5505 Sun Harbor Rd

Sun Harbor is a low-rise waterfront condominium complex built in 1984 with two stories of primarily one- and two-bedroom residences laid out to capture views of St. Andrews Bay and an adjacent marina. Units vary between ground-floor condos with covered patios and second-floor homes with open-air balconies; interior finishes often include modest kitchens with breakfast bars, walk-in closet space, foyer and sitting areas in primary suites, and combinations of tub-shower or shower-only baths. The exterior program emphasizes boating access — a dock, boat ramp, boat slips and lift services are integrated with landscaped decks and shared poolside areas that face the bay. Common elements are functional rather than opulent: on-site marina services, covered parking and easy walkability to the nearby restaurant at the marina, plus short drives to Gulf Coast State College, restaurants, shopping and Panama City Beach. The homeowners association handles water, sewer, garbage and common-area maintenance; pet and rental policies vary by unit but the property is frequently used as seasonal housing and long-term rentals, appealing to buyers seeking economical waterfront living with straightforward, service-light amenities.