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Street View
$469,900
Monthly Est:$2,339
3 Beds
- 2 Baths
2 full baths
1,820sqft
12361 Silver Rock Cir, Lusby, MD 20657
$469,900
$2,339/moEst:
Get Pre-Approved
Single Family Residence
Built in 1994
$48.75/mo HOA
0.25 sqft lot
$258/sq.ft
Description
Welcome to your own private waterfront retreat! Nestled along the shores of a beautiful lake in Lusby, this stunning split-level home offers breathtaking open water views, private lake access, your own dock, and even a paddle boat—creating the perfect setting for fishing, kayaking, sunbathing, and making unforgettable memories.
Outdoor enthusiasts will fall in love with the incredible amenities this property has to offer. Designed for entertaining and relaxation, the home features multi-level decking, a wood-burning pizza oven, a screened gazebo, a Sunsetter awning for shade, and an abundance of seating areas to enjoy the peaceful waterfront surroundings. Whether you're hosting summer gatherings or enjoying a quiet evening by the water, this property truly delivers the ultimate outdoor lifestyle.
The beautifully crafted paver driveway provides parking for at least four vehicles and adds an elevated touch of curb appeal. A welcoming front porch overlooks the quiet street and offers the perfect spot to enjoy your morning coffee.
Inside, you'll find a spacious and versatile floor plan featuring three bedrooms, with the potential for a fourth bedroom by converting the expansive lower level. The primary suite serves as a cozy retreat complete with a wood-burning fireplace, a beautifully renovated ensuite bath featuring a large walk-in shower, and a private balcony offering seasonal winter views of the lake.
The main living area is filled with natural light thanks to a dramatic wall of windows. Vaulted ceilings enhance the open feel of the family room, while the spacious kitchen and dining area provide excellent functionality for everyday living and entertaining. The dining room also offers flexibility as a reading nook, home office, or playroom.
Beyond its appeal as a primary residence, this property presents an exceptional opportunity for a lakefront Airbnb or vacation rental. With waterfront access, ample parking, and proximity to popular Southern Maryland attractions, it could generate passive income while serving as your own weekend getaway or second home.
Opportunities like this are rare, as only a select few homes in the neighborhood enjoy waterfront access. Conveniently located with an easy commute to NAS Patuxent River, and just minutes from Solomons Island's restaurants, entertainment, museums, local events, and waterfront activities.
Whether you're searching for a year-round residence, a vacation retreat, or an investment opportunity, this lakefront gem offers the perfect combination of comfort, recreation, and location.
Don't miss your chance to own this beautiful waterfront paradise! Schedule your private showing today.
- Houzeo last checked: 12 minutes ago
- Listing updated: June 17, 2026 at 3:06 pm
- Listing Provided by: Melanie D Montague (301) 442-0154 | EXP Realty, LLC (888) 860-7369
- Source: Bright MLS-NJ | MLS#: MDCA2027936

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
1994
HOA Fees
$48.75/mo
Finished Area
1,820 sqft
Lot Size
0.25 sqft lot
Basement Area
- sqft
MLS Name
Bright MLS
MLS Number
MDCA2027936
MLS Status
ACTIVE-BRIGHT
Days on Market
1

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Location
HOA Management
POACRE
HOA Fees
$585/ Annually
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Common Area
Park Playground
Club House
Beach
Water/Lake Privileges
Lake
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 2
Interior
Appliances
Dishwasher, Dryer, Exhaust Fan, Oven/range Electric, Refrigerator, Washer, Water Heater
Exterior Features
Gutter System
Heating
Heat Pump(s)
Interior Features
Attic, Carpet, Ceiling Fan(s), Bathroom Walk In Shower, Dining Area, Family Room Off Kitchen, Kitchen Table Space
Cooling
Ceiling Fan(s), Heat Pump(s)
Sewer
Septic Exists, Private Septic Tank
Construction
Year Built
Year Built: 1994
Home type
Single Family Residence
Foundation Details
Crawl Space
Construction Materials
Brick, Vinyl Siding
Architectural Style
Split Level
Utilities & Energy
Fireplace Features
Wood
Basement
Daylight, Partial, Fully Finished, Walkout Level
Water Source
Public
Association Amenities
Beach, Club House, Common Grounds, Community Center, Lake, Non Lake Recreational Area, Tot Lots/playground, Water/lake Privileges
Other Features
Subdivision Name
Chesapeake Ranch Estates
Patio And Porch Features
Balconies Multiple, Deck, Patio
Price History
| Date | Event | Price |
|---|---|---|
06/17/2026 Source: | Price Decreased | $469,900 -0.02% $258/sqft |
05/08/2026 Source: | Off Market | $470,000 -1.05% $258/sqft |
05/08/2026 Source: | Listed for Sale | $475,000 $261/sqft |
03/08/2026 Source: | Price Decreased | $475,000 -5.00% $261/sqft |
11/05/2025 Source: | Listed for Sale | $500,000 +5.26% $275/sqft |
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Based on information from Bright MLS through Oct 10, 2026, 08:30PM. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. © 2026 Bright MLS, Inc. All Rights Reserved. Click here for more information
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