For Sale
Single family home for sale at 12361 Silver Rock Cir, Lusby, MD 20657 | MLS# MDCA2027936 | Listing updated on 2026-06-17
Photo 1 of Single family home for sale at 12361 Silver Rock Cir, Lusby, MD 20657 | MLS# MDCA2027936 | Listing updated on 2026-06-17
Photo 2 of Single family home for sale at 12361 Silver Rock Cir, Lusby, MD 20657 | MLS# MDCA2027936 | Listing updated on 2026-06-17
Photo 3 of Single family home for sale at 12361 Silver Rock Cir, Lusby, MD 20657 | MLS# MDCA2027936 | Listing updated on 2026-06-17
Photo 4 of Single family home for sale at 12361 Silver Rock Cir, Lusby, MD 20657 | MLS# MDCA2027936 | Listing updated on 2026-06-17
71+
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Street View

$469,900

Monthly Est:$2,339

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,820sqft

12361 Silver Rock Cir, Lusby, MD 20657

$2,339/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 1994

  • $48.75/mo HOA

  • 0.25 sqft lot

  • $258/sq.ft

Description

Welcome to your own private waterfront retreat! Nestled along the shores of a beautiful lake in Lusby, this stunning split-level home offers breathtaking open water views, private lake access, your own dock, and even a paddle boat—creating the perfect setting for fishing, kayaking, sunbathing, and making unforgettable memories.

Outdoor enthusiasts will fall in love with the incredible amenities this property has to offer. Designed for entertaining and relaxation, the home features multi-level decking, a wood-burning pizza oven, a screened gazebo, a Sunsetter awning for shade, and an abundance of seating areas to enjoy the peaceful waterfront surroundings. Whether you're
hosting summer gatherings or enjoying a quiet evening by the water, this property truly delivers the ultimate outdoor lifestyle.

The beautifully crafted paver driveway provides parking for at least four vehicles and adds an elevated touch of curb appeal. A welcoming front porch overlooks the quiet street and offers the perfect spot to enjoy your morning coffee.

Inside, you'll find a spacious and versatile floor plan featuring three bedrooms, with the potential for a fourth bedroom by converting the expansive lower level. The primary suite serves as a cozy retreat complete with a wood-burning fireplace, a beautifully renovated ensuite bath featuring a large walk-in shower, and a private balcony offering seasonal winter views of the lake.

The main living area is filled with natural light thanks to a dramatic wall of windows. Vaulted ceilings enhance the open feel of the family room, while the spacious kitchen and dining area provide excellent functionality for everyday living and entertaining. The dining room also offers flexibility as a reading nook, home office, or playroom.

Beyond its appeal as a primary residence, this property presents an exceptional opportunity for a lakefront Airbnb or vacation rental. With waterfront access, ample parking, and proximity to popular Southern Maryland attractions, it could generate passive income while serving as your own weekend getaway or second home.

Opportunities like this are rare, as only a select few homes in the neighborhood enjoy waterfront access. Conveniently located with an easy commute to NAS Patuxent River, and just minutes from Solomons Island's restaurants, entertainment, museums, local events, and waterfront activities.

Whether you're searching for a year-round residence, a vacation retreat, or an investment opportunity, this lakefront gem offers the perfect combination of comfort, recreation, and location.

Don't miss your chance to own this beautiful waterfront paradise! Schedule your private showing today.

  • Houzeo last checked: 12 minutes ago
  • Listing updated: June 17, 2026 at 3:06 pm
  • Listing Provided by: Melanie D Montague (301) 442-0154 | EXP Realty, LLC (888) 860-7369
  • Source: Bright MLS-NJ | MLS#: MDCA2027936 Bright MLS-NJ

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Calvert Md County

  • City

    Lusby

  • Neighborhood

    --

  • Year Built

    1994

  • HOA Fees

    $48.75/mo

  • Finished Area

    1,820 sqft

  • Lot Size

    0.25 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bright MLS

  • MLS Number

    MDCA2027936

  • MLS Status

    ACTIVE-BRIGHT

  • Days on Market

    1

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Location

HOA Management

POACRE

HOA Fees

$585/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Common Area Common Area

Park Playground Park Playground

Club House Club House

Beach Beach

Water/Lake Privileges Water/Lake Privileges

Lake Lake

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

Interior

  • Appliances

    Dishwasher, Dryer, Exhaust Fan, Oven/range Electric, Refrigerator, Washer, Water Heater

  • Exterior Features

    Gutter System

  • Heating

    Heat Pump(s)

  • Interior Features

    Attic, Carpet, Ceiling Fan(s), Bathroom Walk In Shower, Dining Area, Family Room Off Kitchen, Kitchen Table Space

  • Cooling

    Ceiling Fan(s), Heat Pump(s)

  • Sewer

    Septic Exists, Private Septic Tank

Construction

  • Year Built

    Year Built: 1994

  • Home type

    Single Family Residence

  • Foundation Details

    Crawl Space

  • Construction Materials

    Brick, Vinyl Siding

  • Architectural Style

    Split Level

Utilities & Energy

  • Fireplace Features

    Wood

  • Basement

    Daylight, Partial, Fully Finished, Walkout Level

  • Water Source

    Public

  • Association Amenities

    Beach, Club House, Common Grounds, Community Center, Lake, Non Lake Recreational Area, Tot Lots/playground, Water/lake Privileges

Other Features

  • Subdivision Name

    Chesapeake Ranch Estates

  • Patio And Porch Features

    Balconies Multiple, Deck, Patio

Price History

DateEventPrice

06/17/2026

Source: mls_logoBright MLS-NJ #MDCA2027936

Price Decreased

$469,900 -0.02%

$258/sqft

05/08/2026

Source: mls_logoBright MLS-NJ #MDCA2026000

Off Market

$470,000 -1.05%

$258/sqft

05/08/2026

Source: mls_logoBright MLS-NJ #MDCA2026000

Listed for Sale

$475,000

$261/sqft

03/08/2026

Source: mls_logoBright MLS-NJ #MDCA2023874

Price Decreased

$475,000 -5.00%

$261/sqft

11/05/2025

Source: mls_logoBright MLS-NJ #MDCA2023874

Listed for Sale

$500,000 +5.26%

$275/sqft

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Nearby Homes

Based on information from Bright MLS through Oct 10, 2026, 08:30PM. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. © 2026 Bright MLS, Inc. All Rights Reserved. Click here for more information

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