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Single family home for sale at 21 Penny Ln, Santa Rosa Beach, FL 32459 | MLS# 795093 | Listing updated on 2026-09-06
Photo 1 of Single family home for sale at 21 Penny Ln, Santa Rosa Beach, FL 32459 | MLS# 795093 | Listing updated on 2026-09-06
Photo 2 of Single family home for sale at 21 Penny Ln, Santa Rosa Beach, FL 32459 | MLS# 795093 | Listing updated on 2026-09-06
Photo 3 of Single family home for sale at 21 Penny Ln, Santa Rosa Beach, FL 32459 | MLS# 795093 | Listing updated on 2026-09-06
Photo 4 of Single family home for sale at 21 Penny Ln, Santa Rosa Beach, FL 32459 | MLS# 795093 | Listing updated on 2026-09-06
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$3,800,000

Monthly Est:$18,914

  • Beds Icon10 Beds
  • Beds Icon
    11 Baths
  • Beds Icon5,992sqft

21 Penny Ln, Santa Rosa Beach, FL 32459

$18,914/moEst:

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  • Single Family Residence

  • Built in 2022

  • $-- HOA

  • 0.25 acre lot

  • $634/sq.ft

Description

Discover the pinnacle of sophisticated beachside living at this premier multi-family estate, perfectly positioned along Florida's iconic Emerald Coast. Designed for those who demand both exclusivity and exceptional performance, this turnkey compound offers a rare opportunity to own a world-class retreat in the heart of the sought-after Blue Mountain Beach. A Masterpiece of Design and Comfort Spanning multiple levels of refined living, this residence is an architectural triumph. An integrated elevator provides seamless accessibility throughout, ensuring comfort for guests of all generations.

The home's interior is a study in curated elegance, featuring high-end finishe
s and bespoke design elements that cater to the most discerning tastes. With the capacity to accommodate 24 guests in absolute comfort, the estate is expertly configured for grand retreats and private gatherings.

The layout includes: * 8 King Master Suites: Each a private sanctuary of relaxation. * 2 Bespoke Bunk Rooms: Thoughtfully designed to sleep four guests each. * 9 Full Bathrooms & 2 Half Baths: Featuring spa-inspired designer tile, quartz surfaces, and premium fixtures. *

Culinary Excellence: A state-of-the-art chef's kitchen, equipped with a six-burner gas range, double refrigeration, and expansive quartz counters. A secondary kitchenette on the third level offers added convenience for seamless entertaining.

The exterior is an extension of the home's luxury, crafted for the ultimate al fresco lifestyle. Enjoy a private, resort-style swimming pool, an outdoor shower, and a built-in gas grill. As the sun sets, the ambiance transforms with glowing pool lighting and the warmth of a custom swim up pool and spa and linear gas fire wall--the perfect setting for evenings under the coastal stars.

Proven performance, this property is a formidable investment. The estate demonstrates a robust and consistent revenue stream. The absence of an HOA grants the owner complete autonomy over rental management and usage. For those seeking a hands-off approach, the option remains to continue a partnership with the Southern Holiday Homes, ensuring the property remains a premier destination for high-end clientele.

Situated just moments from the turquoise waters and quartz-sand beaches of the Emerald Coast, this residence offers immediate access to the vibrant dining, golf, and leisure attractions of the 30A corridor.

Whether you are seeking a private family compound or a high-yield luxury investment, this estate represents a singular opportunity to secure a legacy property in one of the most desirable coastal markets.

  • Houzeo last checked: 3 minutes ago
  • Listing updated: September 6, 2026 at 2:36 pm
  • Listing Provided by: Mary A Richards (850) 502-6035 | Compass Florida, LLC (850) 296-9769
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795093 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Walton County

  • City

    Santa Rosa Beach

  • Neighborhood

    --

  • Year Built

    2022

  • HOA Fees

    -

  • Finished Area

    5,992 sqft

  • Lot Size

    0.25 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    795093

  • MLS Status

    Active

  • Days on Market

    59

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 10

    Bathrooms: 11

  • BonusRoom

    Level: Third

    Area: 279.96 Square Feet

    Dimensions: 23.33 x 12

  • Bedroom

    Level: Third

    Area: 188.73 Square Feet

    Dimensions: 14.33 x 13.17

  • Bedroom

    Level: Third

    Area: 163.65 Square Feet

    Dimensions: 14.33 x 11.42

  • Bedroom

    Level: Third

    Area: 273.38 Square Feet

    Dimensions: 14.58 x 18.75

  • Kitchen

    Level: Second

    Area: 343.90 Square Feet

    Dimensions: 18.42 x 18.67

  • LivingRoom

    Level: Second

    Area: 500.88 Square Feet

    Dimensions: 25.17 x 19.9

  • Bedroom

    Level: Second

    Area: 215.21 Square Feet

    Dimensions: 14.67 x 14.67

  • Bedroom

    Level: Second

    Area: 276.56 Square Feet

    Dimensions: 14.75 x 18.75

  • Recreation

    Level: First

    Area: 633.42 Square Feet

    Dimensions: 31.83 x 19.9

  • Bedroom

    Level: First

    Area: 193.52 Square Feet

    Dimensions: 13.58 x 14.25

  • Bedroom

    Level: First

    Area: 207.87 Square Feet

    Dimensions: 14.17 x 14.67

  • Bedroom

    Level: First

    Area: 201.90 Square Feet

    Dimensions: 13.17 x 15.33

Interior

  • Exterior Features

    Barbecue, Deck, Outdoor Kitchen, Outdoor Shower

  • Interior Features

    Balcony, Double Vanity, Main Level Primary, Smart Home, Separate Shower, Smart Thermostat, Walk In Closets

  • Window Features

    Double Pane Windows

  • Heating

    Central, Fireplaces, Heat Pump, Zoned

  • Cooling

    Central Air, Ceiling Fans, Heat Pump, Multi Units, Zoned

  • Sewer

    Public Sewer

  • Appliances

    Electric Cooktop, Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Ice Maker, Tankless Water Heater, Wine Cooler

Construction

  • Year Built

    Year Built: 2022

  • Home type

    Single Family Residence

  • Architectural Style

    Coastal

  • Roof

    Tile

  • Construction Materials

    Steel Frame, Stucco, Wood Frame

Utilities & Energy

  • Utilities

    Cable Connected

  • Security Features

    Smoke Detectors

  • Parking Features

    Circular Driveway

  • Fireplace Features

    Gas

  • Pool Features

    Gunite, Gas Heat, In Ground, Salt Water, Private

Other Features

  • Lot Features

    Sprinkler System, Paved

  • Community Features

    Barbecue, Short Term Rental Allowed

  • Patio And Porch Features

    Balcony, Deck, Covered, Porch

  • Subdivision Name

    [no Recorded Subdiv]

Price History

DateEventPrice

09/06/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795093

Listed for Sale

$3,800,000

$634/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 05, 2026, 04:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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