For Sale
New
Condo for sale at 16328 Front Beach Rd #20, Panama City Beach, FL 32413 | MLS# 796321 | Listing updated on 2026-10-08
Photo 1 of Condo for sale at 16328 Front Beach Rd #20, Panama City Beach, FL 32413 | MLS# 796321 | Listing updated on 2026-10-08
Photo 2 of Condo for sale at 16328 Front Beach Rd #20, Panama City Beach, FL 32413 | MLS# 796321 | Listing updated on 2026-10-08
Photo 3 of Condo for sale at 16328 Front Beach Rd #20, Panama City Beach, FL 32413 | MLS# 796321 | Listing updated on 2026-10-08
Photo 4 of Condo for sale at 16328 Front Beach Rd #20, Panama City Beach, FL 32413 | MLS# 796321 | Listing updated on 2026-10-08
59+
Beds Icon

Street View

$824,999

Monthly Est:$4,106

  • Beds Icon3 Beds
  • Beds Icon
    4 Baths
  • Beds Icon1,368sqft

16328 Front Beach Rd #20, Panama City Beach, FL 32413

$4,106/moEst:

Get Pre-Approved

  • Condominium

  • Built in 2002

  • $409.33/mo HOA

  • -- sqft lot

  • $603/sq.ft

Description

Beach days, sunset walks and dinner out can all be part of the routine at Pier Haven, a three-story cottage in Summer Towne Cottages, a colorful, low-density beach community just steps from the Gulf on Front Beach Road in Panama City Beach. With the beach, Pier Park, Russell-Fields Pier, shopping, restaurants and entertainment all within easy walking distance, the location makes it easy to leave the car behind and settle into the best parts of beach life. Pier Haven is the cottage closest to Pier Park, putting some of the area's most popular spots practically at your doorstep.

Short-term rentals are allowed, and Pier Haven has an established rental history, generating
the equivalent of $93,089 in 2023, $93,615 in 2024 and $90,643 in 2025 (including owner usage). For a buyer looking for a Panama City Beach vacation home that can also generate rental income when not being enjoyed personally, the combination of location, layout and established rental performance is compelling.

Summer Towne Cottages offers a different kind of beach getaway - a collection of cottage-style homes gathered around a seasonal community pool rather than a large resort tower. There are no crowded lobbies or elevators to navigate, and this home comes with its own two-car garage. Guests can also enjoy the community's sun deck, seasonal outdoor pool, BBQ facilities and picnic area.

Inside, the three-story layout gives everyone room to spread out while creating distinct spaces for gathering and relaxing. The main living area occupies the top floor, where vaulted ceilings, tile flooring and an open floor plan make the space feel bright and airy. A covered porch with grill extends the living area outdoors, while the top deck offers impressive beach views and the kind of gulf breeze that makes you want to stay outside a little longer.

The top-floor primary suite has its own reading nook, private bath and balcony overlooking the beach, creating a private retreat with a front-row beach view. Two additional bedroom suites are located on the second floor, each with a private bathroom. One includes a twin trundle bed tucked into a cozy nook, while the other features a queen bed and a private balcony overlooking the community pool. The washer and dryer are conveniently located on this level.

The first floor adds another bedroom with a twin-over-full trundle bed, along with a private bathroom and foyer entrance. With three bedrooms, three full baths and a half bath, the layout gives families and groups plenty of room to spread out, while the multiple bedrooms, private baths and outdoor spaces make the home especially well suited to vacation stays.

Pier Haven offers a distinctly different way to experience Panama City Beach: your own colorful cottage by the Gulf, with the beach and the best of the west end just outside the door. Schedule a tour to take a closer look at Pier Haven and see what makes this location so easy to enjoy.

  • Houzeo last checked: 7 minutes ago
  • Listing updated: October 8, 2026 at 5:56 pm
  • Listing Provided by: Craig Duran (850) 290-0417 DRE #3050909 | Berkshire Hathaway HomeServices Beach Properties of Florida (850) 252-4160
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 796321 Bay/Panama City/Central Panhandle MLS-FL

Part of

Building
16328 Front Bch Rd
No reviews yet

Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2002

  • HOA Fees

    $409.33/mo

  • Finished Area

    1,368 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    796321

  • MLS Status

    Active

  • Days on Market

    2

  • Cumulative Days on Market

    2

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

HOA Management

N/A

HOA Fees

$1,227.76/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Trash Pickup Trash Pickup

Cable TV Cable TV

Pools Pools

LegalAccounting LegalAccounting

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 4

  • Bedroom

    Level: Second

    Area: 90.00 Square Feet

    Dimensions: 10 x 9

  • PrimaryBedroom

    Level: First

    Area: 110.00 Square Feet

    Dimensions: 11 x 10

  • Bedroom

    Level: First

    Area: 112.00 Square Feet

    Dimensions: 14 x 8

Interior

  • Exterior Features

    Covered Patio, Outdoor Shower

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Electric

  • Sewer

    Public Sewer

  • Appliances

    Electric Oven, Electric Range, Electric Water Heater

  • Interior Features

    Balcony, Double Vanity, Main Level Primary, Walk In Closets

Construction

  • Year Built

    Year Built: 2002

  • Home type

    Condominium

  • Foundation Details

    Slab

  • Architectural Style

    Low Rise

  • Construction Materials

    Hardiplank Type, Metal Siding

Utilities & Energy

  • Utilities

    Electricity Available

  • Pool Features

    Community

Other Features

  • Community Features

    Pool, Community Pool, Short Term Rental Allowed

  • Patio And Porch Features

    Balcony, Deck, Covered, Porch

  • Subdivision Name

    Summer Towne Cottage Condo Ph Ii

  • Lot Features

    Sprinkler System

Price History

DateEventPrice

10/06/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #796321

Listed for Sale

$824,999 +57.14%

$603/sqft

03/18/2020

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #688890

Price Decreased

$525,000 -4.02%

$384/sqft

12/28/2019

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #688890

Sold

$547,000

$400/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 08:15AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC