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Street View
$699,900
Monthly Est:$3,484
4 Beds
- 3 Baths
2 full baths
3,120sqft
20482 Lord Rd, Merrifield, MN 56465
$699,900
$3,484/moEst:
Get Pre-Approved
Single Family Residence
Built in 1995
$-- HOA
9.45 acres lot
$224/sq.ft
Description
Discover what may be the best on-water luxury value in the Brainerd Lakes Area, located on the scenic Mississippi River waterway with direct access to Rice Lake. This rare estate offers nearly 10 heavily wooded acres, approximately 330 feet of river frontage, privacy, recreation, luxury, and incredible investment potential just minutes from Brainerd. The newly renovated 3,000+ sq. ft. home showcases breathtaking panoramic views, abundant wildlife, soaring vaulted ceilings, expansive windows, a dramatic floor-to-ceiling stone fireplace, and high-end finishes throughout. The custom gourmet kitchen features a truly one-of-a-kind Butler’s Pantry and flows into the open-concept living space, leading to an expansive wraparound deck overlooking the river and private pond. The luxurious primary suite offers beautiful pond and nature views, oversized walk-in closet, private laundry, and spa-inspired five-piece bath. The lower level includes a spacious family room, three additional bedrooms, full bath, and second laundry area, ideal for guests or multi-generational living. An oversized finished three-stall attached garage plus detached garage provide abundant room for vehicles, boats, ATVs, and recreational toys. Enjoy mature woods, excellent hunting, hiking, direct Mississippi River access, and a short boat ride to Rice Lake. Whether used as a year-round residence, luxury retreat, recreational getaway, or investment property, this is an exceptional opportunity. Luxury waterfront acreage, privacy, river access, and development potential at this level are rarely available—especially at this value.
- Houzeo last checked: 12 hours ago
- Listing updated: September 10, 2026 at 6:53 pm
- Listing Provided by: Chad Schwendeman (218) 831-4663 | eXp Realty (612) 751-9303
- Source: Northstar MLS-MN | MLS#: 7041793

Property Details
Status
Pending
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
1995
HOA Fees
-
Finished Area
3,120 sqft
Lot Size
9.45 acres lot
Basement Area
- sqft
MLS Name
Northstar MLS
MLS Number
7041793
Days on Market
199
Cumulative Days on Market
575

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Bathroom
Level: Upper
Area: 49.00 Square Feet
Dimensions: 7x7
Bathroom
Level: Lower
Area: 104.00 Square Feet
Dimensions: 8x13
Dining Room
Level: Upper
Area: 140.00 Square Feet
Dimensions: 14x10
Family Room
Level: Lower
Area: 532.00 Square Feet
Dimensions: 28x19
Bedroom
Level: Upper
Area: 306.00 Square Feet
Dimensions: 18x17
Bedroom 4
Level: Lower
Area: 165.00 Square Feet
Dimensions: 15x11
Foyer
Level: Main
Area: 144.00 Square Feet
Dimensions: 12x12
Kitchen
Level: Upper
Area: 182.00 Square Feet
Dimensions: 14x13
Living Room
Level: Upper
Area: 255.00 Square Feet
Dimensions: 15x17
Primary Bathroom
Level: Upper
Area: 120.00 Square Feet
Dimensions: 12x10
Bedroom 2
Level: Lower
Area: 156.00 Square Feet
Dimensions: 13x12
Bedroom 3
Level: Lower
Area: 169.00 Square Feet
Dimensions: 13x13
Utility Room
Level: Lower
Area: 78.00 Square Feet
Dimensions: 13x6
Walk-In Closet
Level: Upper
Area: 132.00 Square Feet
Dimensions: 12x11
Interior
Appliances
Dryer, Fuel Tank Rented, Microwave, Range, Refrigerator, Washer
Sewer
Private Sewer, Septic System Compliant Yes, Tank With Drainage Field
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Exterior Features
Cement Board
Construction
Year Built
Year Built: 1995
Home type
Single Family Residence
Foundation Details
Block
Construction Materials
Block, Concrete, Frame
Roof
Age 8 Years Or Less, Architectural Shingle
Utilities & Energy
Pool Features
None
Electric
Circuit Breakers, 200+ Amp Service
Laundry Features
Lower Level, Main Level, Washer Hookup
Fireplace Features
Electric
Parking Features
Attached Garage, Detached Garage, Gravel, Concrete, Finished Garage, Garage Door Opener, Insulated Garage, Multiple Garages
Basement
Block, Drainage System, Finished, Sump Pump
Water Source
4 Inch Submersible, Drilled, Private, Well
Other Features
Lot Features
Tree Coverage Medium
Price History
| Date | Event | Price |
|---|---|---|
09/10/2026 Source: | Pending | $699,900 -6.67% $224/sqft |
06/20/2026 Source: | Price Decreased | $749,900 -6.25% $240/sqft |
06/03/2026 Source: | Price Decreased | $799,900 -3.04% $256/sqft |
05/13/2026 Source: | Price Decreased | $825,000 -2.94% $264/sqft |
05/07/2026 Source: | Listed for Sale | $850,000 -15.00% $272/sqft |
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Based on information submitted to the MLS GRID from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INC through Oct 09, 2026, 02:31PM. IDX information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any and as amended from time to time. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Information deemed reliable but not guaranteed. The property data presented reflects information otherwise available from public records. The real estate broker participating in MLS and providing this information may not have represented the buyer or seller in some or all of the transactions. Listings courtesy of Northstar MLS as distributed by MLS GRID. © 2026 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved.
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