5500 Bch Dr

Embarcadero Villas is a low-density, single-story complex built in 1981 that groups small, two-bedroom and one-bedroom cottage-style condominium units around a central courtyard. The property contains roughly two dozen residences set within planted tropical landscaping and enclosed by wall and fence for added privacy. Units are modest in size and typically delivered furnished; interior common features include pantry and storage provisions and many homes have been updated over time with tile floors, shaker-style cabinets, and modern appliances. Outdoors, shared facilities focus on relaxed coastal living with a centrally located swimming pool, picnic and barbecue areas, individual patios, and short walking routes to nearby public beach access. Parking is surface-level adjacent to the units; storage lockers and gated service areas are present on-site. The association maintains grounds and pool, with historically low HOA dues covering utilities such as water, basic cable and garbage. The complex’s one-level layout, low-rise scale, and proximity to Dolphin Boat Ramp and local restaurants create a casual, vacation-oriented neighborhood atmosphere near Panama City Beach.