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$67,500
19
4Bds
2Ba
1,000sqft
Single family home for sale
Exp Realty Llc
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HotSpotlight63 Bentley Ct, Mount Olivet, KY 41064 Spotlight
214 S Burns Ave, Winchester, KY 40391 HotSpotlight
179 Big Card Rd, Mouthcard, KY 41548 Spotlight
Spotlight
2593 Buttermilk Pike, Villa Hills, KY 41017
122 Meadowlark Dr, Richmond, KY 40475
Price Drop: $10K
11508 Kentucky 90, Monticello, KY 42633
129 Zinfandel Ln, Walton, KY 41094
5056 Paddock Loop, Lawrenceburg, KY 40342Price Drop: $20.3K
1701 Chrisman Ml Rd, Nicholasville, KY 40356 Price Drop: $10.1K
203 Woodduck Ln, Georgetown, KY 40324 
217 Madison Ave, Nicholasville, KY 40356
New Construction
111 Sunflower Rd, Flemingsburg, KY 41041Hot
404 E Ridge Dr, Nicholasville, KY 40356 
150 Sunflower Rd, Flemingsburg, KY 41041
612 Woodview Dr, Somerset, KY 42503Hot
360 N 38th Street, Paducah, KY 42001 Hot
46 Frasure Ln, Mount Sterling, KY 40353
Northern Kentucky Multiple Listing Service
Lexington Bluegrass AOR (Imagine) MLS-KY
KentuckyHousing Market
Kentucky is a balanced market, giving buyers and sellers room to negotiate. With 8.2 months of supply and homes averaging 58 days on the market, you can make decisions without the pressure of a highly competitive market.
D
Reviewed By Deepika RHousing Market AnalystVerified Data
Updated Monthly
Fast Insights
Real-time Analytics
October 2026
Last updated
Live MLS Data |19,992 active homes tracked
|Data Sources:
Northern Kentucky Multiple Listing Service
#41 in Nation
Kentucky Real Estate Market Snapshot
MEDIAN HOME PRICE
$290,000↑ 3.57%
MORTGAGE RATES 30-YR 30-YR FIXED
7.18%↓ 0.06%
STATUS
Balanced Market
DAYS ON MARKET
58
↓ 0.00% YoY
INVENTORY
14,328
↑ 105.66% YoY
Is Now a Good Time to Buy or Sell in Kentucky? Here's What We Think.
It depends on your goals, but Kentucky offers a relatively balanced market for both buyers and sellers. Homes are averaging 58 days on the market, with 8.2 months of supply. The median sale price is $290,000, and home sales saw a 22.93% change from last year. Buyers have room to negotiate, while sellers can still attract serious interest.
Median Sale Price
$290,000
↑ 3.57%YoY
Homes Sold
1,744
↓ 22.93%YoY
Median Days on Market
58
↓ 0YoY
What this chart showsMedian Sale Price
This metric shows how home prices are trending in Kentucky. A rising median price can point to stronger demand or limited inventory, while a falling price may give buyers more room to negotiate.
Median Sale Price Trend
AllSingle Family HomesTownhousesCondo
1 Year3 Years5 Years
Kentucky
Updated MonthlyLast Updated: October 2026
Want to explore markets by city?
View detailed city insights.
Kentucky Housing Market Forecast for 2026
Kentucky's housing market is expected to be balanced in 2026, with modest price growth, steady inventory, and stable conditions for both buyers and sellers. Sellers who'd rather not wait it out can still get multiple cash offers in Kentucky right now.
Market Outlook:
- Home prices expected to rise modestly by 2-4%, reflecting sustainable growth
- Months of supply forecast to sit around 4-6, keeping the market steady
- Neither buyers nor sellers hold a clear advantage, keeping negotiations balanced
Will the Kentucky Housing Market Crash in 2026?
Expert consensus points to no. Kentucky benefits from strong buyer demand and limited housing supply, conditions that support prices rather than undermine them. Sellers should expect continued interest and quick sales through 2026, with little pressure to discount.
UnlikelyCrash MeterLikely
Current Market Indicators
Days on Market:
58 days
Months of Supply:
8.2 months
Sale-to-List Ratio:
96.8%
Mortgage Rates:
Currently- 7.18% projected to hover between 6.0% and 6.8%
Is There Enough Inventory in Kentucky Right Now?
Kentucky has a steady flow of homes coming onto the market, keeping inventory relatively balanced. There are currently 14,328 active listings and 8.2 months of supply, giving buyers a reasonable selection without creating excessive competition among sellers. There were 3,494 new listings last month, while inventory changed by 105.66% year-over-year.
Homes for Sale
14,328
↑ 105.66%YoY
Newly Listed Homes
3,494
↑ 2.58%YoY
Months of Supply
8.2
↑ 164.52%YoYBalanced Market
What this chart showsHomes for Sale
This chart shows the total number of homes currently available for sale in Kentucky. Rising inventory gives buyers more options, while fewer homes for sale can increase competition and give sellers more leverage.
Homes for Sale Trend
AllSingle Family HomesTownhousesCondo
1 Year3 Years5 Years
Kentucky
Updated MonthlyLast Updated: October 2026
Are Buyers or Sellers Controlling the Kentucky Market?
Buyers and sellers have relatively equal footing in the Kentucky housing market. Homes are selling for 96.8% of their asking price, and price reductions saw a marginal change year-over-year. Neither side has a clear advantage, leaving room for both to negotiate.
Homes Sold Above List Price
14.15%
↓ 3.41%YoY
Homes with Price Drops
61.98%
↑ 0.19%YoY
Sale-to-List Ratio
96.8%
↑ 0.03%YoYBalanced Market
What this chart showsSold Above List
The line tracks the share of homes selling above their asking price over time. A rising trend signals strong buyer competition and bidding wars, while a falling trend suggests that competition is easing.
Homes Sold Above List Price Trend
AllSingle Family HomesTownhousesCondo
1 Year3 Years5 Years
Kentucky
Updated MonthlyLast Updated: October 2026
Explore Kentucky Housing Markets by City
Compare median listing prices, homes sold, and newly listed properties across Kentucky's top cities.
Housing Market by City
CityMedian PriceMedian Listing PriceHomes SoldNewly ListedDays on MarketMonths of SupplyTrendMarket Trend
View top 11 cities →
WHERE TO BUY NEXT
Best Places to Live in Kentucky
Ranked on affordability, safety, and quality of life. Click a side card to focus it, or the focused card to see full rankings.
#3 BEST PLACE
fort thomas, KY
MEDIAN PRICE
$0
DAYS ON MARKET
79
MEDIAN HOME RENT
$1,500
#1 BEST PLACE
lexington, KY
MEDIAN PRICE
$365,000
DAYS ON MARKET
47
MEDIAN HOME RENT
$1,650
#2 BEST PLACE
frankfort, KY
MEDIAN PRICE
$257,000
DAYS ON MARKET
0
MEDIAN HOME RENT
$1,050
Find Your Perfect Kentucky Home Now
19,992 homes for sale in KentuckyHotSpotlightSpotlight$270,000
17
4Bds
2Ba
2,170sqft
Single family home for sale
Exp Realty Llc
HotSpotlight$37,000
48
2Bds
1Ba
1,500sqft
Single family home for sale
Exp Realty Llc
SpotlightSpotlight$299,900
26
3Bds
2Ba
1,092sqft
Single family home for sale
Exp Realty, Llc
$339,900
10
4Bds
3Ba
2,516sqft
Single family home for sale
Bluehorse Realty
Price Drop: $10K$179,900
4
3Bds
2Ba
1,148sqft
Single family home for sale
Century 21 Advantage Realty
$365,000
10
4Bds
3Ba
1,856sqft
Single family home for sale
Huff Realty - Florence
$275,000
3Bds
2Ba
1,410sqft
Single family home for sale
Lois Ann Disponett Real Est
Price Drop: $20.3K$924,700
10
3Bds
3Ba
4,337sqft
Single family home for sale
Re/Max Elite Lexington
Price Drop: $10.1K$624,900
2
5Bds
3Ba
3,100sqft
Single family home for sale
Bluegrass Sotheby'S International Realty
$615,000
4
4Bds
3Ba
2,573sqft
Single family home for sale
The Brokerage
New Construction$375,538
7
3Bds
2Ba
1,536sqft
Single family home for sale
Re/Max Elite Lexington
Hot$310,000
21
4Bds
3Ba
2,246sqft
Single family home for sale
Re/Max Elite Lexington
$315,000
13
3Bds
2Ba
1,536sqft
Single family home for sale
Re/Max Elite Lexington
$319,000
11
3Bds
3Ba
3,204sqft
Single family home for sale
Keller Williams Bluegrass Realty - Lake Cumberland
Hot$284,900
13
3Bds
3Ba
2,194sqft
Single family home for sale
Exp Realty, Llc - Paducah
Hot$240,000
16
3Bds
2Ba
1,307sqft
Single family home for sale
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Frequently Asked Questions
How have home prices changed in Kentucky over the past year?
Kentucky's median home price is currently $290,000, a marginal change year-over-year. You can check your home's fair market value with our free home value estimator to compare prices in your neighborhood and know where you stand.
Are home prices dropping in Kentucky?
Currently, home prices are stable with localized variations across different counties and cities. Experts forecast growth in Kentucky home prices through 2026, although increased inventory may moderate prices in overvalued areas.
What's the average price for a house in Kentucky?
The average cost of a home in Kentucky typically ranges from $240,000 for condos to $292,250 for single-family homes, depending on location, size, and market conditions.
What are the Kentucky housing market predictions in 2026 and beyond?
The housing market in Kentucky is expected to stabilize in 2026, alongside rising mortgage rates. Our housing market predictions suggest that the supply of Kentucky houses should increase enough to stabilize price growth.
What is a good time to buy a home in Kentucky?
Typically, from August to December is the best time to buy when supply is high and demand is low. You must check the current market trends in home prices and inventory in Kentucky. If mortgage rates are stable, the median market time is more than 70 days, with more than 5 months of supply, it's the best time to buy a house in Kentucky.
What are the steps to buying houses in Kentucky?
As a buyer, you should keep an eye on price changes and inventory levels. If you're buying a house in Kentucky, you should get a mortgage pre-approval and budget for a down payment of at least 10%.
How can I list my home for sale in Kentucky?
You can list your home for sale with a Flat Fee MLS Kentucky listing service. High-tech MLS listing sites like Houzeo automatically assign the right MLS paperwork based on your location. 🚀
What is the average mortgage rate for buyers in Kentucky?
The average mortgage rate for buyers in the Kentucky real estate market fluctuates between 6% to 8%. Always check your credit score and current mortgage rates with lenders before you apply.
When will the housing market crash in Kentucky?
A housing market crash in Kentucky is unlikely in the near future. Prices remain well above pre-COVID levels and continue to show resilience. Most forecasts point to slower growth or mild corrections rather than a sharp drop through 2026. However, it is wise to track local market trends and expert forecasts before making an investment decision.
Our MLS data sources
All sources updated daily
Median prices, rents and active inventory aggregated from MLS systems across Kentucky.
Important Legal Disclosures
*Based on Houzeo calculations of home data from MLS and/or public records.
“The market analysis provided on this page is for informational purposes only and does not constitute financial, investment, or legal advice. Data is sourced from public records, industry reports, and third-party providers, and while Houzeo strives for accuracy, we make no guarantees regarding the completeness, accuracy, or timeliness of the information presented.
All estimates, projections, and historical data are based on statistical models and should not be relied upon as predictions of future market conditions. Past performance is not indicative of future results, and real estate market conditions may change due to various economic and regulatory factors.
Users are responsible for conducting their own due diligence before making any real estate or financial decisions. Houzeo is not liable for any decisions or actions taken based on the information provided. Any unauthorized use, duplication, or distribution of the data may violate copyright laws and result in legal consequences. Certain information, tools and services on this page may be powered by third-party vendors. Houzeo does not control or guarantee the accuracy, reliability, or functionality of such third-party services.
Based on information from the Northern Kentucky Multiple Listing Service, Inc. through Nov 6, 2026, 7:45 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Northern Kentucky Multiple Listing Service, Inc. All Rights Reserved.
Based on information from the IMAGINE MLS® through Nov 6, 2026, 7:45 PM. Copyrighted by the Imagine MLS®. IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data on this website is deemed reliable but is not guaranteed accurate by the MLS. © 2026 IMAGINE MLS®. All Rights Reserved.