4 min read Feb 01, 2024

Home Appraisers Near Me

Home Appraisers Near Me

Real estate appraisers are one of the many stakeholders in a real estate deal. Whether you’re selling your home, buying a house or refinancing your mortgage on an existing property, getting your home appraised is a must. With that aim, you may search for ‘home appraisers near me’, and your search ends here.

What Is a Real Estate Appraiser?

A real estate appraiser, also known as a home appraiser or a house appraiser, is an individual who determines the fair market value of a property based on their on-site visit, analysis of the sales comparables of similar properties in the neighborhood, recent market trends, and any other factor that may positively or negatively influence the value of the property.

How Much Does an Appraiser Cost?

The cost of appraising a home in the US averages out at $352 for single-family units. However, the appraising cost for multi-family homes ranges from $600-$1,500.

Who Orders the Appraisal?

If you’re selling your house, you can hire a property appraiser to find out the valuation of your house. This will help you in pricing your home competitively.

If you are buying a house with a mortgage, your mortgage lender will order the appraisal. This is to find out whether the property is worth the loan amount that will be disbursed.

If you’re buying a house without a mortgage, you will have to order the home valuation. This will ensure that you don’t overpay for the property.

Who Pays for Appraisal?

The home appraiser cost is paid by party that hires a real estate appraiser.

When Buying a House, Who Pays for the Appraisal?

When buying a house, the buyer pays for the appraisal. Even though the bank or the mortgage lender will hire the appraiser, the appraisal cost will be borne by the buyer.

If it’s a purchase without a mortgage, the buyer may order the home valuation to find out whether the market value of the property matches the asking price set by the seller. Even in this case, the appraiser fee will be borne by the buyer.

Who Pays for Appraisal on New Construction?

The buyer pays for appraisal on new construction. If the buyer is trying to finance their purchase, the mortgage lender will require proof of the property’s true worth and compare it with the sale price set by the builder.

Even for a home purchase not involving mortgage, the buyer may choose to hire an appraiser to ensure they are not being overcharged by the builder. The buyer will have to bear the appraiser cost in this case as well.

Who Pays for Appraisal When Selling a House?

When selling a house, the seller will pay for the appraisal. This is only if the seller orders the house valuation to set a competitive listing price for their property.

Similarly, if the buyer or mortgage lender order the appraisal, the buyer pays the appraiser’s fee.

Who Pays for Home Appraisal in Divorce?

In a divorce, the appraisal cost is split equally between the spouses. However, if the home is being bought out by one of the spouses, then they are liable to pay the house appraiser cost.

Who Pays for the Appraisal on a Home Equity Loan?

The borrower pays for the appraisal on a home equity loan. The appraisal may be ordered by the lender through an Appraisal Management Company to find out the amount of risk involved in approving the loan.

Home Appraisers Near Me

Whether you’re looking for ‘appraisers in my area’, ‘home appraisers in my area’, or ‘home appraiser near me’, our rankings of real estate appraisers by state will help you find the best one for your house appraisal.

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