For Sale
Single family home for sale at 205 Harmon Ave, Panama City, FL 32401 | MLS# 793581 | Listing updated on 2026-10-14
Photo 1 of Single family home for sale at 205 Harmon Ave, Panama City, FL 32401 | MLS# 793581 | Listing updated on 2026-10-14
Photo 2 of Single family home for sale at 205 Harmon Ave, Panama City, FL 32401 | MLS# 793581 | Listing updated on 2026-10-14
Photo 3 of Single family home for sale at 205 Harmon Ave, Panama City, FL 32401 | MLS# 793581 | Listing updated on 2026-10-14
Photo 4 of Single family home for sale at 205 Harmon Ave, Panama City, FL 32401 | MLS# 793581 | Listing updated on 2026-10-14
45+
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Street View

$375,000

Monthly Est:$1,867

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,848sqft

205 Harmon Ave, Panama City, FL 32401

$1,867/moEst:

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  • Single Family Residence

  • Built in 2014

  • $-- HOA

  • 0.15 acre lot

  • $203/sq.ft

Description

MODERN HOUSE IN THE COVE...Located in Panama City's Historic Cove, this modern 3-bedroom, 2-bathroom Coastal Craftsman at 205 Harmon Avenue offers the ultimate blend of historic charm and modern comfort, completely free of HOA restrictions or fees. Positioned just one block from the Beach Drive corridor and St. Andrews Bay, daily life includes easy walks along the water and breathtaking evening sunsets. Built in 2014, the home features 1,848 square feet of easy-living space paired with a durable metal roof. High ceilings and crisp architectural details frame light-filled living areas, where sleek tile flooring flows seamlessly through the central living room, kitchen, formal dining space, and formal sitting room. The primary suite provides a peaceful private retreat, while two additional bedrooms offer flexible space for guests, family, or a home office. Outdoor living is effortless with classic covered front and rear porches that overlook a private, privacy-fenced backyard complete with a detached two-car garage. The Historic Cove neighborhood is widely celebrated as one of Panama City's most cherished waterside communities, renowned for its oak-canopied streets and tight-knit social fabric. Residents enjoy an active coastal lifestyle marked by neighborhood traditions like seasonal golf cart parades, block gatherings, and community events. Less than a mile from downtown, you are walking distance from local coffee shops, boutiques, weekly farmers markets, and lively city parades, all while being under 30 minutes from the World's Most Beautiful Beaches. 205 Harmon Avenue captures timeless Coastal Craftsman character with the low-maintenance peace of mind of modern construction.

  • Houzeo last checked: 0 minutes ago
  • Listing updated: October 14, 2026 at 8:58 am
  • Listing Provided by: Johnathan L Ramsey | Dalton Wade Inc (888) 668-8283
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 793581 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    Cove

  • Year Built

    2014

  • HOA Fees

    -

  • Finished Area

    1,848 sqft

  • Lot Size

    0.15 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    793581

  • MLS Status

    Active

  • Days on Market

    86

  • Cumulative Days on Market

    40

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • Bedroom

    Level: First

    Area: 120.00 Square Feet

    Dimensions: 12 x 10

  • Bedroom

    Level: First

    Area: 144.00 Square Feet

    Dimensions: 12 x 12

  • PrimaryBedroom

    Level: First

    Area: 225.00 Square Feet

    Dimensions: 15 x 15

Interior

  • Sewer

    Public Sewer

  • Interior Features

    Main Level Primary, Tub Shower

  • Cooling

    Central Air

  • Appliances

    Electric Cooktop, Electric Range

  • Heating

    Central

Construction

  • Year Built

    Year Built: 2014

  • Home type

    Single Family Residence

  • Construction Materials

    Hardiplank Type

  • Architectural Style

    Craftsman

Other Features

  • Community Features

    Short Term Rental Allowed

  • Subdivision Name

    Harmon Plat

Price History

DateEventPrice

08/30/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793581

Listed for Sale

$380,000 +1.33%

$206/sqft

08/30/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793581

Price Decreased

$375,000 -1.32%

$203/sqft

08/05/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793581

Coming Soon

$380,000 -2.26%

$206/sqft

12/11/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #769511

Off Market

$388,777 -0.31%

$210/sqft

08/01/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #769511

Price Decreased

$390,000 -2.38%

$211/sqft

Show more

Cove Ranks #1 in Panama City, FL

Homes for sale
39

Homes

Rental prices
$1,194

Rental Prices

Median Home Price
$0

Median Home Price

Cove, Panama City, FL neighborhood guide

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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 10:45AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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