For Sale
Single family home for sale at 3130 Magnolia Dr, Chipley, FL 32428 | MLS# 794152 | Listing updated on 2026-10-15
Photo 1 of Single family home for sale at 3130 Magnolia Dr, Chipley, FL 32428 | MLS# 794152 | Listing updated on 2026-10-15
Photo 2 of Single family home for sale at 3130 Magnolia Dr, Chipley, FL 32428 | MLS# 794152 | Listing updated on 2026-10-15
Photo 3 of Single family home for sale at 3130 Magnolia Dr, Chipley, FL 32428 | MLS# 794152 | Listing updated on 2026-10-15
Photo 4 of Single family home for sale at 3130 Magnolia Dr, Chipley, FL 32428 | MLS# 794152 | Listing updated on 2026-10-15
36+
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Street View

$698,900

Monthly Est:$3,479

  • Beds Icon2 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,870sqft

3130 Magnolia Dr, Chipley, FL 32428

$3,479/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2022

  • $8.33/mo HOA

  • 3 sqft lot

  • $374/sq.ft

Description

***Motivated Sellers say bring offers***

$15,000 credit offered with an accepted contract. The credit can help cover closing costs or offset any remodel costs to make the home yours.


Lakefront Country Living with Exceptional Quality.
Welcome to 3130 Magnolia Dr. inside Paradise Lakes gated community.

A remarkable 3.57-acre lakefront retreat on Dunford Lake.

This property features exceptional construction, thoughtful design, abundant outdoor space, and peaceful country living.
Designed for those who appreciate quality, privacy, comfort, and long-term value, this property is especially appealing to couples approaching retirement or those already enjoying
retirement, as well as anyone looking for the freedom and space of country living without giving up convenient access to Northwest Florida's amenities. Work from home and love the country setting? This could be your perfect next move.

Built for Long-Term Comfort & Value

The owners have spared no expense and thought of everything in creating a home designed for lasting value and comfort. The residence was constructed using high-grade ICF (Insulated Concrete Form) construction, providing exceptional strength, durability, insulation, and energy efficiency. Combined with Andersen A-Series high-efficiency windows, the home was designed to maintain a comfortable interior while reducing energy demands. The wood burning fireplace has a handy gas starter feature to make the fireplace easy to use for the few weeks a year that Northwest Florida might need a cozy fire while overlooking the lake.

The ICF construction contributes to lowering electricity costs and maintenance requirements approximately 30%-50% lower than a comparable traditional stick-built home (depending on usage, weather, utility rates, and maintenance practices).
The whole-home Generac generator provides additional peace of mind.
Inside, you'll find custom cabinetry throughout, tongue-and-groove cypress ceilings, engineered hardwood floors, and carefully selected finishes that create a warm, refined country atmosphere.

A Chef's Kitchen Made for Entertaining

The kitchen is truly the heart of this home, featuring a gas ZLINE commercial-style cooktop, matching ZLINE appliances, leathered granite countertops, and a massive center island designed for both cooking and entertaining.
Whether you're preparing a meal with produce from the garden or hosting family and friends, this kitchen provides the space and functionality to do it all.
Lake Views from Every Bedroom
Each bedroom offers a walk-out to the screened-in Florida room, creating an exceptional connection to the outdoors.
Enjoy your morning coffee overlooking picturesque Dunford Lake, spend a quiet afternoon reading, or unwind in the evening while watching the sunset and wildlife across the water.
The screened Florida room provides the perfect setting for peaceful mornings and memorable evenings.

A Fisherman's Dream

For the fishing enthusiast, this property is hard to beat. Dunford Lake produces excellent bass and other freshwater fish, putting your favorite pastime right outside your door.
Fish before breakfast, spend the afternoon in the garden, and relax beside the lake in the evening without ever leaving your property.

A Gardener's Paradise

The massive 60' x 120' garden produces more than one family could reasonably consume and offers an incredible opportunity for anyone who enjoys gardening, growing fresh food, preserving, or sharing with family and friends. The property also features established blueberries, pears, peach trees, blackberry trellises, orange and lemon trees, and a muscadine arbor.
For someone who has always dreamed of a productive country garden, this property makes that lifestyle possible.

Fully Enclosed Two-Bay Shop

A Rare Opportunity

This is a property designed for the next chapter--for those who want room to garden, fish, entertain, pursue hobbies, enjoy nature, and simply slow d

  • Houzeo last checked: 3 hours ago
  • Listing updated: October 15, 2026 at 11:59 pm
  • Listing Provided by: Derek McDavid DRE #SL3332255 | Think Real Estate (850) 270-4200
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794152 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    1

  • County

    Washington County

  • City

    Chipley

  • Neighborhood

    --

  • Year Built

    2022

  • HOA Fees

    $8.33/mo

  • Finished Area

    1,870 sqft

  • Lot Size

    3 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    794152

  • MLS Status

    Active

  • Days on Market

    60

  • Cumulative Days on Market

    143

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Location

HOA Management

N/A

HOA Fees

$100/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Security Gate Security Gate

Dock Dock

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 2

  • Bedroom

    Level: First

    Area: 168.00 Square Feet

    Dimensions: 14 x 12

  • LivingRoom

    Level: First

    Area: 625.00 Square Feet

    Dimensions: 25 x 25

  • PrimaryBedroom

    Level: First

    Area: 396.00 Square Feet

    Dimensions: 22 x 18

Interior

  • Heating

    Electric, Fireplaces, Heat Pump

  • Exterior Features

    Porch

  • Cooling

    Central Air

  • Interior Features

    Double Vanity, Main Level Primary, Walk In Closets

  • Appliances

    Down Draft, Energy Star Qualified Appliances, Electric Water Heater, Propane Cooktop

Construction

  • Year Built

    Year Built: 2022

  • Home type

    Single Family Residence

  • Construction Materials

    Hardiplank Type, Concrete

  • Architectural Style

    Other

  • Roof

    Shingle

  • Foundation Details

    Slab

Utilities & Energy

  • Parking Features

    Rv Access Parking, Gated

  • Security Features

    Gated Community, Security Gate

  • Association Amenities

    Dock, Gated

Other Features

  • Lot Features

    Sprinkler System

  • Subdivision Name

    Paradise Oaks

  • Community Features

    Gated, Short Term Rental Allowed

  • Patio And Porch Features

    Porch, Screened

Price History

DateEventPrice

10/15/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794152

Price Decreased

$698,900 -0.14%

$374/sqft

09/04/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794152

Price Decreased

$699,900 -7.29%

$374/sqft

08/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794152

Price Decreased

$754,900 -4.32%

$404/sqft

05/13/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #789823

Price Increased

$789,000 +1.81%

$422/sqft

05/13/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #789823

Off Market

$775,000 -1.77%

$414/sqft

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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 16, 2026, 08:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC