495 E 178Th St

A mid-century, seven-story cooperative built in 1941, this Bronx HDFC property is a low-rise elevator building composed primarily of one-bedroom and studio units. The exterior presents a modest, masonry-faced façade typical of prewar neighborhood blocks; interiors retain period elements such as original hardwood floors, natural woodwork and arched entryways in many units. Individual apartments vary from original-condition layouts with vintage tile bathrooms and older kitchens to fully renovated one-bedrooms featuring modern cabinetry, stainless appliances and in-unit washer/dryer in some listings. Common building features include an elevator, entrance foyer, and modest service infrastructure with oil heating. The co-op operates under HDFC rules with income qualification thresholds, restrictions on cash-only offers in some listings, and pet policy limitations (cats typically allowed; dogs often prohibited). Subletting policies allow limited subleasing after a residency period (commonly two years) subject to fees and board approval. Located in a transit-accessible Bronx neighborhood, the property sits within walking distance of shops, restaurants and public transportation, offering affordable ownership options, access to first-time buyer assistance programs and private co-op financing for qualified purchasers.