3775 40Th Ln S

Bermuda Bay is a low-rise, gated waterfront complex in St. Petersburg built in 1974 and composed mainly of two-story townhomes and garden-style condos. Units typically feature open floorplans, ceiling fans, crown molding, stone counters, walk-in closets and laundry provisions located on the upper level in many layouts. Exterior details include private patios or screened lanais, second-floor balconies, exterior storage and community fencing; several units report attic space and sliding glass doors that connect interiors to outdoor living. Shared on-site amenities are extensive and resort-oriented: two heated pools and a spa, clubhouse with gathering space, lighted tennis courts and racquetball, shuffleboard and a putting green, playground and picnic park, kayak/canoe storage with boat ramp and dock, private sandy beach on Boca Ciega Bay, and bath/car wash and bike storage. The community is gated with security and a guarded entrance at times, and HOA dues commonly cover utilities such as water and cable. Pet policies are permissive at the complex level (small, limited pets) and short-term rentals (typically 30+ days) are allowed, supporting both primary residence and income use. The site’s location places residents minutes from St. Pete Beach, Fort De Soto, downtown St. Petersburg, marinas and local dining and shopping, providing a strong coastal-living lifestyle with immediate water access and outdoor recreation.