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Street View
$619,900
Monthly Est:$3,085
4 Beds
- 4 Baths
3 full baths + 1 half bath
2,565sqft
21 Cove Dr, Bay City, MI 48706
$619,900
$3,085/moEst:
Get Pre-Approved
Condominium
Built in 2024
$300/mo HOA
-- sqft lot
$242/sq.ft
Description
One-of-a-kind waterfront living awaits in this exceptional custom-built luxury condo, perfectly positioned along the Saginaw River with breathtaking views of Wheeler’s Landing Marina. Completed in late 2024 with impeccable craftsmanship and thoughtful design, this newly constructed residence offers refined riverfront living within one of the area’s most exciting waterfront communities. Designed with barrier-free accessibility and energy-certified construction, this home seamlessly blends elegance, comfort, and efficiency. The sophisticated designer kitchen is both beautiful and functional, featuring granite countertops, a spacious center island with seating, stainless steel appliances including refrigerator, range, microwave, and dishwasher, plus four Philippe Starck pendant lights imported from Italy. A large pantry and coat closet enhance everyday convenience, while rich vinyl plank flooring flows throughout both levels, complementing the home’s modern contemporary style. The expansive open-concept living area is designed to impress with an acoustic feature wall, dedicated HiFi amplifier circuit, TV conduit chase, and fireplace feature wall. Floor-to-ceiling sightlines showcase uninterrupted marina and river views, while abundant natural light fills the space. The living area opens to a covered waterfront patio with ceiling fan, creating the perfect setting for relaxing or entertaining. Additional storage beneath the staircase adds practicality without sacrificing design. The main-floor primary suite offers stunning waterfront views, oversized windows, a spacious walk-in closet, and a beautifully appointed three-piece ensuite with walk-in shower. A conveniently located half bath and main-floor laundry add to the home’s thoughtful layout. Upstairs, a second luxurious primary suite features its own walk-in closet, elegant four-piece ensuite bath, and private balcony overlooking both the marina and river, offering spectacular sunrise and sunset views. Two additional generously sized bedrooms with built-in closets, another beautifully finished four-piece bath, and a second-floor laundry/storage room with GE Profile UltraFast washer/dryer combo provide exceptional comfort and convenience. An additional custom-finished 13x9 storage room offers rare extra space seldom found in condo living. Every room is equipped with Cat 6 LAN wiring and upgraded Decora switches throughout. Additional highlights include a finished 2.5-car attached garage with window, utility room, 96% high-efficiency gas furnace, A/C, energy-efficient insulated windows, high-performance cellulose insulation system, attic storage, and water heater. Built with exceptional attention to detail, quality, and comfort, this remarkable waterfront residence offers the rare advantage of new construction without the wait or expense of building. An added financial benefit, the home qualifies for the Neighborhood Enterprise Zone program, offering approx. 50% off property taxes for up to 14 years.
- Houzeo last checked: 12 hours ago
- Listing updated: August 23, 2026 at 4:15 pm
- Listing Provided by: Jean Ann Styn-DeShano (989) 233-8380 DRE #6501297032 | RE/MAX Results (989) 686-3400
- Source: MiRealSource MLS-MI | MLS#: 50206684

Part of
Property Details
Status
Active
Type
Condominium
No. of Stories
2
County
City
Neighborhood
--
Year Built
2024
HOA Fees
$300/mo
Finished Area
2,565 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
MiRealSource MLS
MLS Number
50206684
MLS Status
Active
Days on Market
155
Cumulative Days on Market
109

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Location
HOA Management
N/A
HOA Fees
$300/ Monthly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Snow Removal
Maintenance
HOA
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 4
Interior
Heating
Natural Gas, Forced Air
Window Features
Storms/screens, Bay Window(s), Window Treatments
Cooling
Central Air
Exterior Features
Balcony, Lawn Sprinkler
Appliances
Dishwasher, Dryer, Microwave, Range/oven, Refrigerator, Washer, Gas Water Heater
Interior Features
Cable/internet Avail., Walk In Closet(s)
Sewer
Public Sanitary
Construction
Year Built
Year Built: 2024
Home type
Condominium
Foundation Details
Slab
Construction Materials
Stone, Vinyl Siding, Vinyl Trim
Architectural Style
Traditional
Utilities & Energy
Utilities
Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Fireplace Features
Gas, Living Room
Electric
Circuit Breakers
Water Source
Public
Parking Features
2 Spaces, Garage
Laundry Features
Vinyl, Second
Other Features
Lot Features
Subdivision, City Lot
Subdivision Name
Iron Bridge
Patio And Porch Features
Deck, Patio, Porch
Community Features
Grounds Maintenance, Wi Fi Available, Fiber Optic Internet
Disclosures
Signed Disclosure
Price History
| Date | Event | Price |
|---|---|---|
08/23/2026 Source: | Price Decreased | $619,900 -4.62% $242/sqft |
05/07/2026 Source: | Listed for Sale | $649,900 $253/sqft |
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Based on information from MiRealSource through Oct 09, 2026, 02:30PM . All information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Provided through IDX via MiRealSource, Inc. Courtesy of MiRealSource Shareholder. © 2026 MiRealSource. All Rights Reserved.
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