For Sale
Single family home for sale at 3540 Cedar Park Ln, Panama City, FL 32404 | MLS# 795320 | Listing updated on 2026-10-31
Photo 1 of Single family home for sale at 3540 Cedar Park Ln, Panama City, FL 32404 | MLS# 795320 | Listing updated on 2026-10-31
Photo 2 of Single family home for sale at 3540 Cedar Park Ln, Panama City, FL 32404 | MLS# 795320 | Listing updated on 2026-10-31
Photo 3 of Single family home for sale at 3540 Cedar Park Ln, Panama City, FL 32404 | MLS# 795320 | Listing updated on 2026-10-31
Photo 4 of Single family home for sale at 3540 Cedar Park Ln, Panama City, FL 32404 | MLS# 795320 | Listing updated on 2026-10-31
52+
Beds Icon

Street View

$425,000

Monthly Est:$2,115

  • Beds Icon4 Beds
  • Beds Icon
    2 Baths
  • Beds Icon2,127sqft

3540 Cedar Park Ln, Panama City, FL 32404

$2,115/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2023

  • $48.75/mo HOA

  • 0.21 acre lot

  • $200/sq.ft

Description

How would you like to have a POOL in Florida and have an amazing LOW electric bill !?!? Having these solar panels can guarantee that while you live in this beautiful home. Welcome to 3540 Cedar Park Lane in Panama City--where space, comfort, and outdoor living come together in one incredible property on cul-de-sac. This beautifully maintained 4-bedroom, 2-bathroom home offers a functional open layout perfect for both everyday living and entertaining.
Inside, you'll find a spacious living area that flows seamlessly into the kitchen and dining space, creating the perfect gathering spot. The kitchen is equipped with quartz countertops and a Brand NEW refrigerator along with
a stove and microwave that are just about a year old. The center kitchen island is the heart of the home.

With four generously sized bedrooms, there's plenty of room for family, guests, or even a home office setup. The finishes chosen for this home are beautiful and must be seen in person. Two car garage for plenty of storage and oversized mudroom everyone will love.

The primary suite is a true retreat, featuring a relaxing soaker tub--perfect for unwinding after a long day. Walk in closest to top it off.

Step outside to your own private backyard oasis! The stunning 16x32 in-ground pool features an 8-foot deep end and will be just 3 years old in October. Designed for efficiency and easy maintenance, it includes a variable-speed pump, sand filter, and LED pool light for beautiful evening swims. This chlorine pool is also plumbed for a slide, offering even more potential for fun. Built for durability, it features heavy-duty galvanized steel walls and a poly stair tub.
The spacious backyard is ideal for entertaining, relaxing, and making lasting memories with family and friends.

Conveniently located near Tyndall Air Force Base, shopping, dining, and schools, this home offers the perfect blend of comfort, location, and lifestyle.
Don't miss your chance to own this move-in ready home with all the upgrades and a backyard built to impress!

  • Houzeo last checked: 6 minutes ago
  • Listing updated: October 31, 2026 at 3:54 am
  • Listing Provided by: Tabitha Garcia (850) 866-4783 DRE #SL3515445 | CENTURY 21 Ryan Realty Inc (850) 233-7926
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795320 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2023

  • HOA Fees

    $48.75/mo

  • Finished Area

    2,127 sqft

  • Lot Size

    0.21 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    795320

  • MLS Status

    Active

  • Days on Market

    53

  • Cumulative Days on Market

    49

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

HOA Management

N/A

HOA Fees

$585/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

LegalAccounting LegalAccounting

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 2

Interior

  • Flooring

    Plank, Vinyl

  • Appliances

    Electric Range, Electric Water Heater

  • Interior Features

    Coffered Ceilings, Double Vanity, Soaking Tub, Separate Shower, Walk In Closets

  • Sewer

    Public Sewer

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central, Electric

Construction

  • Year Built

    Year Built: 2023

  • Home type

    Single Family Residence

  • Architectural Style

    Contemporary

  • Construction Materials

    Brick

  • Roof

    Asphalt, Shingle

Utilities & Energy

  • Parking Features

    Garage, Garage Door Opener

  • Pool Features

    In Ground, Private

  • Utilities

    Electricity Available

Other Features

  • Lot Features

    Paved

  • Patio And Porch Features

    Covered, Porch

  • Community Features

    Short Term Rental Allowed

  • Subdivision Name

    Cedar Park Ph Ii

Price History

DateEventPrice

10/31/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795320

Price Decreased

$425,000 -1.16%

$200/sqft

10/23/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795320

Price Decreased

$430,000 -1.15%

$202/sqft

09/28/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795320

Price Decreased

$435,000 -3.33%

$205/sqft

09/18/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795320

Price Decreased

$450,000 -3.23%

$212/sqft

09/11/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795320

Listed for Sale

$465,000

$219/sqft

Show more

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 04:45AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

Skip to Main Content