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$900,000
Monthly Est:$4,480
5 Beds
- 4 Baths
3 full baths + 1 half bath
3,462sqft
20618 Top Ridge Dr, Boyds, MD 20841
$900,000
$4,480/moEst:
Get Pre-Approved
Single Family Residence
Built in 1995
$-- HOA
2 acres lot
$260/sq.ft
Description
A private waterfront home in Montgomery County. Situated on two private acres along the shoreline of Little Seneca Lake, this architect-designed custom residence offers lakefront living with convenient access to I-270. Located within an intimate enclave of custom-built homes, where no two properties are alike, this exceptional setting combines the privacy of a waterfront retreat with the convenience of nearby shopping, dining, and major commuter routes. Surrounded by protected parkland, scenic trails, and the natural beauty of Little Seneca Lake, the property offers a distinctive waterfront setting.
Thoughtfully designed to embrace its extraordinary setting, the home features five bedrooms, three and one-half baths, and multiple indoor and outdoor living spaces designed to capture natural light, water views, and the beauty of the surrounding landscape. Expansive windows, generous gathering spaces, a screened porch, deck, and patio create a seamless connection between the home and its remarkable waterfront surroundings. The home also features a geothermal system for both heating and cooling, adding an efficient approach to year-round comfort.
Little Seneca Lake offers access to an array of outdoor recreational opportunities. Enjoy direct access to a natural setting offering opportunities for kayaking, fishing, hiking, birdwatching, and miles of scenic shoreline. Enjoy peaceful water views, access to the lake and surrounding trails, and sunsets reflected across the water. The setting provides a sense of retreat and tranquility that feels far removed from the Washington metropolitan area, yet remains minutes from the amenities and conveniences of daily life.
Unlike production-built homes, this residence was custom designed by an architect to maximize both functionality and its exceptional location. Thoughtful sightlines, abundant natural light, and timeless design elements create a home with character, warmth, and a strong connection to the outdoors.
Combining waterfront ownership, the privacy of a two-acre homesite, the enduring appeal of a custom-designed home, and the character of a neighborhood comprised entirely of unique custom residences, 20618 Top Ridge Drive represents a distinctive opportunity in Montgomery County. Properties offering this combination of waterfront access, architectural distinction, natural beauty, and location offer a unique combination of features within the area.
- Houzeo last checked: 1 hour ago
- Listing updated: October 9, 2026 at 12:54 pm
- Listing Provided by: Robert J Chew (410) 995-9600 , Michael A Thurnes (443) 510-2918 | Samson Properties (703) 349-3900
- Source: Bright MLS-NJ | MLS#: MDMC2248154

Property Details
Status
Pending
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
1995
HOA Fees
-
Finished Area
3,462 sqft
Lot Size
2 acres lot
Basement Area
- sqft
MLS Name
Bright MLS
MLS Number
MDMC2248154
MLS Status
PENDING-BRIGHT
Days on Market
3

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 5
Bathrooms: 4
Interior
Appliances
Dishwasher, Dryer, Oven/range Gas, Refrigerator, Stainless Steel Appliances, Washer
Flooring
Carpet, Solid Hardwood, Tile/brick
Interior Features
Attic, Bar, Carpet, Ceiling Fan(s), Chair Railings, Dining Area, Entry Level Bedroom, Floor Plan Traditional, Kitchen Eat In, Kitchen Island, Recessed Lighting, Bathroom Soaking Tub, Bathroom Tub Shower, Walk In Closet(s), Water Treat System, Window Treatments, Wine Storage, Wood Floors
Cooling
Central A/c
Heating
Heat Pump(s), Programmable Thermostat
Sewer
Private Septic Tank
Exterior Features
Extensive Hardscape, Exterior Lighting
Construction
Year Built
Year Built: 1995
Home type
Single Family Residence
Architectural Style
Colonial
Construction Materials
Brick Front
Foundation Details
Slab
Utilities & Energy
Fireplace Features
Gas/propane
Water Source
Well
Basement
Partially Finished
Other Features
Patio And Porch Features
Deck, Patio, Porch, Screened
Subdivision Name
None Available
Price History
| Date | Event | Price |
|---|---|---|
10/09/2026 Source: | Pending | $900,000 $260/sqft |
10/07/2026 Source: | Listed for Sale | $900,000 $260/sqft |
10/02/2026 Source: | Coming Soon | $900,000 $260/sqft |
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