For Sale
Townhouse for sale at 198 Clay St, Annapolis, MD 21401 | MLS# MDAA2139810 | Listing updated on 2026-09-20
Photo 1 of Townhouse for sale at 198 Clay St, Annapolis, MD 21401 | MLS# MDAA2139810 | Listing updated on 2026-09-20
Photo 2 of Townhouse for sale at 198 Clay St, Annapolis, MD 21401 | MLS# MDAA2139810 | Listing updated on 2026-09-20
Photo 3 of Townhouse for sale at 198 Clay St, Annapolis, MD 21401 | MLS# MDAA2139810 | Listing updated on 2026-09-20
Photo 4 of Townhouse for sale at 198 Clay St, Annapolis, MD 21401 | MLS# MDAA2139810 | Listing updated on 2026-09-20
26+
Beds Icon

Street View

$375,000

Monthly Est:$1,867

  • Beds Icon2 Beds
  • Beds Icon
    2 Baths
  • Beds Icon902sqft

198 Clay St, Annapolis, MD 21401

$1,867/moEst:

Get Pre-Approved

  • Townhouse

  • Built in 1920

  • $-- HOA

  • 1,500 sqft lot

  • $416/sq.ft

Description

Welcome to 198 Clay Street in the heart of Annapolis! This charming row home offers water views of College Creek and a short stroll to downtown and West Annapolis, where shops, dining, entertainment, and the U.S. Naval Academy are right at your doorstep. The location also provides easy commuter access to Routes 50 and 97 for Washington, D.C., Baltimore, and BWI Airport. Thoughtfully updated in the past year, the home features new flooring and paint throughout, all new kitchen appliances, countertops, and sink, new siding, four mini-split units, and all new upstairs windows. Walls were opened between the kitchen, dining, and laundry areas to create a more open flow, and a new upper-deck door leads to an expanded rooftop deck with water views. Additional highlights include exposed brick and beamed ceilings, a fenced rear yard, private access to College Creek, and rare rear parking. With a proven rental history including $21,500 earned on Airbnb in 2024, this home is ideal as a primary residence or investment opportunity.
As of 5/28/26 a new EPDM rubber roof/membrane with additional sealant and chimney closure have been installed.

  • Houzeo last checked: 12 minutes ago
  • Listing updated: September 20, 2026 at 9:14 pm
  • Listing Provided by: Kerry McElhenny O'Hara (410) 507-0834 | Engel & Volkers Annapolis (443) 292-6767
  • Source: Bright MLS-NJ | MLS#: MDAA2139810 Bright MLS-NJ

Property Details

  • Status

    Active

  • Type

    Townhouse

  • No. of Stories

    -

  • County

    Anne Arundel Md County

  • City

    Annapolis

  • Neighborhood

    --

  • Year Built

    1920

  • HOA Fees

    -

  • Finished Area

    902 sqft

  • Lot Size

    1,500 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bright MLS

  • MLS Number

    MDAA2139810

  • MLS Status

    ACTIVE-BRIGHT

  • Days on Market

    175

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 2

Interior

  • Cooling

    Ductless/mini Split

  • Sewer

    Public Sewer

  • Heating

    Baseboard Electric

Construction

  • Year Built

    Year Built: 1920

  • Home type

    Townhouse

  • Foundation Details

    Slab

  • Construction Materials

    Vinyl Siding

  • Architectural Style

    Traditional

Utilities & Energy

  • Water Source

    Public

Other Features

  • Subdivision Name

    Regulars

Price History

DateEventPrice

04/22/2026

Source: mls_logoBright MLS-NJ #MDAA2139810

Price Decreased

$375,000 -12.59%

$416/sqft

08/21/2025

Source: mls_logoBright MLS-NJ #MDAA2124062

Listed for Sale

$429,000

$476/sqft

08/21/2025

Source: mls_logoBright MLS-NJ #MDAA2124062

Off Market

$429,000 +110.29%

$476/sqft

01/06/2023

Source: mls_logoBright MLS-NJ #MDAA2048990

Sold

$204,000

$226/sqft

Nearby Homes

Based on information from Bright MLS through Oct 10, 2026, 02:45PM. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. © 2026 Bright MLS, Inc. All Rights Reserved. Click here for more information

Advertising Broker: Joe Hawkins | Hawkins Real Estate Services