- Overview
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Street View
$269,900
Monthly Est:$1,343
3 Beds
- 2 Baths
2 full baths
1,272sqft
4128 Catherine St, Panama City, FL 32408
$269,900
$1,343/moEst:
Get Pre-Approved
Townhouse
Built in 2005
$131/mo HOA
0.07 acre lot
$212/sq.ft
Description
**UNDER CONTRACT - SELLER ACCEPTING BACK-UP OFFERS**
Seller is now offering $10,000 toward Buyer's Closing Cost and/or Interest Rate Buy-down
with an acceptable offer +++ VA ASSUMABLE LOAN AT 3% - Want the Panama City Beach lifestyle without being right in the middle of the hustle and bustle? Welcome to 4128 Catherine Street--a cute, updated townhome tucked away in a small community while still keeping you close to everything you love about PCB!
This 3-bedroom, 2-bath townhome has been refreshed with new flooring, fresh paint and updated fixtures, making it move-in ready and easy to love. The unique two-story layout gives you plenty of flexibility, with two bedrooms and a full bath downstairs and the primary bedroom, kitchen and main living space upstairs. And when you're ready to soak up a little Florida sunshine, the community pool is just steps away!
The location is where this one really shines. You're approximately five minutes from NSA Panama City and just a short drive to the beach, bay, golf, shopping, dining and nightlife--close enough to enjoy it all, but tucked away enough to escape the crowds when you're ready to come home.
Whether you're looking for your own place at the beach, a full-time home or an investment opportunity for long- or short-term rentals, 4128 Catherine Street gives you plenty of possibilities.
Beach days, pool days, dinner by the water and your own little place to call home in Panama City Beach...what more could you ask for? BONUS: the HOA has an agreement with Waterhaven that allows access through their property to St. Andrew's Bay water! With today's rates, this is an opportunity to put those seller dollars to work toward lowering your upfront costs or potentially buying down your interest rate. And there's another financing opportunity--the seller's existing VA loan may be assumable at an incredible 3% interest rate, subject to buyer qualification and lender/servicer approval. Whether taking advantage of the seller credit with new financing and/or exploring the 3% VA loan assumption, buyers have options designed to make this Panama City Beach home even more affordable. Now offered at $269,900! Ask for details on both financing opportunities.
- Houzeo last checked: 8 minutes ago
- Listing updated: October 25, 2026 at 6:04 pm
- Listing Provided by: Mindy A Koester (850) 691-6087 DRE #SL3345605 | Epique Realty Inc (888) 893-3537
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 793880

Property Details
Status
Pending
Type
Townhouse
No. of Stories
-
County
City
Neighborhood
--
Year Built
2005
HOA Fees
$131/mo
Finished Area
1,272 sqft
Lot Size
0.07 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
793880
MLS Status
ActiveUnderContract
Days on Market
84
Cumulative Days on Market
74

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Location
HOA Management
N/A
HOA Fees
$131/ Monthly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Pools
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 2
Bedroom
Level: First
Area: 110.00 Square Feet
Dimensions: 10 x 11
Bedroom
Level: First
Area: 90.00 Square Feet
Dimensions: 10 x 9
PrimaryBedroom
Level: Second
Area: 126.00 Square Feet
Dimensions: 14 x 9
LivingRoom
Level: Second
Area: 255.00 Square Feet
Dimensions: 17 x 15
Interior
Appliances
Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Sewer
Public Sewer
Cooling
Central Air, Ceiling Fans
Flooring
Plank, Vinyl
Interior Features
Interior Steps, Upper Level Primary
Heating
Central, Electric
Construction
Year Built
Year Built: 2005
Home type
Townhouse
Foundation Details
Slab
Construction Materials
Vinyl Siding
Utilities & Energy
Pool Features
Community
Utilities
Electricity Available, High Speed Internet Available
Other Features
Community Features
Pool, Community Pool, Short Term Rental Allowed
Lot Features
Paved
Disclosures
Accepting Backup Offers
Patio And Porch Features
Balcony, Covered, Patio
Subdivision Name
No Named Subdivision
Price History
| Date | Event | Price |
|---|---|---|
10/25/2026 Source: | Pending | $269,900 $212/sqft |
10/06/2026 Source: | Price Increased | $269,900 +1.89% $212/sqft |
09/12/2026 Source: | Price Decreased | $264,900 -1.52% $208/sqft |
08/22/2026 Source: | Price Decreased | $269,000 -2.18% $211/sqft |
08/11/2026 Source: | Listed for Sale | $275,000 +12400.00% $216/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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