105 W Danaher St

Harbor Terrace is a mid-rise condominium complex completed in 2005 in downtown Ludington’s waterfront district. The building primarily offers two-bedroom (often configured as three-bedroom or loft-style) residences with lofted volumes, vaulted or 10–12+ foot ceilings, and open floor plans that emphasize natural light and water views. Units commonly feature hardwood floors, granite counters, kitchen islands or snack bars, walk-in closets, jetted tubs or low-threshold showers, pantry/laundry closets, and optional wet bars. Many homes include private outdoor space — covered decks or balconies facing the harbor and Lake Michigan — and some upper units add multi-level living with interior stair access. The exterior and grounds are maintained by the HOA and include landscaped patios, sidewalks, lawn sprinklers, and rooftop observation areas. Shared amenities emphasize year-round recreation: an indoor heated pool, hot tub/spa, a fitness room, and a rooftop patio with panoramic harbor and lake views. Practical building services include elevator access, heated indoor garage parking plus additional outdoor spaces, storage units for residents, snow and lawn care, and trash/water/sewer covered by the association. The property sits within easy walking distance of marinas, parks, the lighthouse, beaches, restaurants, and shops, delivering a downtown, walkable lakeside lifestyle.