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$599,900
Monthly Est:$2,986
4 Beds
- 3 Baths
3 full baths
3,114sqft
172 Covenant Way, Bumpass, VA 23024
$599,900
$2,986/moEst:
Get Pre-Approved
Single Family Residence
Built in 2026
$50.83/mo HOA
40,032 sqft lot
$193/sq.ft
Description
Builder incentive available! Qualified buyers may receive a temporary first-year interest rate buydown and closing cost assistance when financing through the builder's preferred lending partner. This limited-time incentive can reduce your first-year monthly principal and interest payment compared with a loan without the buydown. Contact the listing agent for current program details, eligibility requirements, and available incentives.
Welcome to an incredible opportunity in Covenant Coves where you can own true deeded waterfront without paying the price of a waterfront home. This property includes a deeded waterfront outparcel just 0.6 miles away, complete with shared dock access, private lake access, and the ability to build your own boathouse. From the home, you'll even enjoy views of your waterfront property.
Built by Danaf Homes, The Madison is nearing completion and offers over 3,000 square feet of beautifully upgraded living space with 4 bedrooms, 3 full baths, and a spacious loft designed for the way people live today.
Luxury vinyl plank flooring runs throughout the main level and bedrooms. The inviting family room centers around a propane fireplace with a designer slate surround, creating the perfect place to unwind after a day on the lake. The kitchen was built to impress with quartz countertops, an oversized island, farmhouse sink, upgraded stainless steel appliances, crisp white cabinetry, and matte black finishes. The dining area opens to the backyard, making entertaining effortless.
The primary suite feels like its own retreat with a spa-inspired bath featuring a tiled shower, soaking tub, dual quartz vanity, and generous space to recharge. A main-level bedroom and full bath offer flexibility for guests, multi-generational living, or the perfect home office. Upstairs you'll find two additional bedrooms, another upgraded full bath, and a versatile loft ready for movie nights, game days, or extra living space.
Let's clear up the biggest question. The home itself is not waterfront.( However, is waterview!) The deeded outparcel is. That means you own 40 feet of waterfront property with lake access, water views from the home, and the ability to build a private boathouse, all while avoiding the premium price tag of a home sitting directly on the shoreline. The out parcel is less than 3 blocks from the house!
Homes offering true deeded waterfront ownership at this price point are exceptionally hard to find at Lake Anna. The last buyer lost it because financing fell apart. Their loss is your opportunity, but opportunities like this rarely come around twice.
Financing offer subject to change without notice.
- Houzeo last checked: 5 hours ago
- Listing updated: October 29, 2026 at 1:18 pm
- Listing Provided by: Madison Nykole Atkins (540) 748-5050 , Stacie L Chandler (540) 219-1882 | Lake Anna Island Realty (540) 894-4400
- Source: Bright MLS-NJ | MLS#: VALA2009180

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2026
HOA Fees
$50.83/mo
Finished Area
3,114 sqft
Lot Size
40,032 sqft lot
Basement Area
- sqft
MLS Name
Bright MLS
MLS Number
VALA2009180
MLS Status
ACTIVE-BRIGHT
Days on Market
252

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Location
HOA Management
COVENANT COVE PROPERTY OWNERS ASSOCIATION
HOA Fees
$610/ Annually
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Common Area
deck
Water/Lake Privileges
Lake
Pier/Dock Maintenance
Picnic Area
Common Area Maintenance
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Interior
Interior Features
Attic, Bathroom Soaking Tub, Bathroom Tub Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan Open, Formal/separate Dining Room, Kitchen Island, Primary Bath(s), Walk In Closet(s)
Flooring
Luxury Vinyl Plank
Cooling
Central A/c
Sewer
On Site Septic
Heating
Heat Pump Electric Back Up
Appliances
Built In Microwave, Dishwasher, Oven Single
Construction
Year Built
Year Built: 2026
Home type
Single Family Residence
Architectural Style
Craftsman
Construction Materials
Frame
Foundation Details
Crawl Space
Roof
Architectural Shingle
Property Condition
Excellent
Utilities & Energy
Association Amenities
Boat Dock/slip, Boat Ramp, Common Grounds, Lake, Picnic Area, Pier/dock, Water/lake Privileges
Water Source
Well
Fireplace Features
Gas/propane
Other Features
Patio And Porch Features
Deck, Porch, Roof
Subdivision Name
Covenant Cove
Price History
| Date | Event | Price |
|---|---|---|
10/29/2026 Source: | Price Decreased | $599,900 -3.09% $193/sqft |
09/24/2026 Source: | Price Decreased | $619,000 -4.77% $199/sqft |
07/29/2026 Source: | Price Increased | $649,990 +8.35% $209/sqft |
07/01/2026 Source: | Listed for Sale | $599,900 -9.10% $193/sqft |
06/01/2026 Source: | Pending | $659,990 -2.94% $212/sqft |
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Based on information from Bright MLS through Oct 29, 2026, 02:15PM. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. © 2026 Bright MLS, Inc. All Rights Reserved. Click here for more information
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