For Sale
Land for sale at 3779 Payne Lake Rd, Chipley, FL 32428 | MLS# 787841 | Listing updated on 2026-05-30
Photo 1 of Land for sale at 3779 Payne Lake Rd, Chipley, FL 32428 | MLS# 787841 | Listing updated on 2026-05-30
Photo 2 of Land for sale at 3779 Payne Lake Rd, Chipley, FL 32428 | MLS# 787841 | Listing updated on 2026-05-30
Photo 3 of Land for sale at 3779 Payne Lake Rd, Chipley, FL 32428 | MLS# 787841 | Listing updated on 2026-05-30
Photo 4 of Land for sale at 3779 Payne Lake Rd, Chipley, FL 32428 | MLS# 787841 | Listing updated on 2026-05-30
7+
Beds Icon

Street View

$70,000

Monthly Est:$348

  • Beds Icon-- Bed
  • Beds Icon
    -- Bath
  • Beds Icon0.8acre lot

3779 Payne Lake Rd, Chipley, FL 32428

$348/moEst:

Get Pre-Approved

  • Unimproved Land

  • Built in -

  • $-- HOA

  • 0.8 acre lot

  • $87,500/acre

Description

Waterfront Opportunity - Build Your Dream Home!

Discover the perfect setting for your future home on this beautiful 0.8-acre lakefront lot nestled within a quiet, well-maintained subdivision. With a septic tank already installed, you're one step closer to bringing your vision to life.

Enjoy peaceful surroundings, scenic water views, and the privacy you've been searching for--all while still being conveniently located. Whether you're planning a full-time residence or a relaxing getaway, this property offers the ideal blend of tranquility and potential.

Don't miss this rare opportunity to own a ready-to-build waterfront lot in a serene location. Bring your builder
and start creating the lifestyle you've been dreaming of!

  • Houzeo last checked: 3 hours ago
  • Listing updated: May 30, 2026 at 3:50 am
  • Listing Provided by: Jarah J Chesnut (850) 276-2326 DRE #3242542 | Chesnut Realty, Inc (850) 276-2326
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 787841 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Land

  • No. of Stories

    -

  • County

    Washington County

  • City

    Chipley

  • Neighborhood

    --

  • Year Built

    -

  • HOA Fees

    -

  • Finished Area

    - sqft

  • Lot Size

    0.8 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    787841

  • MLS Status

    Active

  • Days on Market

    196

  • Cumulative Days on Market

    57

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedroom: --

    Bathroom: --

Utilities & Energy

  • Water Source

    Well Needed

Other Features

  • Subdivision Name

    Payne Lakes

Price History

DateEventPrice

04/03/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787841

Listed for Sale

$70,000 +40.00%

$0/sqft

08/08/2024

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #754732

Price Decreased

$50,000 -21.26%

$0/sqft

06/02/2024

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #754732

Price Increased

$63,500 +73.97%

$0/sqft

04/10/2023

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #738034

Price Decreased

$36,500 -8.52%

$0/sqft

03/12/2023

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #738034

Sold

$39,900

$0/sqft

Getting Around 3779 Payne Lake Rd

Bike Score®

Bike Score

Somewhat Bikeable

8/100

Walk Score®

Walk Score

Car-Dependent

0/100

Data provided by Redfin

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 16, 2026, 08:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC