- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
- Nearby Homes
$650,000
Monthly Est:$3,235
3 Beds
- 2 Baths
2 full baths
2,618sqft
20480 Torre Del Lago St, Estero, FL 33928
$650,000
$3,235/moEst:
Get Pre-Approved
Single Family Residence
Built in 2007
$270.33/mo HOA
0.21 acre lot
$248/sq.ft
Description
The ease of one-story living with the flexibility of bonus space when you need it…this is the best of both worlds.
Proudly offered by its original owners, this exceptional Bella Terra home was thoughtfully designed so that nearly everything you need for everyday living is located on the first floor. The spacious primary suite, main living areas, kitchen, and outdoor living space are all downstairs, allowing you to enjoy the convenience of one-story living while still having the added flexibility of an expansive second-floor bonus room.
Whether you envision a private guest retreat, home office, media room, fitness studio, bright homeschool/playroom, or hobby space, the upstairs level adapts as your lifestyle changes without impacting how you live every day.
Designed for comfort and peace of mind, the home features IMPACT RESISTANT WINDOWS AND DOOR throughout along with a whole-house GENERAC GENERATOR, providing security and confidence year-round and we are not located in a flood zone.
Step outside to one of the largest screened lanais in Bella Terra, where stunning lake and preserve views create the perfect setting for morning coffee, outdoor dining, or relaxing with family and friends. This exceptional outdoor space is every bit as impressive as the home’s interior.
Bella Terra is one of Estero’s most desirable gated communities, offering something many newer neighborhoods simply can’t replicate: mature landscaping, towering trees, over 500 acres of lakes and preserves, and a true sense of community. Residents enjoy resort-style amenities including a clubhouse, resort-style pool and spa, fitness center, tennis, pickleball, basketball, volleyball, inline skating rink, playground, soccer and baseball fields, and miles of walking paths, all with HOA fees that remain remarkably competitive.
Conveniently located near RSW International Airport, FGCU, Coconut Point, Miromar Outlets, Gulf beaches, and I-75, this home offers an exceptional combination of flexibility, security, and the established beauty that has made Bella Terra one of Estero’s most sought-after communities.
- Houzeo last checked: 4 hours ago
- Listing updated: October 11, 2026 at 8:30 pm
- Listing Provided by: Lisa Ninchritz (239) 405-0700 DRE #3438313 | Royal Shell Real Estate, Inc. (239) 992-9100
- Source: Florida Gulf Coast MLS, Fort Myers-FL | MLS#: 226024946

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
1
County
City
Neighborhood
--
Year Built
2007
HOA Fees
$270.33/mo
Finished Area
2,618 sqft
Lot Size
0.21 acre lot
Basement Area
- sqft
MLS Name
Florida Gulf Coast MLS, Fort Myers
MLS Number
226024946
MLS Status
Active
Days on Market
95
Cumulative Days on Market
94

Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Download App
Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Location
HOA Management
N/A
HOA Fees
$573/ Quarterly
N/A
HOA Fees
$238/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Basket Ball
Spa
Park Playground
Internet
Maintenance
Tennis
Bike Trails
Gym
Pool
Cable TV
Club House
Sports Court
Walk path
Library
Management
HobbyRoom
PestControl
StreetLights
IrrigationWater
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 2
Interior
Flooring
Carpet, Tile
Interior Features
Breakfast Bar, Built In Features, Bedroom On Main Level, Bathtub, Tray Ceilings, Separate Formal Dining Room, Dual Sinks, Eat In Kitchen, Kitchen Island, Main Level Primary, Pantry, Sitting Area In Primary, Separate Shower, Cable Tv, Walk In Closets, High Speed Internet, Home Office, Split Bedrooms
Window Features
Sliding, Impact Glass
Heating
Central, Electric
Appliances
Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Range, Refrigerator, Self Cleaning Oven, Washer
Sewer
Public Sewer
Exterior Features
Irrigation Sprinklers
Cooling
Central Air, Ceiling Fans, Electric
Construction
Year Built
Year Built: 2007
Home type
Single Family Residence
Roof
Tile
Property Condition
Resale
Construction Materials
Block, Concrete, Stucco
Architectural Style
Two Story
Utilities & Energy
Security Features
Security Gate, Gated With Guard, Gated Community, Smoke Detectors
Laundry Features
Inside
Utilities
Cable Available, High Speed Internet Available, Underground Utilities
Pool Features
Electric Heat, Heated, In Ground, Screen Enclosure, Community
Parking Features
Attached, Driveway, Garage, Paved, Two Spaces, Garage Door Opener
Water Source
Public
Association Amenities
Basketball Court, Bocce Court, Clubhouse, Sport Court, Fitness Center, Hobby Room, Library, Playground, Pickleball, Park, Pool, Spa Hot Tub, Sidewalks, Tennis Courts, Trails, Management
Other Features
Disclosures
Rv Restrictions
Subdivision Name
Bella Terra
Community Features
Gated, Tennis Courts, Street Lights
Lot Features
Rectangular Lot, Sprinklers Automatic
Patio And Porch Features
Balcony, Lanai, Porch, Screened
Price History
| Date | Event | Price |
|---|---|---|
10/01/2026 Source: | Price Decreased | $650,000 -1.52% $248/sqft |
07/09/2026 Source: | Price Decreased | $660,000 -2.22% $252/sqft |
01/20/2026 Source: | Listed for Sale | $675,000 -2.88% $258/sqft |
01/20/2026 Source: | Price Decreased | $695,000 -1.42% $265/sqft |
01/20/2026 Source: | Price Increased | $705,000 +4.44% $269/sqft |
Show more
Nearby Homes
Find Homes by Property Features in Estero, FL
Nearby New Homes For Sale
Nearby Pre-Owned Homes For Sale
Based on information from the Florida Gulf Coast Multiple Listing Service, Inc. through Oct 12, 2026, 10:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified. Some IDX listings have been excluded from this website. © 2026 Florida Gulf Coast Multiple Listing Service - All Rights Reserved.
Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC