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- Description
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$1,305,000
Monthly Est:$6,495
2 Beds
- 3 Baths
2 full baths + 1 half bath
3,595sqft
128 River St, Elk Rapids, MI 49629
$1,305,000
$6,495/moEst:
Get Pre-Approved
Single Family Residence
Built in 1948
$-- HOA
3,049.2 sqft lot
$363/sq.ft
Description
Unique mixed-use opportunity in the heart of downtown Elk Rapids, Michigan, conveniently located near the harbor. Originally constructed circa 1948 as a bank, this distinctive property blends historic character with comfortable residential living. The upper level features a thoughtfully designed owners residence offering generous and flexible space, including a primary suite with jetted tub and walk-in closet, a large guest bedroom, and a den suitable for a variety of uses, including a potential non-conforming third bedroom. The residence includes a wood-burning fireplace and a spacious private deck, ideal for outdoor living, with gorgeous harbor views. The main level offers additional space currently used as a gallery, showcasing artwork from over 200 fine artists and craftsmen from across North America. The space features a second wood-burning fireplace and retains unique architectural elements, including the original bank vault, adding to the propertys character. To maintain privacy and professional standards, the property is shown by appointment only. Prospective buyers can review local zoning details via the Elk Rapids Village website to explore the full potential of this location.
- Houzeo last checked: 6 minutes ago
- Listing updated: September 30, 2026 at 2:32 am
- Listing Provided by: Deirdre Carroll (231) 534-4753 | Century 21 Northland (231) 929-7900
- Source: Realcomp MLS-MI | MLS#: 78080066960

- Originating MLS: Aspire North REALTORS
Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
1948
HOA Fees
-
Finished Area
3,595 sqft
Lot Size
3,049.2 sqft lot
Basement Area
- sqft
MLS Name
Realcomp MLS
MLS Number
78080066960
MLS Status
Active
Days on Market
179
Cumulative Days on Market
167

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 2
Bathrooms: 3
Interior
Appliances
Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
Cooling
Attic Fan, Ceiling Fans, Central Air, Exhaust Fan
Heating
Forced Air, Natural Gas
Interior Features
Jetted Tub, Pantry
Window Features
Bay Windows, Skylights, Window Treatments
Sewer
Shared Septic
Construction
Year Built
Year Built: 1948
Home type
Single Family Residence
Foundation Details
Basement, Block, Stone
Architectural Style
Other
Construction Materials
Vinyl Siding
Utilities & Energy
Parking Features
Two Car Garage, Attached, Garage
Security Features
Security System
Basement
Block, Full, Other
Water Source
Public
Other Features
Patio And Porch Features
Deck, Patio
Subdivision Name
H H Nobles Add To Elk Rapids
Lot Features
Cleared, Water View
Price History
| Date | Event | Price |
|---|---|---|
04/15/2026 Source: | Listed for Sale | $1,305,000 $363/sqft |
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Based on information from the Board/Association of REALTORS® (alternatively, from the Realcomp II Ltd. MLS) through Oct 12, 2026, 12:30AM. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified. IDX provided courtesy of Realcomp II Ltd. via Andover Real Estate & Houzeo, Copyright 2026 Realcomp II Ltd. Shareholders Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listing Information presented by local MLS brokerage: Andover Real Estate, local REALTOR®- Scott Rubin - (248)206-3666 . Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. © 2024 Realcomp II Ltd. MLS. All Rights Reserved.
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