- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
- Nearby Homes
$599,900
Monthly Est:$2,986
4 Beds
- 3 Baths
3 full baths
2,300sqft
185 Fire Lane 12, Cato, NY 13080
$599,900
$2,986/moEst:
Get Pre-Approved
Single Family Residence
Built in 1958
$16.67/mo HOA
0.92 acre lot
$261/sq.ft
Description
If lake life has been calling, this one is worth a look.
Welcome to 185 Fire Lane 12, a truly special Cross Lake property offering nearly an acre of land, 100 feet of private waterfront, your own beach, a 96-foot dock, a 4-bedroom, 3 full bath home AND a separate guest home.
The home has been thoughtfully expanded and cared for over the years, including the addition of a primary suite with full bath and walk-in closet that includes a washer/dryer. The enclosed lakeside screen room is the kind of place made for morning coffee, summer dinners and relaxing after a day on the water.
Worry-free updates are taken care of, including the roof, siding on the home, brand new primary bed carpet, guest house and shed, furnace, tankless hot water, generator, gas fireplace insert, reverse-osmosis water system and new well pump.
But what really makes this property special is what waits at the end of the expansive yard.
Follow nearly an acre down to your private beach and 100 feet of Cross Lake waterfront, where a 96-foot dock with an 8' x 16' L and bench seating is waiting for you to come, sit, and stay a while. Did you know this lake can connect you all around the world? It's true. If you're ever feeling up for that kind of adventure!
185 Fire Lane 12 on Cross Lake is more than a place by the lake—it's a place to experience lake life for years to come.
Your lake life starts here.
- Houzeo last checked: 12 hours ago
- Listing updated: October 21, 2026 at 6:34 pm
- Listing Provided by: Kelly Suzanne Hall (888) 276-0630 DRE #10401335248 | eXp Realty (888) 276-0630
- Source: New York State Alliance of MLSs, Buffalo-NY | MLS#: S1707135

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
1
County
City
Neighborhood
--
Year Built
1958
HOA Fees
$16.67/mo
Finished Area
2,300 sqft
Lot Size
0.92 acre lot
Basement Area
- sqft
MLS Name
New York State Alliance of MLSs, Buffalo
MLS Number
S1707135
MLS Status
Active
Days on Market
64

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Location
HOA Management
N/A
HOA Fees
$200/ Annually
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Interior
Heating
Propane, Forced Air
Flooring
Carpet, Hardwood, Luxury Vinyl, Tile, Varies
Exterior Features
Gravel Driveway, Propane Tank Leased
Sewer
Septic Tank
Cooling
Zoned
Interior Features
Ceiling Fans, Eat In Kitchen, Separate Formal Living Room, Home Office, Kitchen Island, Quartz Counters, Sliding Glass Doors, Bedroom On Main Level, Main Level Primary, Primary Suite
Appliances
Dryer, Dishwasher, Gas Cooktop, Gas Oven, Gas Range, Propane Water Heater, Refrigerator, Washer
Construction
Year Built
Year Built: 1958
Home type
Single Family Residence
Foundation Details
Block
Property Condition
Resale
Architectural Style
Two Story
Construction Materials
Spray Foam Insulation, Wood Siding, Insulated Concrete Forms
Utilities & Energy
Water Source
Connected, Public, Well
Basement
None
Laundry Features
Main Level
Utilities
Electricity Available, Water Connected
Parking Features
No Garage, Driveway
Other Features
Subdivision Name
Lakebreeze
Lot Features
Rectangular, Rectangular Lot, Wooded
Price History
| Date | Event | Price |
|---|---|---|
08/21/2026 Source: | Off Market | $629,900 +5.00% $274/sqft |
08/21/2026 Source: | Price Decreased | $599,900 -4.76% $261/sqft |
08/21/2026 Source: | Listed for Sale | $629,900 $274/sqft |
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Based on data from the New York State Alliance of MLSs (CNYIS, Inc., UNYREIS and WNYREIS) through Oct 23, 2026, 08:45PM.. All information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable by is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. All information provided is deemed reliable but is not guaranteed and should be independently verified. © 2026 the New York State Alliance of MLSs. All Rights Reserved.
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