For Sale
Townhouse for sale at 2501 Highway 98 #C, Mexico Beach, FL 32456 | MLS# 784673 | Listing updated on 2026-09-27
Photo 1 of Townhouse for sale at 2501 Highway 98 #C, Mexico Beach, FL 32456 | MLS# 784673 | Listing updated on 2026-09-27
Photo 2 of Townhouse for sale at 2501 Highway 98 #C, Mexico Beach, FL 32456 | MLS# 784673 | Listing updated on 2026-09-27
Photo 3 of Townhouse for sale at 2501 Highway 98 #C, Mexico Beach, FL 32456 | MLS# 784673 | Listing updated on 2026-09-27
Photo 4 of Townhouse for sale at 2501 Highway 98 #C, Mexico Beach, FL 32456 | MLS# 784673 | Listing updated on 2026-09-27
50+
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Street View

$639,000

Monthly Est:$3,181

  • Beds Icon2 Beds
  • Beds Icon
    3 Baths
  • Beds Icon1,440sqft

2501 Highway 98 #C, Mexico Beach, FL 32456

$3,181/moEst:

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  • Townhouse

  • Built in 2021

  • $-- HOA

  • 0.03 acre lot

  • $444/sq.ft

Description

2BR + Bunk Room | 2.5BA | Gulf Views | No HOA | STR-Permitted | Built 2021 | ~325 Feet to Beach

This 2021-built Mexico Beach property offers a combination that's increasingly hard to find: Gulf views, short-term rental flexibility, and no HOA restrictions, all within an easy, approximately one-minute walk to the beach.

No elevators, no long walks to parking, and no additional association fees. Just a direct path to the sand and a setup that feels simple, functional, and easy to enjoy.

The layout includes two bedrooms, an enclosed bunk room, and 2.5 bathrooms, comfortably accommodating up to 8 guests. Two oversized balconies provide Gulf views and outdoor living space. At the same time, the open-concept main level is centered around a large kitchen island with seating, modern finishes, and a layout designed for gathering, hosting, or extended stays.

The primary suite offers direct balcony access, a double vanity, and a walk-in shower, creating a private retreat separate from guest areas.

Built to current Florida coastal construction standards, the home includes impact-rated windows and sliding glass doors, elevated construction, a durable roof system designed for coastal conditions, covered parking, an outdoor shower, and dedicated storage for beach gear.

Short-term rentals are permitted, and there are no HOA fees or rental restrictions--offering flexibility that's increasingly difficult to find along the Gulf.

The property has demonstrated strong guest performance, reflected in consistent five-star reviews and an exceptional 9.8/10 rating on VRBO, with guests highlighting the layout, proximity to the beach, and overall experience, valuable insight for buyers evaluating rental potential.

Insurance costs have been competitive for a Gulf-area property of this age and construction, which can make a meaningful difference when comparing overall ownership costs.

Mexico Beach is known for its uncrowded shoreline, low-density feel, and slower pace compared to nearby coastal markets. With close access to the Mexico Beach Marina, Cape San Blas, St. Joseph Bay, and Port St. Joe, the area continues to attract buyers seeking a more relaxed coastal experience.

For buyers comparing Gulf-view condos with HOA fees, older construction, or limited rental flexibility, this offers a different option, one that's newer, easier to manage, and already positioned and proven for both personal use and rental performance.

If you've been watching the market and waiting for the right combination of location, condition, and flexibility at a more accessible price point, this is worth a closer look.

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  • Houzeo last checked: 1 hour ago
  • Listing updated: September 27, 2026 at 3:43 am
  • Listing Provided by: Brad Amerson DRE #3156311, Candi E Miles (850) 596-6793 DRE #SL3434249 | Compass Florida, LLC (850) 296-9769
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 784673 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Townhouse

  • No. of Stories

    -

  • County

    Bay County

  • City

    Mexico Beach

  • Neighborhood

    --

  • Year Built

    2021

  • HOA Fees

    -

  • Finished Area

    1,440 sqft

  • Lot Size

    0.03 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    784673

  • MLS Status

    Active

  • Days on Market

    235

  • Cumulative Days on Market

    234

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Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 3

  • Laundry

    Level: Second

    Area: 12.90 Square Feet

    Dimensions: 4.3 x 3

  • StorageRoom

    Level: First

    Area: 80.00 Square Feet

    Dimensions: 10 x 8

  • StorageRoom

    Level: First

    Area: 43.40 Square Feet

    Dimensions: 7 x 6.2

  • Other

    Level: Third

    Area: 159.57 Square Feet

    Dimensions: 19.7 x 8.1

  • Other

    Level: Second

    Area: 159.57 Square Feet

    Dimensions: 19.7 x 8.1

  • HalfBath

    Level: Third

    Area: 42.25 Square Feet

    Dimensions: 6.5 x 6.5

  • FullBath

    Level: Second

    Area: 58.08 Square Feet

    Dimensions: 8.8 x 6.6

  • Bedroom

    Level: Second

    Area: 47.52 Square Feet

    Dimensions: 7.2 x 6.6

  • Bedroom

    Level: Second

    Area: 117.70 Square Feet

    Dimensions: 11 x 10.7

  • PrimaryBathroom

    Level: Second

    Area: 64.68 Square Feet

    Dimensions: 8.4 x 7.7

  • PrimaryBedroom

    Level: Second

    Area: 142.79 Square Feet

    Dimensions: 13.1 x 10.9

  • Kitchen

    Level: Third

    Area: 154.00 Square Feet

    Dimensions: 14 x 11

  • LivingRoom

    Level: Third

    Area: 368.48 Square Feet

    Dimensions: 19.6 x 18.8

Interior

  • Interior Features

    Balcony, Double Vanity, Interior Steps, Upper Level Primary, Walk In Closets, Storage

  • Flooring

    Plank, Vinyl

  • Sewer

    Public Sewer

  • Exterior Features

    Outdoor Shower

  • Cooling

    Central Air, Ceiling Fans

  • Appliances

    Washer Dryer Stacked, Electric Range, Electric Water Heater

  • Heating

    Central, Electric

  • Window Features

    Double Pane Windows, Storm Windows

Construction

  • Year Built

    Year Built: 2021

  • Home type

    Townhouse

  • Roof

    Metal

  • Foundation Details

    Pillar Post Pier

  • Construction Materials

    Vinyl Siding, Wood Frame

Utilities & Energy

  • Laundry Features

    Stacked

  • Security Features

    Smoke Detectors

  • Utilities

    Cable Connected, Electricity Available, High Speed Internet Available

Other Features

  • Subdivision Name

    Mexico Beach Unit 4

  • Patio And Porch Features

    Balcony

  • Lot Features

    Paved

  • Community Features

    Short Term Rental Allowed

Price History

DateEventPrice

09/09/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784673

Price Decreased

$639,000 -0.16%

$444/sqft

07/09/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784673

Price Decreased

$640,000 -1.39%

$444/sqft

06/03/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784673

Price Decreased

$649,000 -7.15%

$451/sqft

02/04/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784673

Listed for Sale

$699,000

$485/sqft

02/04/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784673

Price Increased

$699,000 +3.56%

$485/sqft

Show more

Based on information from Central Panhandle Association of REALTORS® MLS through Sep 28, 2026, 12:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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