8200 Surf Dr

A low-rise beachfront condominium completed in 1973, this five-story complex offers primarily one- and two-bedroom units arranged for direct gulf views and easy beach access. The architecture is mid-century coastal — simple concrete construction with external walkways and modest balconies or ground-floor patios facing the sand. Interiors typically include tile or vinyl plank floors, breakfast bars, and main-level primary bedrooms in many layouts; units are often sold furnished and show beach-themed finishes. Common areas are compact and focused on outdoor living: a shaded, partially covered pool that opens directly toward the beach, a pool deck with lounge seating, covered patios, decks, barbecue grills and private ground-floor patios that allow immediate sand access. The property emphasizes low density and parking convenience with surface parking near entries and no parking tower. Pet-friendly policies are available in at least some units. Building services and HOA coverage commonly include water, trash, cable/internet, building insurance and exterior maintenance; recent capital updates noted in listing history include a new roof, resurfaced heated pool, new elevator and outbuildings. Located on the quieter east end of Panama City Beach near restaurants, boat ramps and St. Andrews State Park, the complex projects an Old Florida, vacation-oriented lifestyle with a small-community feel and a history of short-term rental use.