When Is the Best Time to Buy a House in Texas in 2026?

Editor
Edited By:

Carol Coutinho

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Editor
Edited By:

Carol Coutinho

Editor, Houzeo
About Carol Coutinho is a real estate technology expert. She is a senior content editor and helps Houzeo researchers refine their studies on home buying and selling trends. Carol also likes to explore U.S. real estate market trends and new PropTech disrupters in the residential space. Find Carol Here linkedin
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  • 12 mins read
  • May 13, 2026
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Now! Spring and early summer add thousands of homes to the market. This is also the season that’s got the most competition. A condo valued at $300,000 in Dallas County could cost $318k in May but just $305k in January.

Late summer and winter provide room for negotiation, but there will be limited homes for sale in Texas’s real estate market.

If you want to shop around before experiencing the Lone Star State, now is the best time to look at modern condos for sale in Austin or charming 3‑bed single‑family homes in San Antonio or Houston.

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Key Takeaways

  • Competition is peaking right now (March 11–17): A wave of buyers enters the market, increasing the chances of bidding wars and faster sales.
  • Inventory is rising through March and April: Spring is when the largest number of homes hit the market, giving you more to choose from.
  • Price cuts peak from late September to early October (Sept 29–Oct 5): Sellers rush to close deals before the holiday season, often cutting prices to attract buyers.
  • Buyers get an edge in mid‑October (Oct 14–20): This week typically brings a wave of fresh listings, giving buyers more options.

Which Is the Best Season to Buy a House in Texas?

Winter is the best season to buy a house in Texas, due to the past real estate seasonality. While spring offers peak inventory and selection, fall and winter bring better pricing and reduced competition. Here is a season-wise breakdown to understand when is the best time to buy a house in Texas:

Spring (March-May) 🦋

Spring is Texas’s busiest home‑buying season, with the most new listings hitting the market. Texas typically peaks with well over 120,000–130,000 active listings statewide, offering broad selection across suburbs, master‑planned communities, and major metros.

Increased competition means sellers hold firm on pricing and contingencies, reducing negotiation leverage. Homes see fewer price reductions during peak spring months, with multiple‑offer situations remaining common in places like Austin, Dallas–Fort Worth, Houston, and San Antonio.

  • Offer Strategy: Submit competitive offers with minimal contingencies. You should consider adding escalation clauses in high‑demand neighborhoods like Plano, Round Rock, Frisco, or The Woodlands.
  • Pricing Approach: Expect to pay closer to asking price; budget for 95–100% of list price in competitive areas.
  • Timeline: Plan 30–45 days from offer to close. Secure your pre‑approval and inspection companies early.
  • Affordable Places to Buy a House: Killeen, Wichita Falls, Lubbock, and Beaumont are some of the cheapest places to live in Texas.
  • Expensive Places to Buy a House: Westlake, Highland Park, University Park, and parts of Austin like West Lake Hills.

Summer (June-August) 🌞

With unsold listings accumulating through June, you have increased negotiating power on price, repairs, and closing costs. Buyer activity tapers after the spring rush, reducing competition compared to peak months in Austin, Dallas–Fort Worth, Houston, and San Antonio. Median prices remain stable for move‑in‑ready homes.

However, hurricane season impacts buyer confidence. It can delay inspections, insurance approvals, or closings, particularly in coastal markets like Houston–Galveston, Corpus Christi, and the Beaumont–Port Arthur area.

  • Offer Strategy: Leverage longer days‑on‑market with below‑asking offers. You should request seller concessions for closing costs or repairs.
  • Pricing Approach: Sellers accepting roughly 5% less than asking price. Target homes listed 60+ days with room for negotiation.
  • Timeline: Factor hurricane‑season delays along the Gulf Coast and secure flood‑insurance quotes early. Choose flexible closing dates to accommodate postponements.
  • Affordable Places to Buy a House: Killeen, Wichita Falls, Lubbock, and Beaumont.
  • Expensive Places to Buy a House: Houston, Plano, Dallas, and Fort Worth are also some of the best places to live in Texas.

Fall (September to November) 🍂

Fall offers some of the most buyer‑favorable pricing. Over 22% of homes see price reductions after peak summer. You can save around $15,000 compared to peak summer and spring prices. October typically delivers over 30% more active listings than early years, with reduced buyer competition.

However, early fall overlaps with peak Gulf Coast hurricane season through November, which can increase insurance premiums. Some sellers temporarily remove listings for Thanksgiving and title companies may have reduced staff.

  • Offer Strategy: Target homes with 90+ days on market. You can negotiate aggressively for 10–15% below asking on dated properties.
  • Pricing Approach: About 5.5% of homes see price cuts in October, so be sure to submit offers on recently reduced listings.
  • Timeline: Close before Thanksgiving to avoid holiday processing delays. Remember to schedule inspections early‑to‑mid October for the smoothest transactions.
  • Affordable Places to Buy a House: Killeen, Wichita Falls, Lubbock, and Beaumont.
  • Expensive Places to Buy a House: Westlake, Highland Park, and River Oaks.

Winter (December to February) ☃️

Winter is Texas’s calmest season for buyers, with prices typically dipping 2–4% between December and January. Buyers face minimal bidding wars and gain power to negotiate closing‑cost assistance, repair credits, and flexible timelines.

Though, the holiday season complicates scheduling for open houses and showings. Late December sees year‑end activity surge as buyers rush to establish Texas homestead exemption status.

  • Offer Strategy: Submit offers 5–10% below asking on homes listed 60+ days. It’s better to request seller‑paid closing costs (typically $6,000–$7,500).
  • Pricing Approach: Focus on December listings from sellers needing year‑end closings.
  • Timeline: Close by December 31 to establish Texas homestead exemption sooner, reducing property taxes for eligible primary residences. It’s advised to avoid the last two weeks of December due to holiday closures.
  • Affordable Places to Buy a House: Killeen, Wichita Falls, Lubbock, and Beaumont.
  • Expensive Places to Buy a House: Westlake, Highland Park, and West Lake Hills.

Yes. Texas Homestead Exemption reduces the taxable value of your primary residence, lowering your property tax bill. However, it does not apply to second homes or investment properties.

Yes, Texas builders commonly offer year-end seasonal incentives. Common incentives include:

  • Mortgage Rate Buydowns: Temporary reductions in mortgage rates for the first few years.
  • Closing Cost Assistance: Credits toward closing costs, lowering upfront cash needed.
  • Price reductions: Discounts on homes ready to move in, or funds for upgrades.
  • Upgrade Allowances: Builders may include interior upgrades at no extra cost.

Why do these incentives exist?

  • Seasonal slowdown: Winter months see fewer buyers, prompting builders to sweeten deals.
  • Sales targets: Year-end pushes help builders meet annual goals.
  • High inventory: More homes on the market create competition, increasing buyer benefits.
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Curious about when to buy a house in other states? See the best time to buy a house across the U.S.

When is the Best Time of the Year to Buy a House in Texas?

If you’re wondering when to buy a home, February is the best month in 2026 for lower prices and less competition. But the “best” month really depends on what you’re looking for. Let’s look at the Texas sale price trends:

best time of year to buy a house

The data tells a reassuring story for buyers. Since 2022, Texas home prices have dropped in February. The price remains below average until June. Here’s how to time home buying based on inventory:

is now a good time to buy a home

Best Time to Buy a House in Texas Based on Buyer Type

Every buyer’s situation is different. Whether you’re buying your first home, investing, or planning to retire in Texas, the best time to buy can vary. Here’s a quick look at what tends to work best for each type of buyer.

First-Time Homebuyers

If you are looking for how to buy a house in Texas for the first-time, circle January month red on your calendar.

  • You can potentially save up to $28,000 compared to spring.
  • In January, homes averaged $478.60 per sq. ft., about 8% lower than peak pricing, which makes it the best time for you.
  • The post‑holiday market means you’re competing with 10 buyers instead of 40.
  • Sellers who didn’t close before the holidays are genuinely motivated. You can request repairs and closing‑cost assistance without losing the deal.

Buyer closing costs in Texas can range from $675 to $800, with the final amount heavily dependent on loan type and location.

Closing Cost Calculator

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Select Your Role

Real Estate Investors

Investors earn more during spring and fall seasons than winter. So, target December for Texas seasonal rentals and maximum savings.

  • You can save up to 7% in sale price compared to peak months of May to July.
  • Winter visitors arrive November–April, so a December purchase still gets you the prime December–March rental period in Texas’s coastal and snowbird‑friendly markets.
  • You will have 20–30% fewer buyers in December and sellers are motivated to close the holiday listings.
  • December closings let you claim rental property deductions for the full year. Consult your tax advisor.
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New to Real Estate Investing? Understand what is an investment property and the steps involved in buying one before timing the market.

Retirees and Snowbirds

For retirees and snowbirds, September through November is your window.

  • If you buy in October, you pay only 3.3% more than that rock‑bottom price.
  • Fewer buyers in fall means more negotiating power with motivated sellers.
  • You can get settled before the holiday season and avoid the winter rush.
  • For snowbirds specifically, fall purchases mean you own instead of rent during Texas’s peak winter season.

Mortgage rates are expected to gradually decline in 2026 as inflation cools. Freddie Mac and NAR forecast that the mortgage rates will stabilize near 6%, which will increase affordability and buyer confidence.

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Know How Much Home Can You Afford in Texas Get an instant monthly payment estimate with Houzeo’s free Texas mortgage calculator.

Best Time to Buy a Home by Texas City: Quick Snapshot

Texas doesn’t move as one housing market. If you’re buying in Austin, Dallas–Fort Worth, or Houston, the best time to make a move depends on local demand cycles. Here’s a look at the best real estate markets in Texas and how to time your offer accordingly.

CityBest Months to BuyWhy It’s the BestBuyer Advantage
1. AustinAugust–OctoberTech‑driven demand cools after summer.Price cuts and fewer bidding wars.
2. Dallas–Fort WorthSeptember–DecemberRelocation demand slows.Seller concessions available easily.
3. HoustonOctober–FebruaryStable inventory with lower competition.Buyers have higher negotiation leverage.
4. San AntonioJuly–SeptemberSeasonal demand dips and new listings hit the market.Luxury homes in San Antonio see price adjustments.
5. El PasoOctober–JanuarySellers are more open to negotiation.Perfect for first‑time home buyers.

No, the Texas housing market seasonality in 2026 presents an excellent opportunity for those looking for the best time to move to Texas. Buyers ask: Are house prices going down in Texas? Or when will the housing market crash in Texas? Prices are easing, inventory is up, and homes are staying on the market longer. This means homebuyers have more time and negotiating power.

  • More Time to Decide: Homes are now spending about 79 days on the market, so you don’t have to rush into a decision.
  • Buyers Hold Negotiating Powers: Around 62.2% of listings had price cuts. Sellers are motivated and are listing with lower prices, with a huge scope of negotiations.
  • Increasing Inventory Projections: The Texas housing market is expecting to increase inventory. With an estimated growth between 5% to 10%, buyers will have a great opportunity to buy homes.

7 Texas Home Buying Tips

Navigating the Texas real estate market requires smart planning and local insight. These top 7 home buying tips will help you navigate buying property in Texas confidently and secure the best possible deal.

  1. Research Local Markets: Texas housing market varies widely between cities like Austin, Houston, and Dallas. Research local trends, including median home prices, inventory levels, and property taxes, to make an informed decision.
  2. Property Taxes: Texas’s property tax rates vary widely by county. You should lock in a home before reassessments or rate hikes, which are proposed in late August.
  3. Get Pre-Approved for a Mortgage: Mortgage rates are projected to remain high in 2025. Get a mortgage pre-approval to determine your budget and monthly payments.
  4. Work with a Local Real Estate Agent: A local agent can guide you through buying a house in Texas. They offer insights on pricing, neighborhoods, insurance availability, and disclosure requirements.
  5. Inspect the Property Thoroughly: Texas’ climate can bring challenges like foundation shifts, termite damage, or extreme heat wear. Hire a Texas home inspector who knows what to look for in state-specific conditions.
  6. Factor in Living Expenses: Don’t forget to account for the cost of living in Texas, such as utilities, insurance, and transportation. These costs vary by area.
  7. Leverage First-Time Buyer Programs: Explore Texas first time homebuyer programs, which offer financial assistance for down payments or closing costs.
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Ready to learn how to buy a home in Texas? Access our Texas First Time Home Buyer Guide and avoid costly mistakes.

Is it a Good Time to Buy a House in Texas?

So, is it a good time to buy a home in Texas? If you’re asking us, the answer is pretty clear: yes, right now, or at least very soon. The market is dipping according to the 2025–2026 price trends, making now an ideal time to buy a house. Texas isn’t getting any less popular, and homes aren’t getting costly long-term.

YearEst. Median Home PriceAnnual Change vs. 2026
2026$352,100
2027$368,400+$16,300
2030$415,000+$62,900

Whether you’re a first-timer stretching your budget in January, an investor hunting October deals, or a retiree moving to Texas, each season brings unique advantages. You can browse listings, compare prices, and make offers online with ease.

Frequently Asked Questions

What's the best time of year to buy a house in Texas?

Now is the best time to buy a house. As Texas's housing market stabilizes and inventory rises across key seasons to buy a house in Texas, buyers gain more choices and stronger negotiating power.

What does the Texas housing market look like in 2026?

Texas's market is favorable with stabilizing prices, more inventory, lower interest rates, and easing mortgage rates. Whether you seek bargains or variety, it's a great time to buy.

How much does an average house in Texas cost?

The average house in Texas costs around $339,000 in 2026. This amount includes the base cost of the property, but does not cover additional expenses like closing costs, property taxes, and hazard insurance.

What is the safest places to live in Texas?

Trophy Club is the safest place to live in Texas. It is followed by Colleyville, Horizon City, Keller etc.

What month are the most homes sold in Texas?

Spring dominates Texas home sales. From March through May, sellers see peak demand, with April ranking as the strongest month in most years.