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- Facts & Features
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$3,800,000
Monthly Est:$18,914
10 Beds
- 11 Baths
9 full baths + 2 half baths
5,992sqft
21 Penny Ln, Santa Rosa Beach, FL 32459
$3,800,000
$18,914/moEst:
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Single Family Residence
Built in 2022
$-- HOA
0.25 acre lot
$634/sq.ft
Description
Discover the pinnacle of sophisticated beachside living at this premier multi-family estate, perfectly positioned along Florida's iconic Emerald Coast. Designed for those who demand both exclusivity and exceptional performance, this turnkey compound offers a rare opportunity to own a world-class retreat in the heart of the sought-after Blue Mountain Beach. A Masterpiece of Design and Comfort Spanning multiple levels of refined living, this residence is an architectural triumph. An integrated elevator provides seamless accessibility throughout, ensuring comfort for guests of all generations.
The home's interior is a study in curated elegance, featuring high-end finishes and bespoke design elements that cater to the most discerning tastes. With the capacity to accommodate 24 guests in absolute comfort, the estate is expertly configured for grand retreats and private gatherings.
The layout includes: * 8 King Master Suites: Each a private sanctuary of relaxation. * 2 Bespoke Bunk Rooms: Thoughtfully designed to sleep four guests each. * 9 Full Bathrooms & 2 Half Baths: Featuring spa-inspired designer tile, quartz surfaces, and premium fixtures. *
Culinary Excellence: A state-of-the-art chef's kitchen, equipped with a six-burner gas range, double refrigeration, and expansive quartz counters. A secondary kitchenette on the third level offers added convenience for seamless entertaining.
The exterior is an extension of the home's luxury, crafted for the ultimate al fresco lifestyle. Enjoy a private, resort-style swimming pool, an outdoor shower, and a built-in gas grill. As the sun sets, the ambiance transforms with glowing pool lighting and the warmth of a custom swim up pool and spa and linear gas fire wall--the perfect setting for evenings under the coastal stars.
Proven performance, this property is a formidable investment. The estate demonstrates a robust and consistent revenue stream. The absence of an HOA grants the owner complete autonomy over rental management and usage. For those seeking a hands-off approach, the option remains to continue a partnership with the Southern Holiday Homes, ensuring the property remains a premier destination for high-end clientele.
Situated just moments from the turquoise waters and quartz-sand beaches of the Emerald Coast, this residence offers immediate access to the vibrant dining, golf, and leisure attractions of the 30A corridor.
Whether you are seeking a private family compound or a high-yield luxury investment, this estate represents a singular opportunity to secure a legacy property in one of the most desirable coastal markets.
- Houzeo last checked: 3 minutes ago
- Listing updated: September 6, 2026 at 2:36 pm
- Listing Provided by: Mary A Richards (850) 502-6035 | Compass Florida, LLC (850) 296-9769
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795093

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2022
HOA Fees
-
Finished Area
5,992 sqft
Lot Size
0.25 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
795093
MLS Status
Active
Days on Market
59

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 10
Bathrooms: 11
BonusRoom
Level: Third
Area: 279.96 Square Feet
Dimensions: 23.33 x 12
Bedroom
Level: Third
Area: 188.73 Square Feet
Dimensions: 14.33 x 13.17
Bedroom
Level: Third
Area: 163.65 Square Feet
Dimensions: 14.33 x 11.42
Bedroom
Level: Third
Area: 273.38 Square Feet
Dimensions: 14.58 x 18.75
Kitchen
Level: Second
Area: 343.90 Square Feet
Dimensions: 18.42 x 18.67
LivingRoom
Level: Second
Area: 500.88 Square Feet
Dimensions: 25.17 x 19.9
Bedroom
Level: Second
Area: 215.21 Square Feet
Dimensions: 14.67 x 14.67
Bedroom
Level: Second
Area: 276.56 Square Feet
Dimensions: 14.75 x 18.75
Recreation
Level: First
Area: 633.42 Square Feet
Dimensions: 31.83 x 19.9
Bedroom
Level: First
Area: 193.52 Square Feet
Dimensions: 13.58 x 14.25
Bedroom
Level: First
Area: 207.87 Square Feet
Dimensions: 14.17 x 14.67
Bedroom
Level: First
Area: 201.90 Square Feet
Dimensions: 13.17 x 15.33
Interior
Exterior Features
Barbecue, Deck, Outdoor Kitchen, Outdoor Shower
Interior Features
Balcony, Double Vanity, Main Level Primary, Smart Home, Separate Shower, Smart Thermostat, Walk In Closets
Window Features
Double Pane Windows
Heating
Central, Fireplaces, Heat Pump, Zoned
Cooling
Central Air, Ceiling Fans, Heat Pump, Multi Units, Zoned
Sewer
Public Sewer
Appliances
Electric Cooktop, Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Ice Maker, Tankless Water Heater, Wine Cooler
Construction
Year Built
Year Built: 2022
Home type
Single Family Residence
Architectural Style
Coastal
Roof
Tile
Construction Materials
Steel Frame, Stucco, Wood Frame
Utilities & Energy
Utilities
Cable Connected
Security Features
Smoke Detectors
Parking Features
Circular Driveway
Fireplace Features
Gas
Pool Features
Gunite, Gas Heat, In Ground, Salt Water, Private
Other Features
Lot Features
Sprinkler System, Paved
Community Features
Barbecue, Short Term Rental Allowed
Patio And Porch Features
Balcony, Deck, Covered, Porch
Subdivision Name
[no Recorded Subdiv]
Price History
| Date | Event | Price |
|---|---|---|
09/06/2026 Source: | Listed for Sale | $3,800,000 $634/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 05, 2026, 04:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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