For Sale
Single family home for sale at 3445 Cardinal Pl, Chipley, FL 32428 | MLS# 794153 | Listing updated on 2026-08-24
Photo 1 of Single family home for sale at 3445 Cardinal Pl, Chipley, FL 32428 | MLS# 794153 | Listing updated on 2026-08-24
Photo 2 of Single family home for sale at 3445 Cardinal Pl, Chipley, FL 32428 | MLS# 794153 | Listing updated on 2026-08-24
Photo 3 of Single family home for sale at 3445 Cardinal Pl, Chipley, FL 32428 | MLS# 794153 | Listing updated on 2026-08-24
Photo 4 of Single family home for sale at 3445 Cardinal Pl, Chipley, FL 32428 | MLS# 794153 | Listing updated on 2026-08-24
55+
Beds Icon

Street View

$349,900

Monthly Est:$1,742

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,379sqft

3445 Cardinal Pl, Chipley, FL 32428

$1,742/moEst:

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  • Single Family Residence

  • Built in 2023

  • $20.83/mo HOA

  • 1.7 acres lot

  • $254/sq.ft

Description

This 3-year old home still shines like new in the security gated lake subdivision of Leisure Lakes, a hidden gem about 30 minutes north of Panama City. A split bedroom design, it has 3 bedrooms and 2 bathrooms with a 2-car garage. Situated on 1.7 acres on a corner lot, it is still partially wooded for extra privacy. It is very difficult to see the house from both roads it fronts. Concrete siding boards provide strength and extra insulation. Along with 9-foot ceilings and a big trey ceiling in the living room, it helps keep the house cool. The flooring is covered with luxury vinyl planking that is durable and easy to clean. The kitchen features lots of white cabinetry, granite, breakfast bar, island with extra drawers and doors, and stainless steel appliances. There is a window above the large sink that offers views of the back woods, and the 16 x 26 covered concrete patio used as outdoor entertaining and grilling. There is a pot filler on the wall above the stove. The microwave has been vented through the roof but hidden by cabinets. The primary bedroom has room for a king bed and can be flanked by two windows. A pocket door opens to the bathroom suite that features a big walk-in closet, stone shower with double glass doors. The tall pole barn has water, power, a 30 amp service plug for a camper, and offer a pipeline connected to the septic tank. The enclosed storage building has electric power for lighting and tools. Live security guards are on duty weekdays, at other times residents have a special entry code. Enjoy the amenities that include a swimming pool, tennis court, basketball court, toddler playground, covered pavilion, men's and women's restrooms, grill stations and more. Come see if lake living would help you enjoy life.

  • Houzeo last checked: 3 hours ago
  • Listing updated: August 24, 2026 at 3:23 am
  • Listing Provided by: Harvey Bruce Webb DRE #3290471 | Counts Real Estate Group (850) 248-3615
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794153 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    1

  • County

    Washington County

  • City

    Chipley

  • Neighborhood

    --

  • Year Built

    2023

  • HOA Fees

    $20.83/mo

  • Finished Area

    1,379 sqft

  • Lot Size

    1.7 acres lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    794153

  • MLS Status

    Active

  • Days on Market

    60

  • Cumulative Days on Market

    6

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Location

HOA Management

N/A

HOA Fees

$250/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Park Playground Park Playground

Security Gate Security Gate

Beach Beach

deck deck

AssociationManagement AssociationManagement

PicnicArea PicnicArea

Gazebo Gazebo

FishingRights FishingRights

Barbecue Barbecue

Pools Pools

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • Workshop

    Level: First

    Area: 240.00 Square Feet

    Dimensions: 20 x 12

  • Bedroom

    Level: First

    Area: 196.00 Square Feet

    Dimensions: 14 x 14

  • Patio

    Level: First

    Area: 416.00 Square Feet

    Dimensions: 26 x 16

Interior

  • Heating

    Central, Electric, Heat Pump

  • Exterior Features

    Covered Patio

  • Cooling

    Central Air, Heat Pump

  • Interior Features

    Main Level Primary, Shower Only, Walk In Closets, Workshop

  • Window Features

    Double Pane Windows

  • Appliances

    Electric Oven, Electric Water Heater

Construction

  • Year Built

    Year Built: 2023

  • Home type

    Single Family Residence

  • Construction Materials

    Structural Insulated Panels, Vinyl Siding, Wood Frame

  • Architectural Style

    Craftsman

  • Roof

    Composition, Shingle

Utilities & Energy

  • Utilities

    Electricity Available, Underground Utilities

  • Security Features

    Gated With Guard, Gated Community

  • Association Amenities

    Beach Rights, Gated, Gazebo, Barbecue, Picnic Area

  • Pool Features

    Community

Other Features

  • Lot Features

    Paved

  • Subdivision Name

    Leisure Lakes 1st Add

  • Community Features

    Barbecue, Basketball Court, Beach, Boat Facilities, Fishing, Playground, Park, Pool, Tennis Courts, Gated

  • Patio And Porch Features

    Deck, Covered, Porch

Price History

DateEventPrice

08/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794153

Listed for Sale

$349,900

$254/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 16, 2026, 08:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

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