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Single family home for sale at 3224 Highway 98, Mexico Beach, FL 32456 | MLS# 796839 | Listing updated on 2026-10-21
Photo 1 of Single family home for sale at 3224 Highway 98, Mexico Beach, FL 32456 | MLS# 796839 | Listing updated on 2026-10-21
Photo 2 of Single family home for sale at 3224 Highway 98, Mexico Beach, FL 32456 | MLS# 796839 | Listing updated on 2026-10-21
Photo 3 of Single family home for sale at 3224 Highway 98, Mexico Beach, FL 32456 | MLS# 796839 | Listing updated on 2026-10-21
Photo 4 of Single family home for sale at 3224 Highway 98, Mexico Beach, FL 32456 | MLS# 796839 | Listing updated on 2026-10-21
40+
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Street View

$749,900

Monthly Est:$3,733

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon1,835sqft

3224 Highway 98, Mexico Beach, FL 32456

$3,733/moEst:

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  • Single Family Residence

  • Built in 2006

  • $300/mo HOA

  • -- sqft lot

  • $409/sq.ft

Description

GULF & CANAL VIEWS + PROVEN RENTAL HISTORY! Discover a standout coastal investment in the gated community of Cottages at Waterside Village in Mexico Beach. Offering the rare combination of Gulf and canal views, this 4-bedroom, 2.5-bath beach home pairs an inviting coastal atmosphere with a successful vacation rental history generating $115,000 in proven rental income. Whether you're looking to expand your investment portfolio or own a beach retreat that can welcome family, friends, and vacation guests, this property offers plenty to appreciate. Designed for relaxed coastal living, the home features an open layout with abundant windows, a spacious kitchen with breakfast bar, and a comfortable living area suited for gathering after a day at the beach. Upstairs, private balconies provide two distinct perspectives of the surrounding coastline and canal, while the flexible loft offers additional sleeping space or room to create a game room, media lounge, or work-from-home retreat. The appeal extends beyond the home itself. Enjoy a community pool, hot tub, and a shared elevated waterfront boardwalk leading to a canal-side deck with day-docking access. With the beach just a short stroll away and the laid-back charm of Mexico Beach all around, this property delivers an appealing blend of coastal lifestyle, flexible accommodations, and established rental performance.

  • Houzeo last checked: 6 minutes ago
  • Listing updated: October 21, 2026 at 10:44 pm
  • Listing Provided by: Abbott Martin Group (850) 460-2900 | EXP Realty LLC (850) 460-2900
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 796839 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    3

  • County

    Bay County

  • City

    Mexico Beach

  • Neighborhood

    --

  • Year Built

    2006

  • HOA Fees

    $300/mo

  • Finished Area

    1,835 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    796839

  • MLS Status

    Active

  • Days on Market

    4

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Location

HOA Management

N/A

HOA Fees

$900/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

SeeRemarks SeeRemarks

AssociationManagement AssociationManagement

Other Other

RecreationFacilities RecreationFacilities

LegalAccounting LegalAccounting

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

  • Bedroom

    Level: Second

    Area: 190.40 Square Feet

    Dimensions: 14 x 13.6

  • PrimaryBathroom

    Level: Second

    Area: 10.00 Square Feet

    Dimensions: 5 x 2

  • PrimaryBedroom

    Level: Second

    Area: 240.00 Square Feet

    Dimensions: 20 x 12

  • HalfBath

    Level: First

    Area: 6.00 Square Feet

    Dimensions: 2 x 3

  • Kitchen

    Level: First

    Area: 140.00 Square Feet

    Dimensions: 14 x 10

  • FamilyRoom

    Level: First

    Area: 480.00 Square Feet

    Dimensions: 20 x 24

Interior

  • Exterior Features

    Covered Patio

  • Sewer

    Public Sewer

  • Window Features

    Double Pane Windows

  • Interior Features

    Balcony, Double Vanity, Upper Level Primary

  • Appliances

    Electric Oven, Electric Range, Electric Water Heater

  • Heating

    Central, Electric

  • Cooling

    Central Air, Ceiling Fans

Construction

  • Year Built

    Year Built: 2006

  • Home type

    Single Family Residence

  • Construction Materials

    Hardiplank Type

  • Architectural Style

    Coastal

  • Roof

    Metal

Utilities & Energy

  • Pool Features

    Community

  • Security Features

    Gated Community

  • Parking Features

    Additional Parking, Garage, Garage Door Opener

  • Association Amenities

    Other, See Remarks

  • Utilities

    Electricity Available

Other Features

  • Subdivision Name

    Waterside Village

  • Community Features

    Pool, Waterfront, Community Pool, Gated, Short Term Rental Allowed

  • Patio And Porch Features

    Balcony, Deck

  • Lot Features

    Paved

Price History

DateEventPrice

10/21/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #796839

Listed for Sale

$749,900

$409/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 26, 2026, 12:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

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