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Single family home for sale at 13643 Front Beach Rd, Panama City Beach, FL 32413 | MLS# 772029 | Listing updated on 2026-07-31
Photo 1 of Single family home for sale at 13643 Front Beach Rd, Panama City Beach, FL 32413 | MLS# 772029 | Listing updated on 2026-07-31
Photo 2 of Single family home for sale at 13643 Front Beach Rd, Panama City Beach, FL 32413 | MLS# 772029 | Listing updated on 2026-07-31
Photo 3 of Single family home for sale at 13643 Front Beach Rd, Panama City Beach, FL 32413 | MLS# 772029 | Listing updated on 2026-07-31
Photo 4 of Single family home for sale at 13643 Front Beach Rd, Panama City Beach, FL 32413 | MLS# 772029 | Listing updated on 2026-07-31
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$3,500,000

Monthly Est:$17,421

  • Beds Icon6 Beds
  • Beds Icon
    7 Baths
  • Beds Icon3,990sqft

13643 Front Beach Rd, Panama City Beach, FL 32413

$17,421/moEst:

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  • Single Family Residence

  • Built in 2023

  • $591.67/mo HOA

  • 0.9 acre lot

  • $877/sq.ft

Description

**PRIVATE ELEVATOR** This Gulf-front retreat in Margaritaville Beach Cottage Resort blends laid-back luxury with modern comfort, offering the ultimate escape in Panama City Beach. Built in 2023 and sold fully furnished, this Oasis floor plan spans 3,990 square feet across three levels - all with unobstructed views of the emerald Gulf waters. Professionally designed with decor that captures the breezy, carefree vibe of the Margaritaville lifestyle, the home features luxury vinyl plank flooring throughout and a thoughtful layout tailored for both relaxed getaways and high-performing rentals. From morning coffee to sunset cocktails, enjoy panoramic Gulf views from your private balconies on every level. The first floor features a spacious recreation room with a foosball table, wet bar, full-sized refrigerator, and ice maker - perfect for entertaining after a day in the sun. Step outside to your private 8x17 beachfront pool and take the private dune walkover straight to the sand. With 6 bedrooms, a bunk area, and 6.5 bathrooms, this home comfortably accommodates large families and rental guests alike. The private elevator makes each level easily accessible. On the second floor, an open-concept great room takes full advantage of the water views, with a living area, dining space, and a chef's kitchen featuring Frigidaire Professional appliances, a 36'' gas range, quartz countertops, and maple cabinetry. Two guest suites with private baths, a powder room, and a full laundry area round out this level. Upstairs, the Gulf-facing primary suite offers a true retreat with expansive views down the coast, a walk-in closet, balcony access, and a spa-inspired ensuite with double vanities and a walk-in shower. Two more guest bedrooms with private baths and a cozy bunk nook complete the third floor. Additional features include a two-car covered carport plus parking for three more vehicles - rare for Gulf-front homes. As part of the Margaritaville Beach Cottage Resort, you and your guests have access to top-tier amenities: a resort-style pool with a 425-foot lazy river and H2O Adventure waterslides, pickleball court, indoor arcade, game lawn, hammock grove, and poolside movie nights. On-site dining options include The Salty Rim Bar & Grill, Fins Restaurant & Bar, and Joe Merchant's Coffee & Provisions - perfect for everything from poolside snacks to sunset dinners. Whether you're looking for a luxurious vacation home or a high-performing rental property, this is a rare opportunity to own in one of the most exciting beachfront resorts on the Emerald Coast. Call today to schedule your private tour and explore rental income potential, projections, and how to make this island-inspired dream a reality.

  • Houzeo last checked: 12 hours ago
  • Listing updated: July 31, 2026 at 2:47 pm
  • Listing Provided by: Craig Duran (850) 290-0417 DRE #3050909 | Berkshire Hathaway HomeServices Beach Properties of Florida (850) 252-4160
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 772029 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2023

  • HOA Fees

    $591.67/mo

  • Finished Area

    3,990 sqft

  • Lot Size

    0.9 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    772029

  • MLS Status

    Active

  • Days on Market

    547

  • Cumulative Days on Market

    796

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Location

HOA Management

N/A

HOA Fees

$1,775/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

Water Water

Internet Internet

Trash Pickup Trash Pickup

Cable TV Cable TV

Pools Pools

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 6

    Bathrooms: 7

  • Kitchen

    Level: Second

    Area: 143.00 Square Feet

    Dimensions: 11 x 13

  • DiningRoom

    Level: Second

    Area: 132.00 Square Feet

    Dimensions: 11 x 12

  • GreatRoom

    Level: Second

    Area: 390.00 Square Feet

    Dimensions: 26 x 15

  • Recreation

    Level: First

    Area: 375.00 Square Feet

    Dimensions: 25 x 15

  • Bedroom

    Level: Third

    Area: 144.00 Square Feet

    Dimensions: 12 x 12

  • Bedroom

    Level: Third

    Area: 210.00 Square Feet

    Dimensions: 14 x 15

  • PrimaryBedroom

    Level: Third

    Area: 210.00 Square Feet

    Dimensions: 14 x 15

  • Bedroom

    Level: Second

    Area: 144.00 Square Feet

    Dimensions: 12 x 12

  • Bedroom

    Level: Second

    Area: 144.00 Square Feet

    Dimensions: 12 x 12

  • Bedroom

    Level: First

    Area: 140.63 Square Feet

    Dimensions: 11.25 x 12.5

Interior

  • Appliances

    Bar Fridge, Electric Oven, Electric Range, Tankless Water Heater

  • Heating

    Electric

  • Exterior Features

    Barbecue, Covered Patio, Deck, Outdoor Shower

  • Window Features

    Double Pane Windows, Storm Windows

  • Interior Features

    Balcony, Double Vanity

  • Cooling

    Central Air, Ceiling Fans, Energy Star Qualified Equipment

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 2023

  • Home type

    Single Family Residence

  • Construction Materials

    Hardiplank Type

  • Foundation Details

    Pillar Post Pier

  • Architectural Style

    Coastal

  • Roof

    Metal

Utilities & Energy

  • Security Features

    Fire Sprinkler System

  • Utilities

    Electricity Available

  • Pool Features

    Gas Heat, In Ground, Community, Private

Other Features

  • Patio And Porch Features

    Balcony, Deck, Covered, Porch

  • Lot Features

    Sprinkler System

  • Subdivision Name

    Margaritaville Cottages

  • Community Features

    Pool, Barbecue, Short Term Rental Allowed

Price History

DateEventPrice

11/17/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #772029

Listed for Sale

$3,500,000

$877/sqft

10/01/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #772029

Off Market

$3,500,000 -12.48%

$877/sqft

04/16/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #772029

Listed for Sale

$3,999,000 -11.13%

$1,002/sqft

06/07/2024

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #756423

Off Market

$4,500,000 +28.57%

$1,128/sqft

07/14/2023

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #725543

Sold

$3,500,000

$877/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 15, 2026, 06:45AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC