- Overview
- Description
- Property Details
- Location
- HOA Management
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$999,999
Monthly Est:$4,977
1 Bed
- 1 Bath
1 full bath
520sqft
10801 SW 185th Terrace, Dunnellon, FL 34432
$999,999
$4,977/moEst:
Get Pre-Approved
Single Family Residence
Built in 2008
$-- HOA
13,939 sqft lot
$1,923/sq.ft
Description
Escape to your own slice of paradise with this exquisite luxury cottage, nestled along the crystal-clear waters of the Rainbow River in the serene Rio Vista subdivision. Built in 2008, this charming retreat is perfect as a romantic hideaway, a lucrative short-term rental, or the foundation for your dream home on a spacious .32-acre lot with nearly 80 feet of private river frontage.
Step inside to discover a gourmet kitchen that’s a chef’s delight, featuring a professional-grade Viking stove and range, premium appliances, elegant shaker cabinetry, gleaming granite countertops, and a custom brick backsplash. The open-concept living and dining area exudes warmth with soaring vaulted wood ceilings, plush seagrass carpeting, and rich brick flooring, creating an inviting ambiance for relaxation or entertaining. The airy Main Suite area, seamlessly connected to the living space, offers serene comfort with luxurious seagrass carpet, while the spa-inspired Master Bath boasts an oversized granite-topped vanity, a tiled shower, brick floors, and a convenient stackable washer/dryer.
Need extra space? A versatile loft with pull-down stairs provides additional sleeping quarters or ample storage. The cottage is crafted with durability and style in mind, featuring Hardie board siding, energy-efficient Anderson windows and doors, a sleek galvanized metal roof, and a tankless water heater for modern convenience.
Outside, the expansive screened porch with brick flooring offers breathtaking river views, perfect for morning coffee or evening sunsets. The meticulously landscaped yard, complete with a matching storage shed, leads to your private dock and swimming area, inviting you to dive into the pristine waters of the Rainbow River. Currently a sought-after VRBO/Airbnb rental generating $350 a night, this cottage is both a tranquil retreat and a proven investment opportunity. As part of the exclusive Rio Vista community, you’ll enjoy access to a private 4-acre park with a boat ramp, picnic pavilions, and restrooms. Located in the vibrant small town of Dunnellon, you’re just minutes from charming shops, the World Equestrian Center, Historic Downtown Ocala Square, and the natural wonders of Florida’s Nature Coast.
Don’t miss this rare opportunity to own a piece of Rainbow River paradise—schedule your private tour today!
- Houzeo last checked: 12 hours ago
- Listing updated: August 27, 2026 at 11:24 am
- Listing Provided by: Kathy Schulz (727) 698-7663 | EQUITY REALTY SUNCOAST (727) 410-7064
- Source: Stellar MLS-FL | MLS#: TB8418268

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2008
HOA Fees
-
Finished Area
520 sqft
Lot Size
13,939 sqft lot
Basement Area
- sqft
MLS Name
Stellar MLS
MLS Number
TB8418268
MLS Status
Active
Days on Market
416
Cumulative Days on Market
740

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Location
HOA Management
Bill Schulz
HOA Fees
$-/ Annually
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedroom: 1
Bathroom: 1
Primary Bedroom
Level: First
Bathroom 1
Level: First
Kitchen
Level: First
Living Room
Level: First
Dining Room
Level: First
Laundry
Level: First
Interior
Exterior Features
Outdoor Shower
Appliances
Built In Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Indoor Grill, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
Heating
Central, Electric
Cooling
Central Air
Flooring
Brick, Carpet
Sewer
Public Sewer
Interior Features
Cathedral Ceiling(s), Living Room/dining Room Combo, Open Floorplan, Solid Surface Counters, Thermostat, Window Treatments
Construction
Year Built
Year Built: 2008
Home type
Single Family Residence
Roof
Metal
Construction Materials
Hardi Plank Type, Frame
Foundation Details
Slab
Utilities & Energy
Water Source
Public
Laundry Features
Inside, Laundry Room
Utilities
Public
Other Features
Subdivision Name
Rio Vista
Price History
| Date | Event | Price |
|---|---|---|
02/18/2026 Source: | Price Decreased | $999,999 -16.67% $1,923/sqft |
08/17/2025 Source: | Price Increased | $1,199,999 +20.00% $2,308/sqft |
08/17/2025 Source: #MFRTB8418268 | Listed for Sale | $999,999 $1,923/sqft |
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Based on information from Stellar MLS® through Oct 07, 2026, 06:00AM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
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