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- Property Details
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$2,349,000
Monthly Est:$11,692
4 Beds
- 4 Baths
4 full baths
3,574sqft
1164 Cove Pointe Dr, Panama City, FL 32401
$2,349,000
$11,692/moEst:
Get Pre-Approved
Single Family Residence
Built in 2023
$64.67/mo HOA
0.56 acre lot
$657/sq.ft
Description
Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - where elegance meets effortless living. This fully furnished, professionally decorated AR Homes by Arthur Rutenberg Home offers over 5,000 total square feet under roof and is ready for immediate move-in. Situated on 154 feet of deep-water bayou frontage, this 4-bedroom plus den residence showcases soaring vaulted ceilings, exposed beams, and designer finishes throughout. The home includes a Home Delivery Center for secure, contact-free package drop-off, and features expansive disappearing glass walls that open to a resort-style outdoor living area with a vanishing-edge pool, outdoor kitchen, lanai, and cabana. Located in the upscale community of Cove Pointe, with low HOA dues, this exceptional property offers direct access to Shell Island and the Gulf of America. Offered fully furnished, this is a rare opportunity to own a turnkey luxury waterfront home designed for both everyday comfort and high-end entertaining.
- Houzeo last checked: 26 minutes ago
- Listing updated: October 27, 2026 at 1:51 pm
- Listing Provided by: Luisa F Dick (850) 819-4049 , Sean P Casilli (850) 771-7731 DRE #SL3389725 | Coldwell Banker Realty (850) 234-6696
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 774663

Property Details
Status
Pending
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
Year Built
2023
HOA Fees
$64.67/mo
Finished Area
3,574 sqft
Lot Size
0.56 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
774663
MLS Status
Pending
Days on Market
507
Cumulative Days on Market
1124

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Location
HOA Management
N/A
HOA Fees
$776/ Annually
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Gas
Dock
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 4
Other
Level: First
Area: 333.83 Square Feet
Dimensions: 25.1 x 13.3
Other
Level: First
Area: 230.40 Square Feet
Dimensions: 12.8 x 18
DiningRoom
Level: First
Area: 237.42 Square Feet
Dimensions: 13.11 x 18.11
GreatRoom
Level: First
Area: 396.68 Square Feet
Dimensions: 21.1 x 18.8
Den
Level: First
Area: 168.00 Square Feet
Dimensions: 14 x 12
Bedroom
Level: First
Area: 275.80 Square Feet
Dimensions: 14 x 19.7
Bedroom
Level: First
Area: 178.22 Square Feet
Dimensions: 13.3 x 13.4
Bedroom
Level: First
Area: 166.16 Square Feet
Dimensions: 12.4 x 13.4
PrimaryBedroom
Level: First
Area: 268.09 Square Feet
Dimensions: 19 x 14.11
Interior
Interior Features
Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Smart Thermostat, Walk In Closets, Instant Hot Water
Appliances
Convection Oven, Energy Star Qualified Appliances, Gas Cooktop, Gas Water Heater, Tankless Water Heater
Heating
Central
Exterior Features
Outdoor Kitchen, Rain Gutters
Cooling
Central Air, Ceiling Fans, Energy Star Qualified Equipment, Multi Units, Zoned
Sewer
Public Sewer
Construction
Year Built
Year Built: 2023
Home type
Single Family Residence
Foundation Details
Slab
Roof
Membrane, Shingle
Construction Materials
Hardiplank Type, Stucco, Wood Frame
Utilities & Energy
Parking Features
Garage, Garage Door Opener
Utilities
High Speed Internet Available
Pool Features
Gunite, Gas Heat, In Ground, Private
Security Features
Security System, Smoke Detectors
Association Amenities
Dock
Other Features
Lot Features
Sprinkler System, Paved
Patio And Porch Features
Covered, Porch
Subdivision Name
Cove Pointe
Price History
| Date | Event | Price |
|---|---|---|
05/20/2026 Source: | Pending | $2,349,000 -4.08% $657/sqft |
01/02/2026 Source: | Listed for Sale | $2,449,000 +4.26% $685/sqft |
01/02/2026 Source: | Price Decreased | $2,349,000 -4.08% $657/sqft |
10/18/2025 Source: | Off Market | $2,449,000 -1.65% $685/sqft |
06/09/2025 Source: | Listed for Sale | $2,490,000 -2.31% $697/sqft |
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Cove Ranks #1 in Panama City, FL
Homes
Rental Prices
Median Home Price
Getting Around 1164 Cove Pointe Dr
Bike Score®
Somewhat Bikeable
21/100
Walk Score®
Car-Dependent
21/100
Data provided by Redfin
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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 03:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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