Pending
Price CutPrice Drop: $15K (10/29)
Sale Pending at 2816 Mary Baldwin Cir, Panama City, FL 32405 | MLS# 789654 | Listing updated on 2026-10-29
Photo 1 of Sale Pending at 2816 Mary Baldwin Cir, Panama City, FL 32405 | MLS# 789654 | Listing updated on 2026-10-29
Photo 2 of Sale Pending at 2816 Mary Baldwin Cir, Panama City, FL 32405 | MLS# 789654 | Listing updated on 2026-10-29
Photo 3 of Sale Pending at 2816 Mary Baldwin Cir, Panama City, FL 32405 | MLS# 789654 | Listing updated on 2026-10-29
Photo 4 of Sale Pending at 2816 Mary Baldwin Cir, Panama City, FL 32405 | MLS# 789654 | Listing updated on 2026-10-29
49+
Beds Icon

Virtual Tour

Beds Icon

Street View

$399,900

Monthly Est:$1,990

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,640sqft

2816 Mary Baldwin Cir, Panama City, FL 32405

$1,990/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 1984

  • $-- HOA

  • 0.4 acre lot

  • $244/sq.ft

Description

OWNER FINANCING AVAILABLE! | ALL OFFERS WELCOME!

Welcome to 2816 Mary Baldwin Circle, a meticulously maintained 3-bedroom, 2-bath home situated on a spacious corner lot beneath beautiful mature oak trees. Every improvement has been thoughtfully completed, creating a home that offers both timeless character and modern convenience.

From the moment you step inside, you'll notice soaring vaulted ceilings, abundant natural light, and gorgeous real bamboo flooring throughout the main living areas. Every detail has been carefully considered, from the upgraded matching light fixtures to the matching mahogany exterior doors, including the matching mahogany sliding glass door
in the primary suite.

The updated kitchen features quartz countertops, stainless steel appliances, abundant cabinetry, and a large island overlooking the dining room, making it ideal for entertaining or everyday living.

Major improvements have already been completed for the next owner, including a new roof, HVAC system, and beautifully renovated bathrooms in 2019. An active transferable termite bond offers additional peace of mind, while the oversized garage features a newly epoxy-coated floor and electric car charging station. Outside, you'll also find a large storage building with the potential for electrical hookup and beautifully maintained landscaping surrounding the spacious corner lot.

For even greater flexibility, the home is being offered furnished or unfurnished, allowing the next owner to move right in or personalize the space to fit their lifestyle.

Conveniently located near shopping, dining, schools, Tyndall Air Force Base, and just a short drive to the white-sand beaches of Panama City Beach, this home offers both comfort and convenience in one exceptional package.

This home has been lovingly cared for, exceptionally maintained, and is truly move-in ready. If you've been searching for a quality home where the major updates have already been completed, this is one you don't want to miss. Schedule your private showing today!

  • Houzeo last checked: 8 minutes ago
  • Listing updated: October 29, 2026 at 4:51 pm
  • Listing Provided by: Frank Trenholm , Heather Davis (678) 850-1936 DRE #SL3652679 | Coldwell Banker Realty (850) 234-6696
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 789654 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Pending

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    1984

  • HOA Fees

    -

  • Finished Area

    1,640 sqft

  • Lot Size

    0.4 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    789654

  • MLS Status

    Pending

  • Days on Market

    179

  • Cumulative Days on Market

    173

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • Bedroom

    Level: First

    Area: 126.26 Square Feet

    Dimensions: 11.8 x 10.7

  • Bedroom

    Level: First

    Area: 115.50 Square Feet

    Dimensions: 11 x 10.5

  • PrimaryBedroom

    Level: First

    Area: 195.91 Square Feet

    Dimensions: 14.3 x 13.7

Interior

  • Appliances

    Electric Oven, Electric Water Heater

  • Sewer

    Public Sewer

  • Cooling

    Central Air, Ceiling Fans

  • Interior Features

    Double Vanity, Main Level Primary, Tub Shower, Walk In Closets

  • Window Features

    Double Pane Windows

  • Heating

    Central, Electric, Fireplaces

Construction

  • Year Built

    Year Built: 1984

  • Home type

    Single Family Residence

  • Foundation Details

    Slab

  • Construction Materials

    Brick, Hardiplank Type, Stone, Wood Frame

  • Architectural Style

    Traditional

  • Roof

    Shingle

Utilities & Energy

  • Utilities

    Cable Connected, Electricity Available

Other Features

  • Lot Features

    Paved

  • Patio And Porch Features

    Covered, Patio

  • Subdivision Name

    Forest Hills Unit 3

Price History

DateEventPrice

10/29/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #789654

Pending

$399,900

$244/sqft

08/05/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #789654

Price Decreased

$399,900 -6.78%

$244/sqft

05/09/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #789654

Listed for Sale

$429,000 +3.40%

$262/sqft

05/09/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #789654

Price Increased

$414,900 +10.64%

$253/sqft

01/13/2024

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #750149

Price Increased

$375,000 +7.14%

$229/sqft

Show more

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

Skip to Main Content