- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
- Nearby Homes
Street View
$824,999
Monthly Est:$4,106
3 Beds
- 4 Baths
3 full baths + 1 half bath
1,368sqft
16328 Front Beach Rd #20, Panama City Beach, FL 32413
$824,999
$4,106/moEst:
Get Pre-Approved
Condominium
Built in 2002
$409.33/mo HOA
-- sqft lot
$603/sq.ft
Description
Beach days, sunset walks and dinner out can all be part of the routine at Pier Haven, a three-story cottage in Summer Towne Cottages, a colorful, low-density beach community just steps from the Gulf on Front Beach Road in Panama City Beach. With the beach, Pier Park, Russell-Fields Pier, shopping, restaurants and entertainment all within easy walking distance, the location makes it easy to leave the car behind and settle into the best parts of beach life. Pier Haven is the cottage closest to Pier Park, putting some of the area's most popular spots practically at your doorstep.
Short-term rentals are allowed, and Pier Haven has an established rental history, generating the equivalent of $93,089 in 2023, $93,615 in 2024 and $90,643 in 2025 (including owner usage). For a buyer looking for a Panama City Beach vacation home that can also generate rental income when not being enjoyed personally, the combination of location, layout and established rental performance is compelling.
Summer Towne Cottages offers a different kind of beach getaway - a collection of cottage-style homes gathered around a seasonal community pool rather than a large resort tower. There are no crowded lobbies or elevators to navigate, and this home comes with its own two-car garage. Guests can also enjoy the community's sun deck, seasonal outdoor pool, BBQ facilities and picnic area.
Inside, the three-story layout gives everyone room to spread out while creating distinct spaces for gathering and relaxing. The main living area occupies the top floor, where vaulted ceilings, tile flooring and an open floor plan make the space feel bright and airy. A covered porch with grill extends the living area outdoors, while the top deck offers impressive beach views and the kind of gulf breeze that makes you want to stay outside a little longer.
The top-floor primary suite has its own reading nook, private bath and balcony overlooking the beach, creating a private retreat with a front-row beach view. Two additional bedroom suites are located on the second floor, each with a private bathroom. One includes a twin trundle bed tucked into a cozy nook, while the other features a queen bed and a private balcony overlooking the community pool. The washer and dryer are conveniently located on this level.
The first floor adds another bedroom with a twin-over-full trundle bed, along with a private bathroom and foyer entrance. With three bedrooms, three full baths and a half bath, the layout gives families and groups plenty of room to spread out, while the multiple bedrooms, private baths and outdoor spaces make the home especially well suited to vacation stays.
Pier Haven offers a distinctly different way to experience Panama City Beach: your own colorful cottage by the Gulf, with the beach and the best of the west end just outside the door. Schedule a tour to take a closer look at Pier Haven and see what makes this location so easy to enjoy.
- Houzeo last checked: 7 minutes ago
- Listing updated: October 8, 2026 at 5:56 pm
- Listing Provided by: Craig Duran (850) 290-0417 DRE #3050909 | Berkshire Hathaway HomeServices Beach Properties of Florida (850) 252-4160
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 796321

Part of
Property Details
Status
Active
Type
Condominium
No. of Stories
-
County
City
Neighborhood
--
Year Built
2002
HOA Fees
$409.33/mo
Finished Area
1,368 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
796321
MLS Status
Active
Days on Market
2
Cumulative Days on Market
2

Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Download App
Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Location
HOA Management
N/A
HOA Fees
$1,227.76/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Trash Pickup
Cable TV
Pools
LegalAccounting
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 4
Bedroom
Level: Second
Area: 90.00 Square Feet
Dimensions: 10 x 9
PrimaryBedroom
Level: First
Area: 110.00 Square Feet
Dimensions: 11 x 10
Bedroom
Level: First
Area: 112.00 Square Feet
Dimensions: 14 x 8
Interior
Exterior Features
Covered Patio, Outdoor Shower
Cooling
Central Air, Ceiling Fans
Heating
Electric
Sewer
Public Sewer
Appliances
Electric Oven, Electric Range, Electric Water Heater
Interior Features
Balcony, Double Vanity, Main Level Primary, Walk In Closets
Construction
Year Built
Year Built: 2002
Home type
Condominium
Foundation Details
Slab
Architectural Style
Low Rise
Construction Materials
Hardiplank Type, Metal Siding
Utilities & Energy
Utilities
Electricity Available
Pool Features
Community
Other Features
Community Features
Pool, Community Pool, Short Term Rental Allowed
Patio And Porch Features
Balcony, Deck, Covered, Porch
Subdivision Name
Summer Towne Cottage Condo Ph Ii
Lot Features
Sprinkler System
Price History
| Date | Event | Price |
|---|---|---|
10/06/2026 Source: | Listed for Sale | $824,999 +57.14% $603/sqft |
03/18/2020 Source: | Price Decreased | $525,000 -4.02% $384/sqft |
12/28/2019 Source: | Sold | $547,000 $400/sqft |
Nearby Homes
Find Homes by Property Features in Panama City Beach, FL
Nearby New Homes For Sale
Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 08:15AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC







