Pending
Sale Pending at 3128 Main St, Cottondale, FL 32431 | MLS# 790104 | Listing updated on 2026-07-18
Photo 1 of Sale Pending at 3128 Main St, Cottondale, FL 32431 | MLS# 790104 | Listing updated on 2026-07-18
Photo 2 of Sale Pending at 3128 Main St, Cottondale, FL 32431 | MLS# 790104 | Listing updated on 2026-07-18
Photo 3 of Sale Pending at 3128 Main St, Cottondale, FL 32431 | MLS# 790104 | Listing updated on 2026-07-18
Photo 4 of Sale Pending at 3128 Main St, Cottondale, FL 32431 | MLS# 790104 | Listing updated on 2026-07-18
16+
Beds Icon

Street View

$145,000

Monthly Est:$722

  • Beds Icon3 Beds
  • Beds Icon
    1 Bath
  • Beds Icon1,726sqft

3128 Main St, Cottondale, FL 32431

$722/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 1927

  • $-- HOA

  • 0.73 acre lot

  • $84/sq.ft

Description

Prime Hwy 231 Location - Zoned Commercial with Mixed-Use Potential! Endless opportunity awaits with this 3 bedroom, 1 bathroom brick home situated directly on high-traffic Hwy 231 in Cottondale, FL. Positioned on almost an acre corner lot with access from three roads, this property offers outstanding visibility, accessibility, and flexibility for a variety of residential or commercial uses.
Recently enhanced with a newly added privacy fence, the property now offers additional seclusion, security, and functionality--perfect for creating a private backyard retreat, separating business and residential space, or securing pets and outdoor storage. The beautiful oak trees in t
he back yard offering shade on these Florida summer days
Currently zoned Commercial, this property opens the door to numerous business ventures, and according to the City of Cottondale, the zoning may potentially be changed to Mixed Use. Whether you envision a live/work setup, rental investment, office space, boutique business, or future development opportunity, this property is ready to fit your vision.
Inside, the home features a flexible bonus room ideal for an office or additional living space. The kitchen has updated butcher block countertops, a 2019 roof, 2023 HVAC system, newer water heater and updated windows. Public water and sewer are connected, and there may be additional septic systems remaining on site from former homesites--adding even more development potential pee previous owners. SELLERS ARE MOTIVATED!!
Property is being sold AS IS. Don't miss your chance to own a versatile property in a growing commercial corridor with added privacy and endless potential!

  • Houzeo last checked: 3 hours ago
  • Listing updated: July 18, 2026 at 4:25 pm
  • Listing Provided by: Kimberly Edwards (850) 557-4652 DRE #SL3657088, Julie H Broxton (850) 693-3435 | Indian Springs Real Estate (850) 526-2478
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 790104 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Pending

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Jackson County

  • City

    Cottondale

  • Neighborhood

    --

  • Year Built

    1927

  • HOA Fees

    -

  • Finished Area

    1,726 sqft

  • Lot Size

    0.73 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    790104

  • MLS Status

    Pending

  • Days on Market

    148

  • Cumulative Days on Market

    28

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathroom: 1

  • Office

    Level: First

    Area: 89.53 Square Feet

    Dimensions: 8.51 x 10.52

  • Bedroom

    Level: First

    Area: 205.19 Square Feet

    Dimensions: 24.34 x 8.43

  • FullBath

    Level: First

    Area: 66.55 Square Feet

    Dimensions: 9.23 x 7.21

  • Bedroom

    Level: First

    Area: 130.12 Square Feet

    Dimensions: 11.15 x 11.67

  • Bedroom

    Level: First

    Area: 141.66 Square Feet

    Dimensions: 12.16 x 11.65

  • Kitchen

    Level: First

    Area: 211.31 Square Feet

    Dimensions: 19.28 x 10.96

  • DiningRoom

    Level: First

    Area: 138.63 Square Feet

    Dimensions: 11.63 x 11.92

  • LivingRoom

    Level: First

    Area: 285.71 Square Feet

    Dimensions: 18.35 x 15.57

Interior

  • Heating

    Electric

  • Sewer

    Public Sewer

  • Interior Features

    Tub Shower

  • Appliances

    Electric Range

Construction

  • Year Built

    Year Built: 1927

  • Home type

    Single Family Residence

  • Foundation Details

    Pillar Post Pier

  • Construction Materials

    Brick

  • Roof

    Composition, Shingle

  • Architectural Style

    Florida

Utilities & Energy

  • Utilities

    Electricity Available

Other Features

  • Lot Features

    Paved

  • Subdivision Name

    [no Recorded Subdiv]

  • Community Features

    Short Term Rental Allowed

Price History

DateEventPrice

06/18/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790104

Pending

$145,000

$84/sqft

06/16/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790104

Price Decreased

$145,000 -9.38%

$84/sqft

05/20/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790104

Listed for Sale

$160,000 -3.03%

$93/sqft

05/20/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790104

Price Increased

$165,000 +46.02%

$96/sqft

10/16/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #775457

Sold

$113,000 -18.71%

$65/sqft

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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 16, 2026, 08:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

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