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$284,900
Monthly Est:$1,418
4 Beds
- 3 Baths
3 full baths
2,080sqft
2723 Usery Rd, Panama City, FL 32404
$284,900
$1,418/moEst:
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Townhouse
Built in 2025
$-- HOA
0.1 acre lot
$137/sq.ft
Description
Looking for a move-in-ready new construction home in Panama City with no HOA and the flexibility to use it as a primary residence, second home, vacation getaway, Airbnb, or income-producing rental? This spacious 4-bedroom, 3-bath townhome offers a rare combination of modern finishes, flexible living space, and investment potential--all just minutes from Tyndall Air Force Base and Panama City Beach.
Step inside and immediately notice that this is not your typical townhome. The spacious open-concept floor plan offers generous living and dining areas with luxury vinyl plank flooring and plenty of room for everyday living, entertaining, or hosting guests. The modern kitchen is designed to impress with white shaker cabinetry, soft-close drawers, quartz countertops, stainless steel appliances, a large center island with additional seating and prep space, and an oversized walk-in pantry. One of the home's most desirable features is the FIRST-FLOOR BEDROOM with convenient access to a FULL BATHROOM--a hard-to-find feature that provides excellent flexibility for overnight guests, multi-generational living, a private home office, or anyone who prefers a bedroom on the main level. Upstairs, the split-bedroom floor plan provides additional privacy. The spacious primary suite features a large walk-in closet and private en-suite bathroom with dual vanities and quartz countertops. Two additional generously sized bedrooms, another full bathroom, and a conveniently located upstairs laundry room complete the second floor. Enjoy Florida living from the covered back porch overlooking the backyard, with space for grilling, relaxing, entertaining, or creating your own outdoor retreat. Built with durability, efficiency, and low-maintenance living in mind, the home features Hardie® Board siding, a Rheem® tankless water heater, a fully sodded yard, a one-year builder warranty, and a 10-year structural warranty. LOCATION MATTERS! Conveniently located just off Highway 231, this Panama City home provides quick access to grocery stores, shopping, restaurants, schools, medical facilities, and everyday conveniences. Tyndall Air Force Base is approximately 18 minutes away, while the sugar-white beaches of Panama City Beach are approximately 20 minutes away. With NO HOA and SHORT-TERM RENTALS ALLOWED, this property offers exceptional flexibility for homeowners and investors alike. Whether you're searching for new construction near Tyndall AFB, a Panama City investment property, an Airbnb or vacation rental opportunity, a second home near Panama City Beach, or simply a beautiful move-in-ready home with plenty of space, this property deserves a closer look.
- Houzeo last checked: 12 hours ago
- Listing updated: October 5, 2026 at 3:23 pm
- Listing Provided by: Kristina L Briscoe (850) 960-8426 DRE #SL3523215 | Keller Williams Success Realty (850) 249-0313
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 792865

Property Details
Status
Active
Type
Townhouse
No. of Stories
2
County
City
Neighborhood
--
Year Built
2025
HOA Fees
-
Finished Area
2,080 sqft
Lot Size
0.1 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
792865
MLS Status
Active
Days on Market
106
Cumulative Days on Market
78

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Bedroom
Level: First
Area: 183.58 Square Feet
Dimensions: 13.4 x 13.7
Bedroom
Level: Second
Area: 145.92 Square Feet
Dimensions: 12.8 x 11.4
Bedroom
Level: Second
Area: 151.04 Square Feet
Dimensions: 12.8 x 11.8
PrimaryBedroom
Level: Second
Area: 216.46 Square Feet
Dimensions: 15.8 x 13.7
Interior
Appliances
Electric Range, Electric Water Heater, Tankless Water Heater
Heating
Central, Electric
Sewer
Public Sewer
Interior Features
Double Vanity, Interior Steps, Tub Shower, Upper Level Primary, Walk In Closets
Cooling
Central Air, Ceiling Fans
Flooring
Plank, Vinyl
Construction
Year Built
Year Built: 2025
Home type
Townhouse
Roof
Shingle
Construction Materials
Hardiplank Type, Vinyl Siding
Utilities & Energy
Security Features
Smoke Detectors
Utilities
Electricity Available, High Speed Internet Available
Other Features
Lot Features
Paved
Patio And Porch Features
Covered, Porch
Community Features
Short Term Rental Allowed
Subdivision Name
No Named Subdivision
Price History
| Date | Event | Price |
|---|---|---|
08/06/2026 Source: | Listed for Sale | $289,000 +1.44% $139/sqft |
08/06/2026 Source: | Price Decreased | $284,900 -1.42% $137/sqft |
07/28/2026 Source: | Pending | $289,000 $139/sqft |
07/19/2026 Source: | Price Decreased | $289,000 -5.25% $139/sqft |
05/02/2026 Source: | Price Decreased | $305,000 -1.61% $147/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 02, 2026, 02:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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