For Sale
Single family home for sale at 281 Cottage Dr, Ten Mile, TN 37880 | MLS# 1346939 | Listing updated on 2026-09-28
Photo 1 of Single family home for sale at 281 Cottage Dr, Ten Mile, TN 37880 | MLS# 1346939 | Listing updated on 2026-09-28
Photo 2 of Single family home for sale at 281 Cottage Dr, Ten Mile, TN 37880 | MLS# 1346939 | Listing updated on 2026-09-28
Photo 3 of Single family home for sale at 281 Cottage Dr, Ten Mile, TN 37880 | MLS# 1346939 | Listing updated on 2026-09-28
Photo 4 of Single family home for sale at 281 Cottage Dr, Ten Mile, TN 37880 | MLS# 1346939 | Listing updated on 2026-09-28
56+
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Street View

$1,699,999

Monthly Est:$8,462

  • Beds Icon3 Beds
  • Beds Icon
    5 Baths
  • Beds Icon3,861sqft

281 Cottage Dr, Ten Mile, TN 37880

$8,462/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2001

  • $-- HOA

  • 0.63 acre lot

  • $440/sq.ft

Description

Perfectly positioned on a large, peaceful cove just off the main channel of beautiful Watts Bar Lake, 281 Cottage Drive offers the ideal blend of tranquil waterfront living, breathtaking views, and effortless access to the open water you have been searching for! This exceptional waterfront property offers the perfect balance of peaceful lake living and quick access to open water. Set on a picturesque 0.63-acre lot with a gently sloping, park-like setting that extends to the TVA 750-foot contour line and continues to the shoreline, the setting offers remarkable privacy and the rare convenience of easy, level access to the lake.

Offering 3,861 square feet of thoughtful
ly designed living space, this 3 bedroom, 3 1/2 bath beautifully maintained home blends timeless cottage-inspired architecture with spacious, comfortable living. A welcoming covered front porch, mature landscaping, plantation shutters, and quality finishes create an inviting atmosphere throughout.

The impressive great room is the heart of the home, showcasing soaring cathedral ceilings, a cozy fireplace, and expansive windows with electronic shades overlooking the backyard and lake. The adjoining kitchen features custom cabinetry, quality appliances, generous workspace, and an open layout that flows seamlessly into the breakfast area with plantation shutters. A separate formal dining room provides the perfect setting for holidays and entertaining.

Completed in 2019, the stunning sunroom addition is one of the home's signature spaces. Surrounded by walls of windows, it offers panoramic views of the beautifully manicured lawn and the peaceful waters of Watts Bar Lake, making it the perfect place to enjoy your morning coffee or unwind at the end of the day.

The spacious primary suite features a beautifully renovated spa-inspired bath completed in 2019 with an oversized tiled walk-in shower, freestanding soaking tub, separate vanities, tile flooring, and elegant finishes. Upstairs, you will find 2 guest bedrooms, a full bath and a large bonus room that offers flexible space for a home office, media room, playroom, or guests.

The walk-out lower level expands the living space with a full second kitchen, recreation room, guest accommodations, abundant storage, and direct access to the backyard and lake--ideal for entertaining or multigenerational living.

Outdoor living is where this property truly shines. The park-like grounds gently lead to the shoreline with one of the easiest, flattest walks to the water you'll find on Watts Bar Lake. The private dock features two covered boat slips, a floating personal watercraft dock, and a spacious lounging deck, creating the perfect place to boat, swim, fish, or simply relax by the water.

In addition to the attached two-car garage, a detached three-bay garage/workshop, built in 2015, includes an additional half bath and expansive second-story storage, providing exceptional space for hobbies, boats, vehicles, or recreational equipment.

Thoughtfully updated and meticulously maintained, the home also features a newer roof (2022), HVAC systems approximately three years old, a new water heater, and a Generac generator, offering comfort and peace of mind for years to come.

From mornings in the sunroom to afternoons on the lake and evenings spent on the dock, 281 Cottage Drive offers the timeless waterfront lifestyle families dream about. Beautifully maintained, thoughtfully updated, and ideally situated on one of Watts Bar Lake's most desirable level waterfront lots, this is a rare opportunity to own a truly exceptional East Tennessee lake home.

  • Houzeo last checked: 12 hours ago
  • Listing updated: September 28, 2026 at 1:35 pm
  • Listing Provided by: Kristy Rucker (865) 378-8789 | Wallace (865) 966-1111
  • Source: East Tennessee REALTORS® MLS-TN | MLS#: 1346939 East Tennessee REALTORS® MLS-TN

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Meigs County 41

  • City

    Ten Mile

  • Neighborhood

    --

  • Year Built

    2001

  • HOA Fees

    -

  • Finished Area

    3,861 sqft

  • Lot Size

    0.63 acre lot

  • Basement Area

    - sqft

  • MLS Name

    East Tennessee REALTORS® MLS

  • MLS Number

    1346939

  • MLS Status

    Active

  • Days on Market

    95

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 5

Interior

  • Cooling

    Central Cooling

  • Appliances

    Dishwasher, Microwave, Range, Refrigerator, Self Cleaning Oven

  • Interior Features

    Walk In Closet(s), Cathedral Ceiling(s), Kitchen Island, Pantry, Eat In Kitchen

  • Flooring

    Carpet, Hardwood, Tile

  • Exterior Features

    Windows Vinyl, Dock

  • Sewer

    Septic Tank

  • Heating

    Central, Propane, Electric

Construction

  • Year Built

    Year Built: 2001

  • Home type

    Single Family Residence

  • Construction Materials

    Vinyl Siding, Brick

  • Architectural Style

    Cottage, Cape Cod

Utilities & Energy

  • Fireplace Features

    Gas Log

  • Security Features

    Security Alarm, Smoke Detector

  • Basement

    Walkout, Finished

  • Parking Features

    Garage Faces Side, Garage Door Opener, Attached, Detached, Rv Parking

  • Water Source

    Public

Other Features

  • Lot Features

    Lake/water Access, Private, Waterfront, Level

  • Patio And Porch Features

    Porch Covered, Patio, Deck

Price History

DateEventPrice

09/25/2026

Source: mls_logoEast Tennessee REALTORS® MLS-TN #1346939

Price Decreased

$1,699,999 -2.86%

$440/sqft

07/07/2026

Source: mls_logoEast Tennessee REALTORS® MLS-TN #1346939

Listed for Sale

$1,749,999

$453/sqft

07/03/2026

Source: mls_logoEast Tennessee REALTORS® MLS-TN #1346939

Coming Soon

$1,749,999

$453/sqft

Nearby Homes

Based on information from the Knoxville Area Association of REALTORS MLS through Oct 09, 2026, 02:30PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Knoxville Area Association of REALTORS® MLS. All Rights Reserved.

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