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- Property Details
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- HOA Management
- Facts & Features
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Street View
$698,900
Monthly Est:$3,479
2 Beds
- 2 Baths
2 full baths
1,870sqft
3130 Magnolia Dr, Chipley, FL 32428
$698,900
$3,479/moEst:
Get Pre-Approved
Single Family Residence
Built in 2022
$8.33/mo HOA
3 sqft lot
$374/sq.ft
Description
***Motivated Sellers say bring offers***
$15,000 credit offered with an accepted contract. The credit can help cover closing costs or offset any remodel costs to make the home yours.
Lakefront Country Living with Exceptional Quality.
Welcome to 3130 Magnolia Dr. inside Paradise Lakes gated community.
A remarkable 3.57-acre lakefront retreat on Dunford Lake.
This property features exceptional construction, thoughtful design, abundant outdoor space, and peaceful country living.
Designed for those who appreciate quality, privacy, comfort, and long-term value, this property is especially appealing to couples approaching retirement or those already enjoying retirement, as well as anyone looking for the freedom and space of country living without giving up convenient access to Northwest Florida's amenities. Work from home and love the country setting? This could be your perfect next move.
Built for Long-Term Comfort & Value
The owners have spared no expense and thought of everything in creating a home designed for lasting value and comfort. The residence was constructed using high-grade ICF (Insulated Concrete Form) construction, providing exceptional strength, durability, insulation, and energy efficiency. Combined with Andersen A-Series high-efficiency windows, the home was designed to maintain a comfortable interior while reducing energy demands. The wood burning fireplace has a handy gas starter feature to make the fireplace easy to use for the few weeks a year that Northwest Florida might need a cozy fire while overlooking the lake.
The ICF construction contributes to lowering electricity costs and maintenance requirements approximately 30%-50% lower than a comparable traditional stick-built home (depending on usage, weather, utility rates, and maintenance practices).
The whole-home Generac generator provides additional peace of mind.
Inside, you'll find custom cabinetry throughout, tongue-and-groove cypress ceilings, engineered hardwood floors, and carefully selected finishes that create a warm, refined country atmosphere.
A Chef's Kitchen Made for Entertaining
The kitchen is truly the heart of this home, featuring a gas ZLINE commercial-style cooktop, matching ZLINE appliances, leathered granite countertops, and a massive center island designed for both cooking and entertaining.
Whether you're preparing a meal with produce from the garden or hosting family and friends, this kitchen provides the space and functionality to do it all.
Lake Views from Every Bedroom
Each bedroom offers a walk-out to the screened-in Florida room, creating an exceptional connection to the outdoors.
Enjoy your morning coffee overlooking picturesque Dunford Lake, spend a quiet afternoon reading, or unwind in the evening while watching the sunset and wildlife across the water.
The screened Florida room provides the perfect setting for peaceful mornings and memorable evenings.
A Fisherman's Dream
For the fishing enthusiast, this property is hard to beat. Dunford Lake produces excellent bass and other freshwater fish, putting your favorite pastime right outside your door.
Fish before breakfast, spend the afternoon in the garden, and relax beside the lake in the evening without ever leaving your property.
A Gardener's Paradise
The massive 60' x 120' garden produces more than one family could reasonably consume and offers an incredible opportunity for anyone who enjoys gardening, growing fresh food, preserving, or sharing with family and friends. The property also features established blueberries, pears, peach trees, blackberry trellises, orange and lemon trees, and a muscadine arbor.
For someone who has always dreamed of a productive country garden, this property makes that lifestyle possible.
Fully Enclosed Two-Bay Shop
A Rare Opportunity
This is a property designed for the next chapter--for those who want room to garden, fish, entertain, pursue hobbies, enjoy nature, and simply slow d
- Houzeo last checked: 3 hours ago
- Listing updated: October 15, 2026 at 11:59 pm
- Listing Provided by: Derek McDavid DRE #SL3332255 | Think Real Estate (850) 270-4200
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794152

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
1
County
City
Neighborhood
--
Year Built
2022
HOA Fees
$8.33/mo
Finished Area
1,870 sqft
Lot Size
3 sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
794152
MLS Status
Active
Days on Market
60
Cumulative Days on Market
143

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Location
HOA Management
N/A
HOA Fees
$100/ Annually
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Security Gate
Dock
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 2
Bathrooms: 2
Bedroom
Level: First
Area: 168.00 Square Feet
Dimensions: 14 x 12
LivingRoom
Level: First
Area: 625.00 Square Feet
Dimensions: 25 x 25
PrimaryBedroom
Level: First
Area: 396.00 Square Feet
Dimensions: 22 x 18
Interior
Heating
Electric, Fireplaces, Heat Pump
Exterior Features
Porch
Cooling
Central Air
Interior Features
Double Vanity, Main Level Primary, Walk In Closets
Appliances
Down Draft, Energy Star Qualified Appliances, Electric Water Heater, Propane Cooktop
Construction
Year Built
Year Built: 2022
Home type
Single Family Residence
Construction Materials
Hardiplank Type, Concrete
Architectural Style
Other
Roof
Shingle
Foundation Details
Slab
Utilities & Energy
Parking Features
Rv Access Parking, Gated
Security Features
Gated Community, Security Gate
Association Amenities
Dock, Gated
Other Features
Lot Features
Sprinkler System
Subdivision Name
Paradise Oaks
Community Features
Gated, Short Term Rental Allowed
Patio And Porch Features
Porch, Screened
Price History
| Date | Event | Price |
|---|---|---|
10/15/2026 Source: | Price Decreased | $698,900 -0.14% $374/sqft |
09/04/2026 Source: | Price Decreased | $699,900 -7.29% $374/sqft |
08/17/2026 Source: | Price Decreased | $754,900 -4.32% $404/sqft |
05/13/2026 Source: | Price Increased | $789,000 +1.81% $422/sqft |
05/13/2026 Source: | Off Market | $775,000 -1.77% $414/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 16, 2026, 08:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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