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Condo for sale at 316 Cherry St #33, Panama City, FL 32401 | MLS# 787549 | Listing updated on 2026-10-23
Photo 1 of Condo for sale at 316 Cherry St #33, Panama City, FL 32401 | MLS# 787549 | Listing updated on 2026-10-23
Photo 2 of Condo for sale at 316 Cherry St #33, Panama City, FL 32401 | MLS# 787549 | Listing updated on 2026-10-23
Photo 3 of Condo for sale at 316 Cherry St #33, Panama City, FL 32401 | MLS# 787549 | Listing updated on 2026-10-23
Photo 4 of Condo for sale at 316 Cherry St #33, Panama City, FL 32401 | MLS# 787549 | Listing updated on 2026-10-23
26+
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Street View

$219,900

Monthly Est:$1,095

  • Beds Icon2 Beds
  • Beds Icon
    2 Baths
  • Beds Icon860sqft

316 Cherry St #33, Panama City, FL 32401

$1,095/moEst:

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  • Condominium

  • Built in 1982

  • $529/mo HOA

  • -- sqft lot

  • $256/sq.ft

Description

WATERFRONT INVESTMENT OPPORTUNITY | BAY CLUB AT ST. ANDREWS

Bring all reasonable offers! A great opportunity to own in a waterfront community with rental income already in place!

Currently tenant-occupied with a long-term lease through June 2027, generating $1,600 (UNFURNISHED) per month in rental income! Excellent tenants are already in place, making this an attractive opportunity for investors looking for an income-producing property without the immediate hassle of finding renters.

Inside, you'll find a bright, comfortable living with an inviting layout. Condo is freshly painted, with newer flooring, brand new balcony and sliding doors. Outside, Bay Club offer
s a peaceful waterfront setting surrounded by mature oak trees, an updated community pool, and beautiful St. Andrews Bay views. Boating enthusiasts will appreciate the community dock with approximately 10 feet of water depth--bring your boat and enjoy easy access to St. Andrews Bay! Enjoy fishing, coastal breezes, and unforgettable sunsets just steps from your door.

Conveniently located near historic St. Andrews, downtown Panama City, waterfront parks, restaurants, and local shops.

Seller welcomes reasonable offers. Schedule your showing today!

  • Houzeo last checked: 7 minutes ago
  • Listing updated: October 23, 2026 at 2:15 pm
  • Listing Provided by: Ekaterina I Tomlinson (850) 238-6225 DRE #3347523 | Top Producers Real Estate Group (850) 236-9113
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 787549 Bay/Panama City/Central Panhandle MLS-FL

This condo is in:

Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    Cove

  • Year Built

    1982

  • HOA Fees

    $529/mo

  • Finished Area

    860 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    787549

  • MLS Status

    Active

  • Days on Market

    215

  • Cumulative Days on Market

    209

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Location

HOA Management

N/A

HOA Fees

$529/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Water Water

Maintenance Maintenance

Trash Pickup Trash Pickup

Sewer Sewer

Beach Beach

Pools Pools

PestControl PestControl

LegalAccounting LegalAccounting

AssociationManagement AssociationManagement

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 2

  • Bedroom

    Level: First

    Area: 140.00 Square Feet

    Dimensions: 14 x 10

  • PrimaryBedroom

    Level: First

    Area: 140.00 Square Feet

    Dimensions: 10 x 14

Interior

  • Interior Features

    Main Level Primary, Tub Shower, Walk In Closets

  • Cooling

    Central Air

  • Appliances

    Washer Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater

  • Exterior Features

    Dock

  • Heating

    Central, Electric

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 1982

  • Home type

    Condominium

  • Architectural Style

    Low Rise

  • Foundation Details

    Slab

Utilities & Energy

  • Association Amenities

    Beach Rights

  • Pool Features

    Fenced, Gunite, In Ground, Community

  • Parking Features

    Additional Parking

  • Laundry Features

    Stacked

  • Utilities

    Electricity Available

Other Features

  • Lot Features

    Paved

  • Subdivision Name

    Bay Club Condo Ph 2

  • Community Features

    Beach, Dock, Elevator, Pool, Waterfront, Community Pool

  • Patio And Porch Features

    Balcony

Price History

DateEventPrice

10/23/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787549

Price Decreased

$219,900 -1.17%

$256/sqft

08/10/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787549

Listed for Sale

$222,500 +14782.94%

$259/sqft

06/09/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790273

Sold

$1,495

$2/sqft

06/05/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790273

Pending

$1,495

$2/sqft

05/30/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #790273

Price Decreased

$1,495 -6.27%

$2/sqft

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Cove Ranks #1 in Panama City, FL

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Homes

Rental prices
$1,194

Rental Prices

Median Home Price
$0

Median Home Price

Cove, Panama City, FL neighborhood guide

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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 08:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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