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Sale Pending at 1164 Cove Pointe Dr, Panama City, FL 32401 | MLS# 774663 | Listing updated on 2026-10-27
Photo 1 of Sale Pending at 1164 Cove Pointe Dr, Panama City, FL 32401 | MLS# 774663 | Listing updated on 2026-10-27
Photo 2 of Sale Pending at 1164 Cove Pointe Dr, Panama City, FL 32401 | MLS# 774663 | Listing updated on 2026-10-27
Photo 3 of Sale Pending at 1164 Cove Pointe Dr, Panama City, FL 32401 | MLS# 774663 | Listing updated on 2026-10-27
Photo 4 of Sale Pending at 1164 Cove Pointe Dr, Panama City, FL 32401 | MLS# 774663 | Listing updated on 2026-10-27
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$2,349,000

Monthly Est:$11,692

  • Beds Icon4 Beds
  • Beds Icon
    4 Baths
  • Beds Icon3,574sqft

1164 Cove Pointe Dr, Panama City, FL 32401

$11,692/moEst:

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  • Single Family Residence

  • Built in 2023

  • $64.67/mo HOA

  • 0.56 acre lot

  • $657/sq.ft

Description

Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - where elegance meets effortless living. This fully furnished, professionally decorated AR Homes by Arthur Rutenberg Home offers over 5,000 total square feet under roof and is ready for immediate move-in. Situated on 154 feet of deep-water bayou frontage, this 4-bedroom plus den residence showcases soaring vaulted ceilings, exposed beams, and designer finishes throughout. The home includes a Home Delivery Center for secure, contact-free package drop-off, and features expansive disappearing glass walls that open to a resort-style outdoor living area with a vanishing-edge pool, outdoor kitchen, lanai, and cabana. Located in the upscale community of Cove Pointe, with low HOA dues, this exceptional property offers direct access to Shell Island and the Gulf of America. Offered fully furnished, this is a rare opportunity to own a turnkey luxury waterfront home designed for both everyday comfort and high-end entertaining.

  • Houzeo last checked: 26 minutes ago
  • Listing updated: October 27, 2026 at 1:51 pm
  • Listing Provided by: Luisa F Dick (850) 819-4049 , Sean P Casilli (850) 771-7731 DRE #SL3389725 | Coldwell Banker Realty (850) 234-6696
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 774663 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Pending

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    Cove

  • Year Built

    2023

  • HOA Fees

    $64.67/mo

  • Finished Area

    3,574 sqft

  • Lot Size

    0.56 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    774663

  • MLS Status

    Pending

  • Days on Market

    507

  • Cumulative Days on Market

    1124

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Location

HOA Management

N/A

HOA Fees

$776/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Gas Gas

Dock Dock

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 4

  • Other

    Level: First

    Area: 333.83 Square Feet

    Dimensions: 25.1 x 13.3

  • Other

    Level: First

    Area: 230.40 Square Feet

    Dimensions: 12.8 x 18

  • DiningRoom

    Level: First

    Area: 237.42 Square Feet

    Dimensions: 13.11 x 18.11

  • GreatRoom

    Level: First

    Area: 396.68 Square Feet

    Dimensions: 21.1 x 18.8

  • Den

    Level: First

    Area: 168.00 Square Feet

    Dimensions: 14 x 12

  • Bedroom

    Level: First

    Area: 275.80 Square Feet

    Dimensions: 14 x 19.7

  • Bedroom

    Level: First

    Area: 178.22 Square Feet

    Dimensions: 13.3 x 13.4

  • Bedroom

    Level: First

    Area: 166.16 Square Feet

    Dimensions: 12.4 x 13.4

  • PrimaryBedroom

    Level: First

    Area: 268.09 Square Feet

    Dimensions: 19 x 14.11

Interior

  • Interior Features

    Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Smart Thermostat, Walk In Closets, Instant Hot Water

  • Appliances

    Convection Oven, Energy Star Qualified Appliances, Gas Cooktop, Gas Water Heater, Tankless Water Heater

  • Heating

    Central

  • Exterior Features

    Outdoor Kitchen, Rain Gutters

  • Cooling

    Central Air, Ceiling Fans, Energy Star Qualified Equipment, Multi Units, Zoned

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 2023

  • Home type

    Single Family Residence

  • Foundation Details

    Slab

  • Roof

    Membrane, Shingle

  • Construction Materials

    Hardiplank Type, Stucco, Wood Frame

Utilities & Energy

  • Parking Features

    Garage, Garage Door Opener

  • Utilities

    High Speed Internet Available

  • Pool Features

    Gunite, Gas Heat, In Ground, Private

  • Security Features

    Security System, Smoke Detectors

  • Association Amenities

    Dock

Other Features

  • Lot Features

    Sprinkler System, Paved

  • Patio And Porch Features

    Covered, Porch

  • Subdivision Name

    Cove Pointe

Price History

DateEventPrice

05/20/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #774663

Pending

$2,349,000 -4.08%

$657/sqft

01/02/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #774663

Listed for Sale

$2,449,000 +4.26%

$685/sqft

01/02/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #774663

Price Decreased

$2,349,000 -4.08%

$657/sqft

10/18/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #774663

Off Market

$2,449,000 -1.65%

$685/sqft

06/09/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #774663

Listed for Sale

$2,490,000 -2.31%

$697/sqft

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Cove Ranks #1 in Panama City, FL

Homes for sale
39

Homes

Rental prices
$1,194

Rental Prices

Median Home Price
$0

Median Home Price

Cove, Panama City, FL neighborhood guide

Getting Around 1164 Cove Pointe Dr

Bike Score®

Bike Score

Somewhat Bikeable

21/100

Walk Score®

Walk Score

Car-Dependent

21/100

Data provided by Redfin

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 03:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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