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Street View
$980,000
Monthly Est:$4,878
4 Beds
- 3 Baths
3 full baths
2,986sqft
1491 W Highway 98, Mary Esther, FL 32569
$980,000
$4,878/moEst:
Get Pre-Approved
Single Family Residence
Built in 1981
$-- HOA
0.44 acre lot
$328/sq.ft
Description
Rare opportunities like this don't come along often. Situated on 115 feet of waterfront along the Santa Rosa Sound, this one-of-a-kind property offers the perfect blend of luxury waterfront living, investment potential, & unmatched flexibility. Wake up to breathtaking sunrises, unwind with spectacular sunsets, & spend your days enjoying your private dock with spacious sundeck—ideal for boating, fishing, paddleboarding, or simply taking in the view. Looking for a home that works for you? This property features a 1,200 sq. ft. private apartment above the garage with its own entrance, balcony, washer/dryer, HVAC, water heater, & security system, making it an incredible opportunity for rental income, multigenerational living, a guest retreat, or extended stays. Inside the main home, you'll find water views throughout, a charming bay-window breakfast nook, tile flooring throughout (no carpet), & extensive updates including a full remodel, newer roof, HVAC, plumbing, & appliances for added peace of mind. Need even more flexibility? The 400 sq. ft. office with a separate entrance offers endless possibilities as a home business, studio, private workspace, guest suite, or potential additional bedroom. Additional features include a concrete safe room, workshop, hurricane shutters, circular driveway, & abundant storage throughout the home & apartment. Whether you're searching for a waterfront retreat, investment property, income-producing home, vacation getaway, multigenerational residence, or a place to enjoy the Florida lifestyle while offsetting your mortgage, this exceptional property checks every box. Live on the water. Generate income. Create lasting memories. This isn't just a home—it's an opportunity.
- Houzeo last checked: 9 hours ago
- Listing updated: August 24, 2026 at 5:30 pm
- Listing Provided by: Michelle Whitaker | ERA American Real Estate (850) 515-1001
- Source: Pensacola AOR MLS-FL | MLS#: 684123

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
2
County
City
Neighborhood
--
Year Built
1981
HOA Fees
-
Finished Area
2,986 sqft
Lot Size
0.44 acre lot
Basement Area
- sqft
MLS Name
Pensacola AOR MLS
MLS Number
684123
MLS Status
Active
Days on Market
134
Cumulative Days on Market
75

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Interior
Window Features
Double Pane Windows, Shutters
Flooring
Tile, Vinyl
Heating
Multi Units
Appliances
Water Heater, Electric Water Heater, Built In Microwave, Dishwasher, Refrigerator, Self Cleaning Oven
Exterior Features
Lawn Pump, Dock
Interior Features
Ceiling Fan(s), Attached Self Contained Living Area, Office/study
Cooling
Multi Units, Ceiling Fan(s)
Sewer
Public Sewer
Construction
Year Built
Year Built: 1981
Home type
Single Family Residence
Construction Materials
Frame
Roof
Shingle
Property Condition
Resale
Architectural Style
Traditional
Foundation Details
Slab
Utilities & Energy
Fireplace Features
Electric
Security Features
Security System
Laundry Features
Inside, W/d Hookups
Parking Features
2 Car Garage, Circular Driveway, Garage Door Opener
Pool Features
None
Electric
Copper Wiring
Other Features
Patio And Porch Features
Covered
Subdivision Name
None
Price History
| Date | Event | Price |
|---|---|---|
08/24/2026 Source: | Listed for Sale | $980,000 $328/sqft |
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