you’d need in cities like Miami, New York, or Los Angeles. Here's a realistic breakdown based on lifestyle and family size:

Homeowners spend — $94,157.00 per year: Mortgage payments, property taxes, maintenance, and utilities in cities like Columbus, Cleveland, and Cincinnati primarily contribute to homeowners’ annual expenses.

Renters spend — $51,134.00 per year: Rent for a one-bedroom apartment, utilities, groceries, and transportation costs remain affordable across most Ohio markets.

Families with kids spend — $98,054.00 per year: Childcare, healthcare, larger housing, and education-related expenses add up. However, Ohio’s lower housing and daycare costs help families maintain a comfortable lifestyle without excessive financial strain.

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What is a Cost of Living Calculator?

A cost of living calculator helps you compare the expenses required to live in a different location. The calculator factors in various living expenses like housing, food, utilities, transportation, fitness, and entertainment, etc., and helps you estimate how much salary you need to live in that city. Since the cost of goods and services varies in different cities, a Ohio cost of living calculator can help you make the decision to move to this city or not.

About Cost of Living Data

The data used to determine Ohio's cost of living is sourced from the Council for Community and Economic Research (C2ER). Published since 1968, COLI data is recognized by the U.S. Census Bureau and the Bureau of Labor Statistics. This organization regularly updates its data to offer a detailed and well-researched view of living expenses in cities across the country. An independent Advisory Board reviews C2ER’s data collection methodologies and quarterly publications to ensure consistency and quality. For more information, visit www.coli.org. Data published as of Oct 2025.

Frequently Asked Questions

How much is gas in Ohio?

The average cost of gas in Ohio is $3.14 per gallon, which is slightly lower than the national average. Prices may rise during peak travel seasons, holidays, or winter months, especially in larger cities like Columbus and Cleveland. In rural areas, gas prices tend to be more stable, with fewer fluctuations compared to urban centers.

Is Ohio a good place to live?

Yes, Ohio is a great place to live for those who value affordability, space, and a slower pace of life. The state has strong public schools, respected healthcare institutions like the Cleveland Clinic, and plenty of green spaces. Cities like Columbus and Cincinnati have seen considerable job growth, especially in the tech, finance, and healthcare sectors.

What is the price of living in Ohio?

Ohio's cost of living is 7.92% lower than the national average. Housing is especially affordable, with home prices and rents far below coastal states. Areas like Toledo, Dayton, and Akron offer some of the lowest living costs, while Dublin and Westlake tend to be more expensive.

What is the average rent in Ohio?

A one-bedroom apartment in Ohio typically rents for $950 to $1,269.57 per month, depending on the location. Rents are higher in places like Columbus' Short North or Cleveland's Tremont district, thanks to newer developments and urban amenities.

How much is rent in Ohio for a two-bedroom apartment?

A two-bedroom apartment will generally rent between $1,400 and $1,800 per month, with luxury apartments in neighborhoods like Downtown Cincinnati or German Village priced at the upper end of that range. Smaller cities and suburbs typically offer more affordable options for families.

What is the average price of utilities in Ohio?

Utilities in Ohio typically range from $320 to $490 per month, including electricity, water, trash, and sewer. In winter, heating bills may push that higher, especially in older homes. Many apartments bundle some utilities, lowering the monthly burden.

How much is childcare in Ohio?

If you are moving to Ohio, childcare in Ohio costs between $700 and $1,100 per month per child, depending on the provider and city. Daycare centers in Columbus and Cleveland charge more, while home-based providers in smaller towns are more affordable. Pre-school programs affiliated with churches or school districts may offer lower tuition and financial aid.