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Single family home for sale at 404 Bay Cvs, Ridgeland, MS 39157 | MLS# 4140407 | Listing updated on 2026-10-20
Photo 1 of Single family home for sale at 404 Bay Cvs, Ridgeland, MS 39157 | MLS# 4140407 | Listing updated on 2026-10-20
Photo 2 of Single family home for sale at 404 Bay Cvs, Ridgeland, MS 39157 | MLS# 4140407 | Listing updated on 2026-10-20
Photo 3 of Single family home for sale at 404 Bay Cvs, Ridgeland, MS 39157 | MLS# 4140407 | Listing updated on 2026-10-20
Photo 4 of Single family home for sale at 404 Bay Cvs, Ridgeland, MS 39157 | MLS# 4140407 | Listing updated on 2026-10-20
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$489,000

Monthly Est:$2,434

  • Beds Icon4 Beds
  • Beds Icon
    4 Baths
  • Beds Icon2,865sqft

404 Bay Cvs, Ridgeland, MS 39157

$2,434/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2002

  • $170/mo HOA

  • 0.24 acre lot

  • $171/sq.ft

Description

Welcome to your new home in the beautiful gated community of Summers Bay on the Ross Barnett Reservoir. This beautifully updated home offers more than just comfort and style -- it comes with its own boat slip, giving you direct access to one of Mississippi's most sought-after waterfront lifestyles. Imagine taking a short, leisurely walk from your front door to your boat, heading out for an afternoon of fishing, cruising the open water, or simply sipping wine while watching the sun set across the reservoir. Every day here feels like a vacation. Step inside to a freshly updated interior where timeless style blends effortlessly with modern finishes. The desirable open split plan is ideal for entertaining. The spacious living area flows seamlessly into the dining room, creating an inviting atmosphere for hosting guests or relaxing with loved ones. The heart of the home features a well-appointed kitchen with stunning quartz countertops, modern appliances, ample storage, and a cozy breakfast area perfect for quiet mornings or casual meals with friends. Just off the kitchen is a generously sized laundry room complete with abundant storage, sink, ice maker, and built-in ironing board. A convenient desk area nearby would also function beautifully as a private workspace or storm room. One of the most peaceful spaces in the home is the sunroom, offering relaxing views of the surrounding landscape. Begin your mornings with radiant sunrises and wind down to the soft glow of reservoir sunsets -- all within walking distance of the water. The main level offers three comfortable bedrooms designed for rest and retreat. The primary suite, privately situated at the back of the home, features a spacious ensuite bath with spa tub and twin walk-in closets. Two additional bedrooms share a well-appointed bath with dual vanities and generous closet space. Upstairs, you'll find a versatile fourth bedroom or bonus room complete with its own full bath -- making it the perfect private guest suite, home office, gym, or hobby space. The current owners have thoughtfully enhanced the home with: - New flooring - Quartz countertops - Updated lighting and fixtures - Tankless water heater - Electric car charging plug Additional highlights include a roof that is only two years old, fresh interior paint, and plush carpeting upstairs -- offering both style and peace of mind for years to come. This is more than just a home -- it's a lifestyle. Whether you're boating, entertaining, or simply enjoying the peaceful setting, this Summers Bay residence offers the very best of reservoir living. Schedule your private showing today and experience it for yourself.

  • Houzeo last checked: 5 minutes ago
  • Listing updated: October 20, 2026 at 4:04 pm
  • Listing Provided by: Heather Gibson (601) 983-7220 DRE #S59460 | Exit New Door Realty (601) 488-3948
  • Source: MLS United-MS | MLS#: 4140407 MLS United-MS

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Madison County

  • City

    Ridgeland

  • Neighborhood

    --

  • Year Built

    2002

  • HOA Fees

    $170/mo

  • Finished Area

    2,865 sqft

  • Lot Size

    0.24 acre lot

  • Basement Area

    - sqft

  • MLS Name

    MLS United

  • MLS Number

    4140407

  • MLS Status

    Active

  • Days on Market

    64

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Location

HOA Management

N/A

HOA Fees

$2,040/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

Management Management

Other Other

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 4

Interior

  • Interior Features

    Ceiling Fan(s), Crown Molding, Double Vanity, Eat In Kitchen, Granite Counters, High Ceilings, His And Hers Closets, Open Floorplan, Pantry, Primary Downstairs, Storage, Walk In Closet(s), Breakfast Bar, Kitchen Island

  • Flooring

    Carpet

  • Cooling

    Central Air, Electric

  • Heating

    Central, Fireplace(s)

  • Window Features

    Insulated Windows, Wood Frames

  • Sewer

    Public Sewer

  • Exterior Features

    None

  • Appliances

    Dishwasher, Gas Cooktop, Refrigerator

Construction

  • Year Built

    Year Built: 2002

  • Home type

    Single Family Residence

  • Architectural Style

    French Acadian

  • Construction Materials

    Brick

  • Foundation Details

    Slab

  • Roof

    Architectural Shingles

  • Property Condition

    Move In Ready

Utilities & Energy

  • Fireplace Features

    Living Room

  • Utilities

    Electricity Connected

  • Water Source

    Public

  • Laundry Features

    Electric Dryer Hookup, Main Level, Sink

  • Parking Features

    Parking Pad, Concrete

Other Features

  • Subdivision Name

    Summers Bay

  • Lot Features

    Cul De Sac

  • Community Features

    Fishing, Gated, Marina

Price History

DateEventPrice

08/28/2026

Source: mls_logoMLS United-MS #4140407

Listed for Sale

$489,000

$171/sqft

08/18/2026

Source: mls_logoMLS United-MS #4140407

Pending

$489,000

$171/sqft

06/06/2026

Source: mls_logoMLS United-MS #4140407

Off Market

$489,000 -1.39%

$171/sqft

02/25/2026

Source: mls_logoMLS United-MS #4140407

Listed for Sale

$495,900 +3.33%

$173/sqft

06/12/2024

Source: mls_logoMLS United-MS #4075820

Sold

$479,900

$168/sqft

Nearby Homes

Based on information from MLS United, LLC. through Oct 31, 2026, 06:00PM. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. © 2026 MLS United, LLC. All Rights Reserved.

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